Archive

The new financial year is often an opportunity to get organised for the year ahead. For self-employed property professionals who are...

Data and statistics are never in short supply for those of us working in the property sector.  But one set which really...

House prices dipped on a monthly basis during March but annual growth improved, Nationwide data shows. The latest Nationwide House Price Index...

In this, the second of a three-part series, David Beaumont continues his critique of the new Material Information Guidance. There are 21...

The Government may have backtracked on plans for 100% loan-to-value (LTV) mortgages but Yorkshire Building Society has come up with its...

A baby born today will need to earn £95,121 to get on the property ladder, research suggests. The analysis forecasts that the...

The Spring Budget last Wednesday rounded out to be mostly a disappointment for the property industry, but it was also perhaps...

Single first-time buyers need to save for almost 6.5 years or 76 months to raise a 10% deposit and cover moving...

Average house prices rose for the fourth consecutive month during February, figures from Halifax show, but it is unclear how long...

When the Chancellor stood up to deliver the Spring Budget on Wednesday, those of us in the property business could be...

As the Budget approaches and the housing crisis intensifies, it is important to consider what the Chancellor could – and should...

A variety of charities have received support from the property industry over the past week. If there are charitable endeavours you think...

Propertymark has added its name to calls for Stamp Duty reform and has also urged lenders to develop more affordable mortgage...

Almost 2m aspiring homeowners do not think they will be able to follow in the footsteps of their parents by owning...

The Government’s proposal to introduce a new 1% deposit mortgage scheme to help young people onto the property ladder is unworkable...

Down-valuations appear to be on the rise and it is shocking agents and mortgage brokers. Property professionals have seen an uptick in...

Rumours of the launch of a 1% mortgage deposit scheme have re-emerged with just weeks to go until the Spring Budget  Chancellor...

Every year the media writes a lot about house price crashes, and often pose the question whether this is the year...

Properties favoured by first-time buyers are typically selling for an average of 8% or £20,300 below the local market average, Zoopla...

Compared with a decade ago, today's first-time buyers are older, more likely to buy with a partner and more likely to...

The times, they are indeed a-changin’. But what Dylan may not have appreciated, however, was how fast that change would be...

Compared with a decade ago, today's first-time buyers are older, more likely to buy with a partner and more likely to...

Average house prices rose between December and January but a rapid rebound is unlikely, Nationwide has warned. The latest Nationwide House Price...

The number of first-time buyers fell by a fifth last year but this cohort still made up the largest proportion of...

Building more homes is a better solution than mortgage schemes to support first-time buyers, a Zoopla executive has claimed. Richard Donnell, executive...

Mortgage rates may be falling but tougher lending criteria is stifling many borrowers, including high earners. Research by Investec has found the...

The Government’s latest attempt to bolster the property appears to be 1% deposit mortgages. Chancellor Jeremy Hunt is reported to be considering...

The Labour Party has proposed introducing 25-year fixed term mortgages should it win the next General Election. Shadow chancellor Rachel Reeves suggested...

Only a tenth of first-time buyers have managed to get on the property ladder without additional support, a survey has revealed. Comparison...

One of the most heart-warming parts of my job is having the privilege to be the patron of Agents Giving, the...

There has no doubt been many commenting on Chancellor Jeremy Hunt’s recent Autumn Statement held a couple of weeks ago. We...

I think we can all agree that the National Trading Standards Material Information reforms are a good thing for the property...

There has no doubt been many commenting on Chancellor Jeremy Hunt’s recent Autumn Statement held a couple of weeks ago. We...

HMRC recorded the slowest October for property sales since 2021 last month. The latest property transaction figures from the taxman estimates that...

The Autumn Statement ended up being silent on Stamp Duty reforms and direct housing market stimulus but there were some nuggets...

Nationwide has called for an independent review of the first-time buyer market as it urges the Chancellor to boost support for...

The role of a residential landlord has changed considerably over the years. What was once a relatively straightforward means of generating...

Low deposit home buyers have been given a boost after product choice hit a 14-month high. Data from Moneyfacts shows the number...

Single first-time buyers with low deposits are priced out of much of the property market, research suggests. New analysis using the latest...

Why professional indemnity claims are on the rise In today's volatile economic landscape, the uncertainty faced by landlords and tenants has reached...

On Halloween eve, Safestyle decided to give everyone a real fright and announced the company had gone into administration. This has...

The best way to judge the UK housing market is to check on what’s happening in Parliament, not the price indices...

A new analysis of the housing market has assessed 50 cities in the UK to establish which is best for first...

As the UK economy faces a period of uncertainty characterised by a cost of living crisis and soaring inflation rates, many...

An opinion piece by Sam Reynolds, CEO of Zero Deposit Just weeks ago, the Bank of England brought a halt to its...

Hands-up who likes doing check-in reports? These start-of-tenancy reports may not be the most popular of activities for the letting agent...

Agents are securing sales closer to asking price but properties are taking longer to sell, new data suggests. Analysis by Hamptons, using...

A Labour council has revealed that it’s bought 15 open market homes, beefed up  their energy efficiency and will use them...

There’s growing evidence that wider family members - not just Mum and Dad - are stumping up cash to help younger...

The number of first-time buyers has fallen this year but the proportion of sales to this cohort remains the same due...

