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KEYWORD "Mortgage Interest" - 100 RESULTS
There is a future in buy-to-let

High interest rates, slow price growth and more stringent tax rules have eroded Buy-to-Let’s (BTL) charm for a number of landlords,...

18 May 2024

From: Features

Only Realistic Sellers succeed in today’s market - leading agent

Only realistic sellers willing to negotiate prices are successful in the current market, says one of the country’s leading estate agents. The...

02 May 2024

From: Breaking News

What would a real property industry Budget look like?

The Spring Budget last Wednesday rounded out to be mostly a disappointment for the property industry, but it was also perhaps...

16 March 2024

From: Features

Home mover mortgage lending hit 50-year low in 2023

The level of mortgage approvals for home-movers hit the lowest level since the 1970s amid the cost of living crisis in...

05 March 2024

From: Breaking News

2023 - That was year that was...

As Conveyancers we operate in such a volatile market, where government economic policy can and has repeatedly made our professional lives...

13 January 2024

From: Features

Who have been the winners and losers in housing for 2023?

This year has seen an ongoing cost-of-living crisis, fluctuating mortgage rates, rising rents, and the threat of falling property prices. Although average...

23 December 2023

From: Features

Who have been the winners and losers for housing in 2023?

By Kevin Shaw, National Sales, Managing Director, Leaders Romans Group This year has seen an ongoing cost-of-living crisis, fluctuating mortgage rates, rising...

18 November 2023

From: Features

How trading down can help save you money and live a little

By Kevin Shaw, National Sales Managing Director, Leaders Romans Group As the cost-of-living crisis continues to impact the UK, many of us...

28 October 2023

From: Features

Agency boss: Government must stop fighting and fix the property market

Winkworth is calling for the Government to take immediate action to fix the property market.  On the eve of the Tory party...

29 September 2023

From: Breaking News

Have mortgage rates peaked?

Since the Bank of England base rate started making large jumps around the middle of last year, mortgage rates have increased...

23 September 2023

From: Features

Should landlords receive BTL mortgage support?

To help or not to help: that is the question the government is facing with regard to under-pressure private rented sector...

16 September 2023

From: Features

Chancellor rules out mortgage rate support

Chancellor Jeremy Hunt has ruled out providing financial support for struggling mortgage borrowers as rates hit new highs. Average mortgage rates hit...

21 June 2023

From: Breaking News

40-year mortgages - should you consider one?

It’s a tough old road for today’s first-time buyers, with house prices and mortgage interest rates much higher than they were...

03 June 2023

From: Features

Property Natter - Memories of times past while marching bravely forward

I’ve found myself in contemplative mode this week, looking forward to the future and remembering times past. In the immediate future –...

11 March 2023

From: Features

Lettings in the spotlight as current and future regulations hit the headlines

We’re only in February and it’s already clear that this year will set the future direction of the private rented sector...

15 February 2023

From: Features

Property expert reveals the 3 most powerful ways to add value to your home

The cost of living crisis in the UK has majorly impacted thousands of peoples’ plans to move home, with mortgage lending...

04 February 2023

From: Features

Agency body demands help for homeowners to go green

The Government is being urged to help homeowners go green and reintroduce mortgage interest relief as a way of boosting rental...

01 February 2023

From: Breaking News

Agency instructions end the year on the rise as demand slows

Agents are seeing more instructions as the year ends but fewer properties are selling, industry data shows. Figures from property data company...

21 December 2022

From: Breaking News

'Like a lump of coal at Christmas’ – Agents react to latest interest rate rise

The Bank of England increased interest rates from 3% to 3.5% yesterday, potentially pushing up costs for those looking to purchase property...

16 December 2022

From: Breaking News

Downsizing ‘a consideration’ as homeowners struggle with mortgages

A third of adults are struggling to pay their monthly rent or mortgage payments, new data shows. The figures from the Office...

26 October 2022

From: Breaking News

Rightmove: 'Some movers are pausing but others are rushing to complete'

Agency stock has hit the highest level so far this year but it seems to coincide with a decline in demand...

17 October 2022

From: Breaking News

Homeowners may face 2008-style mortgage strain - warning

The share of homeowners struggling to repay their mortgages could hit the same peak levels of the 2008 financial crisis by...

13 October 2022

From: Breaking News

Major developer reveals slowdown in demand for new-build homes

Demand for new-builds has slowed amid the current economic environment, a major developer has revealed. A trading update from Barratt Developments for...

13 October 2022

From: Breaking News

Quality marketing counts more than ever in tougher conditions, claims firm

Estate agents need to concentrate on quality marketing more than ever before as mortgage interest rates rise and lenders become ever...

