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KEYWORD "Deposit" - 101 RESULTS
Blip or trend? House prices fell in March

House prices dipped on a monthly basis during March but annual growth improved, Nationwide data shows. The latest Nationwide House Price Index...

03 April 2024

From: Breaking News

Material Information Guidance - Is it Actually Material?

In this, the second of a three-part series, David Beaumont continues his critique of the new Material Information Guidance. There are 21...

30 March 2024

From: Features

A game changer? Yorkshire Building Society launches 99% loan-to-value mortgage for first-time buyers

The Government may have backtracked on plans for 100% loan-to-value (LTV) mortgages but Yorkshire Building Society has come up with its...

28 March 2024

From: Breaking News

Newborns face paying £500,000 for homes when they hit first-time buyer age

A baby born today will need to earn £95,121 to get on the property ladder, research suggests. The analysis forecasts that the...

20 March 2024

From: Breaking News

What would a real property industry Budget look like?

The Spring Budget last Wednesday rounded out to be mostly a disappointment for the property industry, but it was also perhaps...

16 March 2024

From: Features

First-time buyers face six-year savings wait - research

Single first-time buyers need to save for almost 6.5 years or 76 months to raise a 10% deposit and cover moving...

15 March 2024

From: Breaking News

Halifax: Housing market has started strong but a slowdown is still possible

Average house prices rose for the fourth consecutive month during February, figures from Halifax show, but it is unclear how long...

08 March 2024

From: Breaking News

Jonathan Rolande: A Budget that could see the Chancellor moving out of Number 11

When the Chancellor stood up to deliver the Spring Budget on Wednesday, those of us in the property business could be...

08 March 2024

From: Breaking News

The need to fill the void in the aftermath of Help to Buy

As the Budget approaches and the housing crisis intensifies, it is important to consider what the Chancellor could – and should...

02 March 2024

From: Features

Agents Do Charity - up for a challenge

A variety of charities have received support from the property industry over the past week. If there are charitable endeavours you think...

01 March 2024

From: Breaking News

Agency trade body reveals Spring Budget wishlist

Propertymark has added its name to calls for Stamp Duty reform and has also urged lenders to develop more affordable mortgage...

29 February 2024

From: Breaking News

Millions of young people ‘unlikely’ to follow parents on property ladder

Almost 2m aspiring homeowners do not think they will be able to follow in the footsteps of their parents by owning...

26 February 2024

From: Breaking News

Property expert slams 1% mortgages as Government considers introduction

The Government’s proposal to introduce a new 1% deposit mortgage scheme to help young people onto the property ladder is unworkable...

24 February 2024

From: Features

Down-valuations on the rise - warning

Down-valuations appear to be on the rise and it is shocking agents and mortgage brokers. Property professionals have seen an uptick in...

23 February 2024

From: Breaking News

 Chancellor finalising ‘high-risk’ 1% mortgage scheme - reports

Rumours of the launch of a 1% mortgage deposit scheme have re-emerged with just weeks to go until the Spring Budget  Chancellor...

23 February 2024

From: Breaking News

Jonathan Rolande: How I would rescue the buy-to-let sector

Every year the media writes a lot about house price crashes, and often pose the question whether this is the year...

23 February 2024

From: Breaking News

Zoopla: First-time buyer homes selling at 8% below local average

Properties favoured by first-time buyers are typically selling for an average of 8% or £20,300 below the local market average, Zoopla...

22 February 2024

From: Breaking News

How can I help my loved one get on the property ladder?

Compared with a decade ago, today's first-time buyers are older, more likely to buy with a partner and more likely to...

17 February 2024

From: Features

Bob Dylan Was Right About Changing Times!

The times, they are indeed a-changin’. But what Dylan may not have appreciated, however, was how fast that change would be...

08 February 2024

From: Breaking News

How can I help my loved one get on the property ladder?

Compared with a decade ago, today's first-time buyers are older, more likely to buy with a partner and more likely to...

03 February 2024

From: Features

Nationwide: House prices rose in January but ‘rapid rebound’ is unlikely

Average house prices rose between December and January but a rapid rebound is unlikely, Nationwide has warned. The latest Nationwide House Price...

01 February 2024

From: Breaking News

Halifax: First-time buyers are teaming up as sales fall

The number of first-time buyers fell by a fifth last year but this cohort still made up the largest proportion of...