It is just over one year since former Prime Minister Liz Truss and Chancellor Kwasi Kwarteng’s ill-fated mini-Budget and homeowners and...

Mortgage borrowers now have the greatest choice of home loan products since February 2022, Moneyfacts data suggests. It is a boost for...

Mortgage searches on behalf of borrowers using gifted equity or making a concessionary purchase from a family member rose by 75%...

The Government is facing calls to resurrect the Help to Buy Equity Loan scheme. The housing support scheme, which provided a Government-backed...

The Government’s First Homes Scheme is set to be the first state-backed initiative to use digital property logbooks. It comes after a...

I sometimes wonder just how far our national obsession with buying our own homes will stretch. First-time buyers are prepared to save...

The end of a tenancy can be busy and stressful. As the letting agent, you’ll have many plates spinning to move...

Mortgage lending has dropped and buyers are no longer stretching their affordability limits, UK Finance claims. New data from the banking trade...

Forget the Bank of Mum & Dad, now even siblings are chipping in to help brothers and sisters onto the property...

Mortgage lenders are at last cutting their rates on some deals, confident that the Bank of England’s base rate may rise...

Higher mortgage rates have replaced the 'race for space' as the primary reason for buying outside of London this year, research...

The property market is unstable at the moment making it increasingly difficult for first-time buyers to get on the ladder. As a...

Agents and property professionals have expressed hopes that rates have peaked after latest rise Iin the cost of borrowing. The Bank of...

A mortgage expert has expressed concern about the level of borrowers still taking out high loan-to-value government-backed home loans despite falling...

A new study of 130 locations across the UK reveals huge ‘postcode lottery’ differences as to how quickly a first time...

The UK is heading for a further drop in housebuilding, according to the latest Purchasing Managers Index data by S&P and...

Annual house price growth remained negative in June as mortgage rates hit buyer budgets but there is still a chance of...

With the Bank of England’s rate rise to five per cent, soaring rents, and the cost-of-living crisis, now is the time...

It’s a tough old road for today’s first-time buyers, with house prices and mortgage interest rates much higher than they were...

New analysis from Rightmove claims to reveal the cheapest UK city for a first time buyers to get on the property...

The average first-time buyer in Britain has seen the cost of a home increase by £25 per day since interest rates...

The most common time for a property sale to fall through is in the second week after the sale is agreed,...

Great story this week about the estate agent in St John’s Wood who found a purse in the back of a...

Following publication of the Renter’s Reform Bill and the media coverage surrounding it, many agents and their landlords will understandably have...

Annual house price growth slowed for the fifth consecutive month during March and remains negative on a monthly basis, Land Registry...

In simple terms, as you are probably aware, ‘lenders’ are the organisations who loan you something, in this case money to...

Not every story about our industry makes me smile but I was delighted to read in the trade press about someone...

Skipton Building Society has unveiled details of the first 100% loan-to-value mortgage launched since the 2008 financial crisis. Aimed at renters, the...

100% mortgages are rumoured to be making a comeback. The products were blamed as a cause for the 2008 financial crash, with...

Letting agents are between a rock and a hard place when it comes to opening a client account and getting Client...

As Tennyson once observed…’.In the Spring, a young man’s fancy turns to thoughts of love…’.but not really. At the moment the...

A company aiming to “disrupt the conventional homebuying space” has raised £8m in a Series A equity funding round. Wayhome offers a...

An award-winning charity will cut the cost of homeownership in Wigan by up to £10,000, by offering buyers the chance to...

For just over a decade, the Government has operated ‘Help to Buy’ schemes in England. The first of these, ‘NewBuy’, which...

Eight agents were excluded from The Property Ombudsman (TPO) scheme during the first quarter of 2023 including collapsed online brand Doorsteps for...

Home-movers are being warned to be on alert for ‘Friday afternoon fraud,’ which experts claim is becoming more common since the...

As the first signs of spring begin to appear, we look at how letting agents and landlords can start the season...

As the first signs of spring begin to appear, we look at how letting agents and landlords can start the season...

It was a busy 2022 for the so-called Bank of Mum and Dad and 2023 could be more manic for parents,...

From first-time buyer support to Stamp Duty changes or just doing nothing at all, there is plenty that agents and property...

With no ease up on the cost of living crisis, understandably many agents’ primary concern is whether or not their tenants...

Annual house price growth has fallen for the first time since June 2020 and is now at its weakest level since...

Half of first-time buyers say house prices would need to fall up to 20% for them to consider making a purchase,...

The interest rate on a five-year fixed rate mortgage has fallen below 4% for the first time since the financial market...

It seems as if optimism is out of fashion right now: just look at the headlines to see what I mean....

Some top tips for saving for a deposit If you’re a first-time buyer - or even if you’re taking the next step...

Most letting agents are already carrying out inspections for check-in and check-out reports (hopefully). Some are going further and conducting interim...

The proportion of take-home pay that first-time buyers are having to put towards mortgage repayments is returning to levels last seen...

An interest rate drop is top of the new year wish list among property professionals, a survey claims. A webinar poll among...

The housing market is struggling to regain momentum following the mini-Budget but a ‘soft landing’ is possible, Nationwide suggests. The lender is...