06 October 2022

From: Breaking News

Insight - buy-to-lets failing to beat inflation

As inflation passes the 10% mark, it’s no surprise that many landlords are hurriedly reviewing the health of their buy-to-let portfolio. You...

03 September 2022

From: Features

House prices hit sixth consecutive high - will the market ever cool off in 2022?

In this guest piece, Kevin Shaw, National Sales Managing Director at Leaders Romans Group, looks at whether house prices will start to cool...

27 August 2022

From: Features

Slowdown or slump? Agents give their view on a housing market crash

Two senior estate agency figures have given their views on the prospects for the property market as commentators warn that longer-term...

25 August 2022

From: Breaking News

July 'busiest month of 2022 for sales amid rush to beat rate rises’

July was the most active month for home sales so far this year but agents acknowledge that a slowdown is coming. The...

24 August 2022

From: Breaking News

Insight - is it Time to Stamp Out SDLT?

Stamp Duty Land Tax (SDLT) has long been the bugbear of many property transactions. Even the very wealthy will lose interest...

07 May 2022

From: Features

Unlocking £4.5bn of tenancy deposits is the key to the cost-of-living crisis

Earlier this month, the government’s energy regulator Ofgem announced a record 54 percent increase to the energy bill price cap. Combined...

23 March 2022

From: Features

Consumer confidence drops sharply amongst potential buyers

The Building Societies Association’s regular confidence tracker about the housing market shows rising pessimism over interest rates, the escalating cost of...

18 March 2022

From: Breaking News

Affordability is the issue of the rent control argument

The hot topic of rent controls has remerged in recent weeks, with passionate voices on both sides of the argument speaking...

02 March 2022

From: Features

Interest rates could rise five fold by the end of 2022 - claim

The Bank of England’s monetary policy committee is set to meet today to consider a possible rise in base rate -...

03 February 2022

From: Breaking News

Should house prices and mortgage costs be based on EPC ratings?

A new survey suggests two thirds of current or potential home owners would accept the idea of a mortgage interest rate...

05 January 2022

From: Breaking News

Market to get tougher despite upbeat house price figures

The prospect of higher mortgage interest rates mean the housing market may get tougher soon despite another set of upbeat house...

18 November 2021

From: Breaking News

Rent Controls - It’s Back To The Future

Few political policies have such a ring of the past as rent controls - they were last seen in this country...

04 September 2021

From: Features

 Are EPCs set to become more important in future?

Initiatives by property portal Residential People and mortgage lenders Paragon Bank and Foundation Home Loans help people to find, buy or...

16 July 2021

From: Breaking News

Could an adjustment to BTL Stamp Duty improve the lettings market?

The Stamp Duty holiday has been very beneficial for hundreds of thousands of buyers looking to take advantage of savings, even...

16 June 2021

From: Features

Housing market needs more help as Covid support measures end - call

Banks and building societies want the government to offer more help to the housing market through additional assistance to home owners...

28 May 2021

From: Breaking News

Future interest rate rise could crash the market, warns analyst

A relatively modest interest rate rise could trigger a crash in the housing market according to the housing analyst behind the...

13 May 2021

From: Breaking News

End of mortgage holiday could spell disaster for many - claim

A new paper from a think tank warns that many low income owner occupiers risk losing their homes when the mortgage...

07 October 2020

From: Breaking News

The final stages of Section 24 – where does this leave the PRS?

This month saw the introduction of the final stages of the Section 24 tax changes, first introduced in April 2017. Whereas buy-to-let...

18 April 2020

From: Features

A new Housing Minister - what does it mean for the PRS?

Earlier this month, Boris Johnson carried out a reshuffle of his cabinet, telling ministers they must 'repay the trust of those...

22 February 2020

From: Features

Two-tier system can produce winners if landlords are prepared to move

After a challenging period for the UK property market, recovery is very much on the cards and the end to uncertainty...

01 February 2020

From: Features

Up again: House price rises at 14-month high as Bank meets

The Bank of England’s monetary policy committee meets today for its monthly decision on whether the move base rate - and...

30 January 2020

From: Breaking News

Prices up! Transactions up! Agent forecasts a boom in 2020

Some buying agents have batted away the many signs of an improving housing market but one says the Boris Bounce is...

24 January 2020

From: Breaking News

Property Natter: what has the last decade meant for the property industry?

Yes, believe it or not, we’ve nearly reached the end of a whole decade. And what an eventful decade it’s been. We’ve...

14 December 2019

From: Features

General election 2019: The housing crisis remains a top issue

With Brexit still unresolved, the domestic agenda has been pushed from the headlines by the seemingly overwhelming public and political discord...

07 December 2019

From: Features

Home Logbooks, Property MOTs and agent regulation demanded by NAEA

The National Association of Estate Agents and the Association of Residential Letting Agents have issued their manifesto for next month’s General...

