Archive

Borrowers are currently rolling off relatively favourable two-year fixed-rate deals agreed at the start of 2022, but the pain from higher...

The Government may have backtracked on plans for 100% loan-to-value (LTV) mortgages but Yorkshire Building Society has come up with its...

The Government’s proposal to introduce a new 1% deposit mortgage scheme to help young people onto the property ladder is unworkable...

Mortgage rates may be falling but tougher lending criteria is stifling many borrowers, including high earners. Research by Investec has found the...

Large language models, machine learning, artificial intelligence, artificial general intelligence, and 'the singularity' change everything, but there again, they change literally...

Low deposit home buyers have been given a boost after product choice hit a 14-month high. Data from Moneyfacts shows the number...

Mortgage brokers have hailed a ‘watershed moment’ as Nationwide became the first lender in months to release a sub-5% home loan...

Rightmove is hopeful that mortgage rates will continue to drop. It comes as its latest data shows average two-year fixed rate mortgage...

As much of the country battened down the hatches for the first storm of the season, there may have been a...

Mortgage borrowers now have the greatest choice of home loan products since February 2022, Moneyfacts data suggests. It is a boost for...

Estate agency has changed. No longer is it required to sit in a high street office working the old way. Provide a...

The term mixed-tenure development usually refers to residential developments where different residential tenures are provided on the same site. Typically, tenure was...

Home-movers are set for a period of stability in the mortgage market, Rightmove claims. The portal’s latest mortgage tracker found average mortgage...

Success with your chosen CRM solution should not be a one-and-done package. Once you team up with a stellar CRM provider,...

CRMs can be superheroes for your business, but not all of them possess the necessary powers to save the day. As...

By adopting a top-notch Customer Relationship Management (CRM) solution, you're not only opening doors to acquiring new customers and nurturing existing...

In simple terms, as you are probably aware, ‘lenders’ are the organisations who loan you something, in this case money to...

Skipton Building Society has unveiled details of the first 100% loan-to-value mortgage launched since the 2008 financial crisis. Aimed at renters, the...

Further mortgage rate rises could be on the way for homebuyers and owners, Rightmove suggests. After a few weeks where mortgage rates...

Mortgage lenders are ‘actively competing’ for home buyers, Rightmove claims. The portal’s mortgage expert has predicted that mortgage rates will remain flat...

Black mould associated with condensation is becoming an increasing problem for homes in the UK and following the tragic death of...

Lies, damned lies, and statistics this week. I don’t know about you, but sometimes I feel as though I’m being bombarded...

The average monthly mortgage payment for a household buying a first-time buyer home would increase to £1,302 if the average mortgage...

Research over recent years has regularly pointed to the Bank of Mum & Dad being one of the UK’s biggest lenders,...

The Bank of England’s continued rise in interest rates – the latest being a shift up to 1.25% - is, in...

The government is being urged to expand and make the Treasury’s mortgage guarantee scheme permanent and compulsory on home loans above...

There’s been a marked reduction in mortgage product availability for a second consecutive month.  Independent mortgage market monitor Moneyfacts says there are...

The product choice for buyers wanting mortgages is now the highest it has been since 2008 according to the independent service...

A broker claims the high profile return of the 95 per cent mortgage has actually made little impact on the housing...

Following a month in which the number of property transactions was the highest since records began, it might seem a little...

The signs are that even with the stamp duty holiday tapering to a close at the end of the summer, the...

There are now more mortgage products available than at any time since the start of the pandemic in March 2021. Data from...

Nationwide Building Society is to become the largest mortgage provider to reintroduce 95 per cent Loan-to-Value home loans without government support.  These...

It’s not just housing transactions that signal a red-hot market - the mortgage landscape is at its strongest for some time...

With property transactions taking longer than ever and many people operating at capacity, it is easy to overlook the progress made,...

The latest Moneyfacts monitor of the mortgage market suggests a significant number of new 95 per cent products - even without the...

Bank of England figures reveal that in February there were 87,700 mortgage approvals - down from a peak of 103,700 in...

