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KEYWORD "Lending" - 100 RESULTS
Mortgage lenders forecast rising supply and demand

Lenders are predicting a busy quarter for supply and demand of mortgages. The Bank of England’s latest Credit Conditions Survey showed lenders...

12 April 2024

From: Breaking News

Optimism in residential housing in Scotland as the market proves its resilience

Stress tests are a valuable tool for measuring resilience and the Scottish residential property market was put through a fairly gruelling...

30 March 2024

From: Features

UK’s largest mortgage lender vows to help speed-up home sales

Lloyds Banking Group (LBG) has become the latest member of the Open Property Data Association (OPDA), committing to help speed up...

12 March 2024

From: Breaking News

Home mover mortgage lending hit 50-year low in 2023

The level of mortgage approvals for home-movers hit the lowest level since the 1970s amid the cost of living crisis in...

05 March 2024

From: Breaking News

Property expert slams 1% mortgages as Government considers introduction

The Government’s proposal to introduce a new 1% deposit mortgage scheme to help young people onto the property ladder is unworkable...

24 February 2024

From: Features

Mortgages to older borrowers drop 37.1% amid higher rates - data

Older borrowers were deterred by high mortgage rates last year, bank data suggests. Quarter four figures from UK Finance show a 37.1%...

20 February 2024

From: Breaking News

Wealthy buyers hit by tougher lending criteria

Mortgage rates may be falling but tougher lending criteria is stifling many borrowers, including high earners. Research by Investec has found the...

30 January 2024

From: Breaking News

2023 - That was year that was...

As Conveyancers we operate in such a volatile market, where government economic policy can and has repeatedly made our professional lives...

13 January 2024

From: Features

Halifax records shock rise in house prices for 2023 - were values really up?

House prices ended 2023 up 1.7%, Halifax has claimed. The lender’s latest House Price Index for December 2023 suggests the price of...

08 January 2024

From: Breaking News

Nationwide: Average prices fell in 2023 and rebound unlikely in 2024

Average house prices ended 2023 down 1.8%, according to Nationwide. The lender’s December House Price Index, based on its own mortgage lending...

02 January 2024

From: Breaking News

Mortgage lending to remain weak in 2024

Mortgage lenders are expecting a quieter year for home loans in 2024. Forecasts from banking trade body UK Finance suggest lending for...

28 December 2023

From: Breaking News

Mortgage commitments drop as homebuyers hold back - research

The value of gross mortgage advances increased during the third quarter but future lending commitments have dropped, Bank of England data...

13 December 2023

From: Breaking News

Major mortgage lender calls for first-time buyer market review

Nationwide has called for an independent review of the first-time buyer market as it urges the Chancellor to boost support for...

20 November 2023

From: Breaking News

Knight Frank: Lending outlook improves but risks remain

The lending outlook is improving for the housing market but psychological milestones remain, Knight Frank warns. The latest UK market commentary from...

20 November 2023

From: Breaking News

Number of sub-5% mortgage deals has doubled this month

The number of lenders offering sub-5% mortgage deals has doubled in the past month in a sign that the cost of...

17 November 2023

From: Breaking News

Mortgage rates set to drop but lenders expect lower levels of demand

Mortgage lenders are braced for a slower market over the rest of the year. The latest Bank of England Credit Conditions Survey...

13 October 2023

From: Breaking News

Buyers continue to rely on relatives for homebuying support - research

Mortgage searches on behalf of borrowers using gifted equity or making a concessionary purchase from a family member rose by 75%...

12 September 2023

From: Breaking News

Open Property Data Association welcomes first lender member

United Trust Bank (UTB) has become the first lender to sign up to the Open Property Data (OPDA) Association. Additionally, the bank’s...

31 August 2023

From: Breaking News

Fewer buyers stretching affordability to get on property ladder

Mortgage lending has dropped and buyers are no longer stretching their affordability limits, UK Finance claims. New data from the banking trade...