31 January 2024

From: Breaking News

Zoopla: ‘The best first-time buyer policy is to build more homes’

Building more homes is a better solution than mortgage schemes to support first-time buyers, a Zoopla executive has claimed. Richard Donnell, executive...

30 January 2024

From: Breaking News

Wealthy buyers hit by tougher lending criteria

Mortgage rates may be falling but tougher lending criteria is stifling many borrowers, including high earners. Research by Investec has found the...

30 January 2024

From: Breaking News

Treasury ‘considering’ 1% deposit mortgages for first-time buyers - report

The Government’s latest attempt to bolster the property appears to be 1% deposit mortgages. Chancellor Jeremy Hunt is reported to be considering...

22 January 2024

From: Breaking News

Labour proposes longer-term fixed rate mortgages

The Labour Party has proposed introducing 25-year fixed term mortgages should it win the next General Election. Shadow chancellor Rachel Reeves suggested...

15 January 2024

From: Breaking News

Majority of first-time buyers received help to climb property ladder - research

Only a tenth of first-time buyers have managed to get on the property ladder without additional support, a survey has revealed. Comparison...

11 January 2024

From: Breaking News

Phil Spencer: Good deeds are for all year, not just Christmas!

One of the most heart-warming parts of my job is having the privilege to be the patron of Agents Giving, the...

11 December 2023

From: Breaking News

The housing market needs a real plan for growth

There has no doubt been many commenting on Chancellor Jeremy Hunt’s recent Autumn Statement held a couple of weeks ago. We...

09 December 2023

From: Features

How investing in a CRM is the best way to NTS compliance

I think we can all agree that the National Trading Standards Material Information reforms are a good thing for the property...

06 December 2023

From: Sponsored Content

The housing market needs a real plan for growth

There has no doubt been many commenting on Chancellor Jeremy Hunt’s recent Autumn Statement held a couple of weeks ago. We...

06 December 2023

From: Features

HMRC: October property market activity hits two-year low

HMRC recorded the slowest October for property sales since 2021 last month. The latest property transaction figures from the taxman estimates that...

01 December 2023

From: Breaking News

Autumn Statement: Treasury pledges £3m to ‘improve homebuying process'

The Autumn Statement ended up being silent on Stamp Duty reforms and direct housing market stimulus but there were some nuggets...

23 November 2023

From: Breaking News

Major mortgage lender calls for first-time buyer market review

Nationwide has called for an independent review of the first-time buyer market as it urges the Chancellor to boost support for...

20 November 2023

From: Breaking News

Top tips to promote the real value of your letting agency

The role of a residential landlord has changed considerably over the years. What was once a relatively straightforward means of generating...

18 November 2023

From: Features

Boost for buyers as mortgage choice rises and rates drop

Low deposit home buyers have been given a boost after product choice hit a 14-month high. Data from Moneyfacts shows the number...

14 November 2023

From: Breaking News

Single buyers ‘priced out’ of property market - claim

Single first-time buyers with low deposits are priced out of much of the property market, research suggests. New analysis using the latest...

03 November 2023

From: Breaking News

Understanding professional indemnity claims in letting agent services

Why professional indemnity claims are on the rise In today's volatile economic landscape, the uncertainty faced by landlords and tenants has reached...

01 November 2023

From: Features

Safestyle's Halloween Horror

On Halloween eve, Safestyle decided to give everyone a real fright and announced the company had gone into administration. This has...

01 November 2023

From: Features

Stamp Duty Cut speculation starts 'election housing market' - claim

The best way to judge the UK housing market is to check on what’s happening in Parliament, not the price indices...

31 October 2023

From: Breaking News

Revealed - the best city for First Time Buyers today

A new analysis of the housing market has assessed 50 cities in the UK to establish which is best for first...

26 October 2023

From: Breaking News

The cost of living crisis highlights the need for a choice of rental deposits

As the UK economy faces a period of uncertainty characterised by a cost of living crisis and soaring inflation rates, many...

25 October 2023

From: Features

Tenants need choice when it comes to spiralling rental costs

An opinion piece by Sam Reynolds, CEO of Zero Deposit Just weeks ago, the Bank of England brought a halt to its...

21 October 2023

From: Features

Check-Out the Long-Term Benefits of Check-In Reports…

Hands-up who likes doing check-in reports? These start-of-tenancy reports may not be the most popular of activities for the letting agent...