Mortgage availability has risen for the fifth consecutive month according to respected market monitor Moneyfacts. With 3,532 products on offer, this is...

First time buyers with just a 10 per cent deposit - for long almost excluded from the mortgage market - now...

There’s now more choice in the mortgage market than at any time since last March, before the pandemic reached a peak. The...

With the Government announcement this week of another national lockdown across England amid the surging coronavirus infections, it once again puts...

Recent debate about urgent need for reform and better collaboration within the property industry, has once again come under the spotlight...

Recent figures emanating from the mortgage and housing market suggest that – since lockdown was ended in mid-May – transaction levels...

It’s been an unexpected year for the property market, shaped by the effects of the pandemic. We didn’t quite anticipate the...

With access to finance being such a hot topic at the moment, more and more estate agents are turning to commercial...

Zoopla's Research and Insight Director Richard Donnell writes: Just over a fortnight on since the Chancellor announced the Stamp Duty holiday and...

Britain’s second largest lender is to offer 90 per cent loan to value mortgages once again from next Monday - a...

An industry analyst is challenging the long-established agents’ view that reducing or temporarily scrapping stamp duty would help the market. On the...

A survey of 2,000 prospective movers by Zoopla shows the vast majority still intent on buying - but younger purchasers’ plans...

An estate agency with a reputation for PropTech innovation says it now live-streams all instructions in a bid to operate more...

The outlook for the housing market is still taking shape, but here I take a look at three market indicators to...

The number of prime residential housing transactions has increased rapidly in the past two decades and even in the past five...

A study from Santander Mortgages has blown the cover on first time buyers, suggesting they know almost nothing and research very...

Monthly mortgage payments as a proportion of income have dropped to 31 per cent now from 43 per cent a decade...

A new survey suggests that despite many lenders increasing their rates, most mainstream mortgages are down compared to the start of...

Barclays is next week launching a so-called ‘green mortgage’ which links the loan to the Energy Performance Certificate rating of the...

The costs of the majority of mainstream mortgages increased in the final three months of last year.  The news comes from mortgage...

A new property portal called Linktosale aims to launch in the UK at the start of March following what appears to...

Whenever any research is released, part of me can’t help thinking of that old adage, ‘lies, damn lies and statistics’ especially...

Independent financial service Moneyfacts says first time buyers who opt for a fixed rate deal might be better off if they chose...

There are more mortgage products available to buyers now than at any time since 2008 according to respected finance monitor service...

It seems prop-tech is exploding at a scary rate, and the latest brands are all trying to grab our attention by...

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

Annoying isn’t it. You take on a stunning property, agree a compelling asking price and your Vendor is desperate to get the...

Moneyfacts, the independent financial products monitoring service, says first time buyer have a lot to thank Help To Buy for -...

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

The key lies in improving your customer experience through technology For Agents, the tremendous growth in online estate agents highlights a strong...

The number of 95 per cent loan to value mortgages available for first time buyers has dwindled 16 per cent in...

What is Properstar? Properstar helps UK estate agents cross the chasm from local to global in respect of advertising their properties. Using...

Paying too much every month for your website? Move your website to us and we guarantee to halve your monthly bill I want...

What a month it has been. By the time you read this, we'll have a new Prime Minister, a new Cabinet,...

As I sit and write this piece, even with the FTSE 100 back up and sterling having recovered some of its...

Sales skills, and the ability to negotiate in particular, have always been a core ingredient for any estate agent – and...

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

It’s the news that has got everyone talking: Barclays are bringing back the 100% mortgage.  The market has taken a bit of...

First time buyers with small deposits are among those likely to suffer as a result of new regulations on credit risk...

As we know, the property market in London is notorious for sitting a long way outside the conventions of the wider UK...

The average deposit for a property has risen 15 per cent in the past year and now stands at over £80,000...

Let Mid West Displays get your window in shape! Never underestimate the power of high street presence. Image is everything, and what...

Given that I wrote my last article on the day of the General Election but well before the result was known,...