30 August 2023

From: Breaking News

‘Bank of Family’ to fund record number of property purchases claim

Record numbers of homebuyers are set to get on the property ladder with the help of the “Bank of Family” this...

30 August 2023

From: Breaking News

Sibling support for first-time buyers doubles - research

Forget the Bank of Mum & Dad, now even siblings are chipping in to help brothers and sisters onto the property...

29 August 2023

From: Breaking News

Share Price plummets after agency group’s profits warning

The share price of LSL Property Services dropped around 16 per cent at one point yesterday following a profits warning given...

08 August 2023

From: Breaking News

Jonathan Rolande: Persuasive agents will win in this market

In his latest column Jonathan Rolande explains why estate agents need to ditch selling techniques and brush up on persuasion to...

07 August 2023

From: Breaking News

Speculation about Gove future as reshuffle likely in September

It may be all change - again - at the Department of Levelling Up, Communities and Local Government if media speculation...

17 July 2023

From: Breaking News

Lenders urged to review mortgage criteria to reflect EPC ratings

Mortgage lending criteria and products are failing to keep up with more energy-efficient homebuilding techniques, it has been claimed. The Home Builders...

06 July 2023

From: Breaking News

Leveraging technology: choosing the ultimate estate agency CRM

In the fiercely competitive property industry, staying ahead of the game is essential for thriving and achieving success. That's where the...

30 June 2023

From: Sponsored Content

Jonathan Rolande: Is this the week that everything changed?

The National Association of Property Buyers’ Jonathan Rolande gives his take on a manic week for the property market. I dearly hope I...

16 June 2023

From: Breaking News

Mortgage lending returns to pandemic levels in new house price threat

The value of mortgage lending has slumped to its lowest level since the second quarter of 2020, Bank of England data...

14 June 2023

From: Breaking News

Bamboo may pose mortgage lending risks - warning

Homeowners are unaware of the risks posed by encroachment of bamboo from adjoining properties and the costs of repairing the serious...

02 June 2023

From: Breaking News

Lenders warn of mortgage slump in second half of 2023

The chief executive of the Building Societies Association is warning that mortgage lending - already down on last year - is...

01 June 2023

From: Breaking News

The nuances of mortgage lending and the role of the valuer

In simple terms, as you are probably aware, ‘lenders’ are the organisations who loan you something, in this case money to...

17 May 2023

From: Sponsored Content

100% mortgages set for comeback - reports

100% mortgages are rumoured to be making a comeback. The products were blamed as a cause for the 2008 financial crash, with...

09 May 2023

From: Breaking News

Mortgage approvals bounce back but home loan rates rise

Mortgage approvals bounced back in March but buyers are borrowing less at higher rates. The latest Bank of England data has showed...

05 May 2023

From: Breaking News

Mortgage searches drop as bank holidays slow spring market

Purchase mortgage searches fell by almost a fifth last month as the Easter period dampened property market activity and there are...

04 May 2023

From: Breaking News

First-time buyer market share drops as prices rise

First-time buyers in the UK are paying almost a third more to get on the property ladder than they were five...

04 May 2023

From: Breaking News

Hometrack unveils property listings analysis product for agents

Hometrack has launched a property listings data product for agents to help analyse their local market. Powered by Zoopla data, the product...

04 May 2023

From: Breaking News

RICS cladding guidance is ‘helping the property market’

Property professionals have given their backing to new guidance on cladding. A webinar poll by Countrywide Surveying Services (CSS) has revealed that...

18 April 2023

From: Breaking News

Mortgage lending drop could force sellers to drop prices - claim

Sellers resistant to cutting asking prices may soon be left with little choice if the mortgage market remains depressed, a broker...

15 March 2023

From: Breaking News

Savills: Bank of Mum and Dad set for busier 2023

It was a busy 2022 for the so-called Bank of Mum and Dad and 2023 could be more manic for parents,...

15 March 2023

From: Breaking News

Repossession fears over new MoJ numbers

ANY REPOSSESSION is a tragedy for the person involved, and latest figures indicate the number of victims falling victim is currently...