05 November 2019

From: Breaking News

Why regulation is good for the deposit replacement sector

Since I started working with Zero Deposit for me the market leader in deposit replacement alternatives, the most common question I am...

19 October 2019

From: Features

Market optimism: Agents urge buyers to see beyond Brexit shambles

Agents have expressed quiet optimism that the market may be over the worst as it continues to show resilience in the...

17 October 2019

From: Breaking News

Targeting the right landlords for post-fees ban success

We know that the tenant fee ban has cost letting agents dearly, with an estimated loss of £300 million paid to...

02 October 2019

From: Features

Would a Berlin-style rental price freeze work in the UK?

Recently a number of politicians and charities have been calling for the introduction of rent controls or rent freezes in the...

24 August 2019

From: Features

Treasury grabs record Capital Gains Tax after buy to let sell-off

A record £8.2 billion was paid in Capital Gains Tax in 2017/18 - over £1 billion more than the year before.  The...

07 August 2019

From: Breaking News

MHCLG gets a makeover – three key tasks for the new ministers to consider

With Boris Johnson winning the Conservative leadership election and becoming Prime Minister, he has spent his first few days in office...

03 August 2019

From: Features

Tenant fees ban – post-apocalyptic or the dawn of a new age?

Sometimes having prior knowledge of a stressful event can be more stressful than the event itself, just look at Brexit for...

24 July 2019

From: Features

Theresa May’s legacy - how has housing fared under her government?

Theresa May arrived in Downing Street some three years ago - but her premiership has not been a smooth ride. As she...

06 July 2019

From: Features

What next for property in 2019?

As 2018 draws to a close, it is fair to say that stretched affordability and uncertainty over the Brexit negotiations has...

29 December 2018

From: Features

Property Natter – A to Z of the property market for 2018

Another year is nearly done – and what an eventful year it’s been. We’ve had more than our fair share of breaking...

22 December 2018

From: Features

What are the biggest challenges facing letting agents in 2019?

There is a perfect storm brewing in the lettings market, and as the saying goes, “you can’t change the direction of...

12 December 2018

From: Features

Brexit Bedlam: Rightmove and agency give housing market warnings

The chief executive of online agency HouseSimple says “sellers need to be prepared and willing to lower their expectations” in the current...

07 December 2018

From: Breaking News

We need to wake up before we sleepwalk into a housing crisis

It’s now almost a month since the government introduced new rules on Houses in Multiple Occupation (HMO), as part of its...

27 October 2018

From: Features

Three-year tenancies - should they be compulsory?

An open rental market, where neither landlord nor tenant is in a dominant position, enables rents to rise and fall, which...

27 October 2018

From: Features

Property Natter – legislation, legislation, legislation

Landlords and letting agents might feel they’ve taken a bit of a battering from the government in recent years – and...

22 September 2018

From: Features

Why letting agents need to be ready for a challenging market this autumn

The buy-to-let sector, which has been under sustained pressure for a number of years now thanks to tax changes designed to...

15 August 2018

From: Sponsored Content

Good news - mortgage arrears and repossessions continue to fall

There’s been another drop in mortgage arrears and possessions for owner occupiers - although an increase for some elements of the...

10 August 2018

From: Breaking News

House price rises will struggle this year and next, say top economists

One of the UK’s leading group of economic experts has repeated its warning that housing market is not going to see...

09 July 2018

From: Breaking News

Tale of our times: flat sells after 575 days at £111,500 below asking price

The Money editor of The Mirror newspaper has finally sold a home he first put on the market in late 2016...

21 June 2018

From: Breaking News

Agents clash over whether prime London still appeals to investors

Prime London’s transactions are now the preserve of so-called ‘needs-based buyers’ and not investors according to high-end agency Knight Frank -...

21 June 2018

From: Breaking News

House prices still rising but market is softening, Halifax figures show

Prices grew at a faster than expected rate last month according to the Halifax House Price Index, which has reported a...

08 June 2018

From: Breaking News

Agency warns about effect of interest rate rise on household budgets

A 1.0 per cent interest rate rise would add £930 a year to the cost of servicing the average mortgage, according...

27 February 2018

From: Breaking News

Rental market analysis: what is the outlook for 2018?

A range of factors - including fierce competition under the supplied housing market, rising property prices and political uncertainty – have...

08 February 2018

From: Sponsored Content

What next for property in 2018?

What a year it’s been! Back in 2016 we had Brexit, a new prime minister, Donald Trump’s election, and so when...

30 December 2017

From: Features

Five things that didn’t happen in 2017

It’s traditional before Christmas to either review the year past or anticipate the one ahead - but I’m intrigued about what...