18 October 2023

From: Features

Hamptons: Some sellers still ‘holding out for last year’s prices

Agents are securing sales closer to asking price but properties are taking longer to sell, new data suggests. Analysis by Hamptons, using...

05 October 2023

From: Breaking News

Council buys private homes to improve their EPC ratings

A Labour council has revealed that it’s bought 15 open market homes, beefed up  their energy efficiency and will use them...

03 October 2023

From: Breaking News

Bank of Family foot the bill to get young people on housing ladder

There’s growing evidence that wider family members - not just Mum and Dad - are stumping up cash to help younger...

03 October 2023

From: Breaking News

Halifax: First-time buyer sales fall amid market slowdown

The number of first-time buyers has fallen this year but the proportion of sales to this cohort remains the same due...

27 September 2023

From: Breaking News

One year later: Market remains tough for buyers after mini-Budget mayhem

It is just over one year since former Prime Minister Liz Truss and Chancellor Kwasi Kwarteng’s ill-fated mini-Budget and homeowners and...

25 September 2023

From: Breaking News

Boost for buyers as mortgage rates drop and choice rises

Mortgage borrowers now have the greatest choice of home loan products since February 2022, Moneyfacts data suggests. It is a boost for...

13 September 2023

From: Breaking News

Buyers continue to rely on relatives for homebuying support - research

Mortgage searches on behalf of borrowers using gifted equity or making a concessionary purchase from a family member rose by 75%...

12 September 2023

From: Breaking News

Government urged to resurrect Help to Buy

The Government is facing calls to resurrect the Help to Buy Equity Loan scheme. The housing support scheme, which provided a Government-backed...

11 September 2023

From: Breaking News

Government to include property logbooks in First Homes scheme

The Government’s First Homes Scheme is set to be the first state-backed initiative to use digital property logbooks. It comes after a...

11 September 2023

From: Breaking News

Property Natter - Oh brother, where art thou?

I sometimes wonder just how far our national obsession with buying our own homes will stretch. First-time buyers are prepared to save...

02 September 2023

From: Features

Check-out Report Shortcuts Every Letting Agent Should Know

The end of a tenancy can be busy and stressful. As the letting agent, you’ll have many plates spinning to move...

02 September 2023

From: Features

Fewer buyers stretching affordability to get on property ladder

Mortgage lending has dropped and buyers are no longer stretching their affordability limits, UK Finance claims. New data from the banking trade...

30 August 2023

From: Breaking News

Sibling support for first-time buyers doubles - research

Forget the Bank of Mum & Dad, now even siblings are chipping in to help brothers and sisters onto the property...

29 August 2023

From: Breaking News

Housing market still in doldrums despite mortgage rate cuts

Mortgage lenders are at last cutting their rates on some deals, confident that the Bank of England’s base rate may rise...

15 August 2023

From: Breaking News

Mortgage rates drive buyers away from London property

Higher mortgage rates have replaced the 'race for space' as the primary reason for buying outside of London this year, research...

07 August 2023

From: Breaking News

The UK regions with the highest and lowest average first-time buyer deposits

The property market is unstable at the moment making it increasingly difficult for first-time buyers to get on the ladder. As a...

05 August 2023

From: Features

Have Bank of England rate hikes peaked?

Agents and property professionals have expressed hopes that rates have peaked after latest rise Iin the cost of borrowing. The Bank of...

04 August 2023

From: Breaking News

Broker raises negative equity fears over Government mortgage schemes

A mortgage expert has expressed concern about the level of borrowers still taking out high loan-to-value government-backed home loans despite falling...

19 July 2023

From: Breaking News

Frightening figures for first time buyers saving for deposits

A new study of 130 locations across the UK reveals huge ‘postcode lottery’ differences as to how quickly a first time...

11 July 2023

From: Breaking News

Slowdown in housebuilding will lead to chronic lack of supply, warns RSM UK

The UK is heading for a further drop in housebuilding, according to the latest Purchasing Managers Index data by S&P and...

08 July 2023

From: Features

House price declines continue ‘but soft landing is possible’

Annual house price growth remained negative in June as mortgage rates hit buyer budgets but there is still a chance of...

03 July 2023

From: Breaking News

Now is the time for the Government to resurrect help to buy

With the Bank of England’s rate rise to five per cent, soaring rents, and the cost-of-living crisis, now is the time...