04 March 2023

From: Features

Major lender warns of 25% house price drop in ‘downside scenario’

House prices could drop by almost 25% ‘start-to-trough’ or by as much as 40% in severe circumstances, Lloyds Banking Group has...

23 February 2023

From: Breaking News

Most agents missed a pay rise last year - report

Only 11% of property businesses including estate agencies increased staff pay last year, a new report officially launched next week claims. Property...

06 February 2023

From: Breaking News

Property expert reveals the 3 most powerful ways to add value to your home

The cost of living crisis in the UK has majorly impacted thousands of peoples’ plans to move home, with mortgage lending...

04 February 2023

From: Features

Bad news everywhere - it’s up to YOU to relay the good news

It seems as if optimism is out of fashion right now: just look at the headlines to see what I mean....

03 February 2023

From: Breaking News

The Energy Performance Certificate – is it here to stay?

The Energy Performance Certificate (EPC) is the direct result of European Legislation. They were introduced because of the Energy Performance of...

30 January 2023

From: Sponsored Content

Strike boss: We remain ‘powerful’ despite job cuts

Strike chief executive Sam Mitchell has blamed uncertainty since the September mini-Budget and rising mortgage rates for making the market more...

30 January 2023

From: Breaking News

Everything You Need To Know About the 2023 Housing Market

New year, old worries: what’s happening in the housing market? We’ve asked experts and collated forecasts, 15 in total. On the one...

07 January 2023

From: Features

There are reasons to be optimistic in the second half of 2023

Usually, I enter January with a spring in my step - optimistic about what the future holds.  Two years ago, after the...

07 January 2023

From: Features

Revealed! What property professionals want for 2023 

An interest rate drop is top of the new year wish list among property professionals, a survey claims. A webinar poll among...

29 December 2022

From: Breaking News

Just 16% of agent listings are compliant - claim

Only 16% of property listings are currently compliant with upfront information rules, it has been claimed. Agents are currently required to include...

19 December 2022

From: Breaking News

What To Expect from the Property Market in 2023

Over the later part of 2022, we have experienced unprecedented economic and political turmoil, which will remain as we head into...

17 December 2022

From: Features

Sales to decline by 23% in weaker mortgage market - claim

The cost of living crisis and rising interest rates will lead to a decline in property transactions and mortgage lending next...

12 December 2022

From: Breaking News

2023 - this is what’s going to happen

Is it really just a year ago that we were nervously wondering whether yet another Christmas would be Covid-affected? Little did we...

10 December 2022

From: Features

Property market ‘recalibration’ is underway - claim

The property market is ‘recalibrating’ but should be seen in context of economic events, agents are being urged. Kris Mclean, managing director...

06 December 2022

From: Breaking News

When the going gets tough, focus on your leaky bucket

As economic signs increasingly point to a contraction in the property market, competition for new business will inevitably heat up. But...

03 December 2022

From: Features

‘This is not Armageddon:’ Agents react to drop in mortgage approvals

New mortgage lending data from the Bank of England has indicated a slowdown in property market activity during October but agents...

30 November 2022

From: Breaking News

LSL warns of 'challenging market conditions'

LSL has warned of a slowdown in sales and a rise in fall-throughs at the agency as it issued a “cautious...

25 November 2022

From: Breaking News

Barclays launches reward scheme for green home improvements

Barclays is piloting a new reward scheme for homeowners who are keen to make green improvements to their home but are...

15 November 2022

From: Breaking News

Landlords prepare to be buy-to-let losers

Mortgage rate hikes have already halved landlord profits according to latest research, and a base rate rise to 2.5% will see...

02 November 2022

From: Features

Major agency brand predicts ‘sluggish’ market ahead 

The housing market is set to turn “sluggish” rather than experiencing a major slump, new predictions claim. Agency and property consultancy brand...