16 December 2017

From: Features

Property Natter: A to Z of the property industry for 2017

As we hurtle towards the end of 2017, it’s time to reflect on the year that’s just been.   Even better, this property-based...

25 November 2017

From: Features

Property experts reveal their Autumn Budget wishlist

The housing industry has set out a list of demands in advance of the government’s hotly anticipated Autumn Budget on Wednesday.  Despite...

18 November 2017

From: Features

How can agents use the interest rate rise to re-engage with clients?

We recently witnessed the Bank of England's Monetary Policy Committee (MPC) increase the base interest rate for the first time since...

07 November 2017

From: Sponsored Content

Back To The Future: a short history of rent controls

Like many of Labour’s recent policy proposals, its call for rent controls leaves more questions than answers.  There has been widespread criticism...

07 October 2017

From: Features

Could tax be the excuse to introduce national private rental licensing?

It’s not just the evenings drawing in that marks the approach of autumn - it’s also the return to work of...

26 August 2017

From: Features

Tory-led body says second home owners should be penalised more

A think tank says the penalties now levied against second home owners - such as the stamp duty surcharge and phasing...

21 August 2017

From: Breaking News

Newspapers ramp up pressure for further reform of stamp duty

Stamp duty has become the latest weapon in the ongoing war of words between different wings of the Conservative party, as...

14 August 2017

From: Breaking News

Investor consultancy wants new government to lay off property

London Central Portfolio, a property investment consultancy, has set out a five point plan for the next government elected this week...

05 June 2017

From: Breaking News

General election 2017: Facing the UK’s housing crisis

Theresa May’s call for a snap general election on June 8 took many by surprise. But estate agents have been broadly...

03 June 2017

From: Features

Mortgage rates now at their lowest-ever level, says bank

Mortgage rates continue to fall with the average new lending rate at a record low of 2.2 per cent: as a...

27 April 2017

From: Breaking News

Two more years of government pain for the industry

My apologies if this causes you to break your Easter egg with a little too much aggression, but I reckon the...

15 April 2017

From: Features

Developers want SDLT and tax changes reversed to boost sales

More than three quarters of developers want to see the government go into reverse on its stamp duty and mortgage interest...

13 April 2017

From: Breaking News

Mortgage market review

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

08 April 2017

From: Features

Property Natter: Q & A with David Cox, ARLA Propertymark

In this Natter we have an exclusive interview with David Cox, CEO of ARLA Propertymark and one of the best-known figures...

08 April 2017

From: Features

Budget 2017: Pleas for reform fall on deaf ears

Chancellor Philip Hammond delivered his first Budget this week pledging extra funding for the NHS, transport in the Midlands and the...

11 March 2017

From: Features

Agents Do Charity - and never mind the Chancellor....

There was nothing doing in the Budget - no stamp duty reform, no second look at mortgage interest tax relief changes,...

10 March 2017

From: Breaking News

Budget: No new property taxes - but landlords may be hit

Chancellor Phillip Hammond has introduced no new property taxes in his Spring Budget - but a clampdown on those setting up...

08 March 2017

From: Breaking News

Budget 2017 wishlist: Expectations from the property sector

Looking ahead to the Spring Budget this week, the Chancellor Philip Hammond will be obliged to face up to the implications...

04 March 2017

From: Features

What does the future hold for the buy-to-let market?

Over the past two decades, investing in buy-to-let has been a relatively easy way to make money, which is why so...

25 February 2017

From: Features

Will incorporation affect the agent/landlord relationship?

The buy-to-let market has gone through significant change in the last year and with the Budget just around the corner, what...

25 February 2017

From: Features

Buy-to-let mortgages: What opportunities and challenges lie ahead?

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

17 February 2017

From: Features

Three things agents need to consider in 2017

2016 was quite a year – eventful, dramatic, shocking and impossible to predict. In no particular order, we saw Leicester winning...

18 January 2017

From: Sponsored Content

What next for the rental market in 2017?

The rental market has had to face a raft of changes over the past year, including the introduction of the 3% stamp...

14 January 2017

From: Features

March 8 is next date for bad (or good) news on property taxes

The government has announced that its next Budget will be on March 8 next year. Until recently, Budgets and their ‘mini-me’ Autumn...

22 December 2016

From: Breaking News

Brexit and property taxes lead to subdued forecast for 2017 market

Brexit and wider economic uncertainties worsened by changes to property taxation have forced the Council of Mortgage Lenders to cut its...

20 December 2016

From: Breaking News

Quote, unquote - What the industry said in 2016

Forecasts are so last year: who anticipated Bowie, Brexit or Balls for example? Quotes, on the other hand, really ARE last year...

17 December 2016

From: Features

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