01 November 2022

From: Breaking News

Lloyds Bank: House prices could drop by 8% next year

Lloyds Bank has said it is focusing lending on “slightly better off customers” as it warns that house prices could fall...

28 October 2022

From: Breaking News

Revealed - what you need to know about mortgage rates

With UK interest rates on the rise, following the mini-Budget announcement (now since almost entirely reversed), and several lenders pulling mortgage...

22 October 2022

From: Features

'Non-standard' mortgage borrowers warned of tougher times ahead

Hundreds of thousands of mortgage applications could fail in the coming decade as lending criteria tightens amid the cost of living...

21 October 2022

From: Breaking News

Cash buyers – where in the UK are they most prominent?

The latest research from property consultancy Knight Frank has set out which areas of the UK have the largest proportion of...

19 October 2022

From: Breaking News

Market lowdown - less scaremongering and more straightforward, please

First-time buyers and homeowners seeking to sell alike are worried and confused about the current state of the housing market. With the average...

08 October 2022

From: Features

Affordability would be squeezed if mortgage rate rose to 6%, says Rightmove

The average monthly mortgage payment for a household buying a first-time buyer home would increase to £1,302 if the average mortgage...

28 September 2022

From: Breaking News

What agents want from today’s mini-Budget

New Chancellor Kwasi Kwarteng is expected to unveil the Government’s so-called “plan for growth” today during a mini-Budget. The property market is...

23 September 2022

From: Breaking News

Record numbers of buyers locking in 'low' mortgage rates

Record numbers of buyers have taken out fixed rate mortgages to lock-in lower priced home loans before rates rise further, analysis...

14 September 2022

From: Breaking News

Down valuations leaving £8,000 shortfall on property offers - claim

Properties are being down valued by up to 5% in some areas of the UK in the sign of a housing...

01 September 2022

From: Breaking News

House prices hit sixth consecutive high - will the market ever cool off in 2022?

In this guest piece, Kevin Shaw, National Sales Managing Director at Leaders Romans Group, looks at whether house prices will start to cool...

27 August 2022

From: Features

Agents urged to avoid becoming 'downturn deniers'

Agents have been warned that they risk letting down their clients by denying the prospect of a housing market correction. Charlie Lamdin,...

24 August 2022

From: Breaking News

What do rate rises mean for homeowners and potential homeowners?

In this Guides & Tips piece, Brian Murphy, Head of Lending at Mortgage Advice Bureau, offers insight into what rate rises...

18 August 2022

From: Legislation & Compliance

House price growth slows to single digits as property market 'awaits gravity'

Annual house price growth has dropped to its lowest level this year and is back to single digits, official data shows. The...

18 August 2022

From: Breaking News

Bank of Mum & Dad set to lend £25bn to children over the next three years

Research over recent years has regularly pointed to the Bank of Mum & Dad being one of the UK’s biggest lenders,...

04 August 2022

From: Breaking News

Should the BoE hike up interest rates this week? Experts give their view

Recent months have seen interest rates rise from historic lows back closer to pre-financial crisis levels as the Bank of England...

02 August 2022

From: Breaking News

Building society ‘overstepping the mark’ by not lending to second home owners

Late last week, Leeds Building Society announced that it would no longer lend on second homes to concentrate on first-time buyers...

02 August 2022

From: Breaking News

What is Right to Buy and am I eligible?

In this Guides & Tips piece, the team at Together set out what Right to Buy is and who is eligible. If...

21 July 2022

From: Legislation & Compliance

Housing market remains resilient as price growth hits 18-year high - Halifax

The housing market appears almost as stubborn as now caretaker Prime Minister Boris Johnson as it continues to defy predictions of...

08 July 2022

From: Breaking News

Plans for 50-year intergenerational mortgages get cautious welcome

Long-term 50-year mortgages that can be passed on by parents to their children appear to be the latest idea from the...

04 July 2022

From: Breaking News

Opinion: Bank of England rate rises are nonsense and will increase inflation

The Bank of England’s continued rise in interest rates – the latest being a shift up to 1.25% - is, in...

25 June 2022

From: Features

Brokers baffled as Bank of England drops mortgage affordability tests

The Bank of England has confirmed plans to withdraw the requirement for lenders to conduct interest rate stress tests on mortgage...

21 June 2022

From: Breaking News

Takeaways and Netflix blamed for young people failing to get on housing ladder

Almost half of the UK public think young people cannot afford to buy their own home because they spend too much...

13 June 2022

From: Breaking News

Tony Blair-backed thinktank proposes mortgage market reforms

The government is being urged to expand and make the Treasury’s mortgage guarantee scheme permanent and compulsory on home loans above...

30 May 2022

From: Breaking News

Agents advised against cutting fees to attract stock

Estate agents are being urged to reassess their fee structure and not be afraid to reflect the time and level of...

20 May 2022

From: Breaking News

Property Natter – will the challenger banks ever become major lenders?

Many people in recent years will have become familiar with challenger banks such as Monzo, Starling and Atom. Many will have...

14 May 2022

From: Features

Buyers urged to get moving on a mortgage as rates hit 13-year high

Buyers are being urged to act now to secure decent mortgage pricing as interest rates hit a 13-year high yesterday. The Bank...

06 May 2022

From: Breaking News

Warning - new checks on mortgage applications could hit house hunters

A property expert has predicted that mortgage applicants are likely to find it 'much harder' to be approved for loans as...

19 April 2022

From: Breaking News

Collapsed sales may rise as mortgage lenders toughen up - warning

Increasingly cautious mortgage lending could dampen the property market and cause more sales to fall-through, it has been warned. Recent house price...

12 April 2022

From: Breaking News

Fall Throughs - are mortgage lenders to blame in part?

A survey of 700 borrowers by a high net worth lender suggest almost four out of 10 have lost a mortgage...

31 March 2022

From: Breaking News

Countrywide brands and branches critical to success of new owners

The Skipton Building Society, which owns Connells estate agency, says the house-selling arm helped it reach a record profit pre-tax profit...

21 March 2022

From: Breaking News

Crash Coming? Warning from veteran estate agency chief

A prominent agency chief is warning that record house prices could lead to a housing bust if lending gets out of...

11 January 2022

From: Breaking News

New Normal means fewer house sales and less lending

Mortgage lenders serving the housing market are set for a quieter 2022 after the unprecedented levels of activity seen in 2021,...

11 January 2022

From: Breaking News

Property Natter – the A-Z of property for 2021 

It really is beginning to look a lot like Christmas – just a week to go now. Presents all wrapped and...

18 December 2021

From: Features

Mortgage trends and interest rates - what could happen in 2022?

As 2021 draws to a swift close, there is much speculation about what 2022 will have to offer. Despite the emergence of...

18 December 2021

From: Features

Mortgage borrowing set to slow after record year

Lenders’ umbrella group UK Finance has given its housing and mortgage market forecasts for 2022 and 2023 together, plus a year-end report for 2021. It estimates...

15 December 2021

From: Breaking News

Agent lashes out against any relaxation of mortgage lending

An estate agency owner who is also a qualified independent mortgage adviser has hit out against the suggestion that lenders may...

09 December 2021

From: Breaking News

Peter Everett, Commercial Director for Yopa

Who are you and what does it say on your business card? I can’t remember the last time I had a business...

03 December 2021

From: 60 Second Interview

Yopa secures yet more investment as it reveals ‘reduced losses’

The investment arms of Savills and the Daily Mail General Trust have pumped more cash into online agency Yopa which has...

01 December 2021

From: Breaking News

 Interest rate hike won’t hurt housing market, lenders claim

Figures from the Building Societies Association show continued momentum in the housing market, with gross lending by building societies up 22...

24 November 2021

From: Breaking News

Stand by for a possible interest rate rise today

Analysts suggest there is a 50:50 chance of a base rate rise being announced by the Bank of England’s Monetary Policy...

04 November 2021

From: Breaking News

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