24 June 2023

From: Features

40-year mortgages - should you consider one?

It’s a tough old road for today’s first-time buyers, with house prices and mortgage interest rates much higher than they were...

03 June 2023

From: Features

Rightmove reveals cheapest and dearest places for first time buyers

New analysis from Rightmove claims to reveal the cheapest UK city for a first time buyers to get on the property...

01 June 2023

From: Breaking News

First Time Buyer Woe - prices and deposits soar despite market slowdown

The average first-time buyer in Britain has seen the cost of a home increase by £25 per day since interest rates...

31 May 2023

From: Breaking News

Almost 18% of sale fall-throughs happen in first two weeks - claim

The most common time for a property sale to fall through is in the second week after the sale is agreed,...

30 May 2023

From: Breaking News

Property Natter - See a purse and pick it up and all the day you’ll have good luck

Great story this week about the estate agent in St John’s Wood who found a purse in the back of a...

27 May 2023

From: Features

Is your letting business still compliant?

Following publication of the Renter’s Reform Bill and the media coverage surrounding it, many agents and their landlords will understandably have...

27 May 2023

From: Features

House price growth continues to slow – Land Registry

Annual house price growth slowed for the fifth consecutive month during March and remains negative on a monthly basis, Land Registry...

25 May 2023

From: Breaking News

The nuances of mortgage lending and the role of the valuer

In simple terms, as you are probably aware, ‘lenders’ are the organisations who loan you something, in this case money to...

17 May 2023

From: Sponsored Content

Phil Spencer: You're never too old to learn

Not every story about our industry makes me smile but I was delighted to read in the trade press about someone...

11 May 2023

From: Breaking News

New 100% LTV mortgage aims to help tenants escape ‘rental trap’

Skipton Building Society has unveiled details of the first 100% loan-to-value mortgage launched since the 2008 financial crisis. Aimed at renters, the...

10 May 2023

From: Breaking News

100% mortgages set for comeback - reports

100% mortgages are rumoured to be making a comeback. The products were blamed as a cause for the 2008 financial crash, with...

09 May 2023

From: Breaking News

Finding relief from client money anxiety

Letting agents are between a rock and a hard place when it comes to opening a client account and getting Client...

06 May 2023

From: Features

Property Natter - Fancy that! First time buyers drive recovery

As Tennyson once observed…’.In the Spring, a young man’s fancy turns to thoughts of love…’.but not really. At the moment the...

29 April 2023

From: Features

Homebuying ‘disruptor’ secures £8m fundraise

A company aiming to “disrupt the conventional homebuying space” has raised £8m in a Series A equity funding round. Wayhome offers a...

28 April 2023

From: Breaking News

Buyers building homes and communities using 'sweat equity'

An award-winning charity will cut the cost of homeownership in Wigan by up to £10,000, by offering buyers the chance to...

22 April 2023

From: Features

Help to Buy: Equity Loan ending - what help is available?

For just over a decade, the Government has operated ‘Help to Buy’ schemes in England. The first of these, ‘NewBuy’, which...

15 April 2023

From: Features

Doorsteps among collapsed agents ejected from redress scheme

Eight agents were excluded from The Property Ombudsman (TPO) scheme during the first quarter of 2023 including collapsed online brand Doorsteps for...

06 April 2023

From: Breaking News

‘Friday conveyancing fraud’ getting worse due to remote working – warning

Home-movers are being warned to be on alert for ‘Friday afternoon fraud,’ which experts claim is becoming more common since the...

30 March 2023

From: Breaking News

A Letting Agent's Guide to Avoiding Garden Disputes

As the first signs of spring begin to appear, we look at how letting agents and landlords can start the season...

25 March 2023

From: Features

A letting agent’s guide to avoiding garden disputes

As the first signs of spring begin to appear, we look at how letting agents and landlords can start the season...

25 March 2023

From: Features

Savills: Bank of Mum and Dad set for busier 2023

It was a busy 2022 for the so-called Bank of Mum and Dad and 2023 could be more manic for parents,...

15 March 2023

From: Breaking News

Downsizing incentives and first-time buyer support top Budget wishlist

From first-time buyer support to Stamp Duty changes or just doing nothing at all, there is plenty that agents and property...

13 March 2023

From: Breaking News

Do you have a plan of action for the year ahead?

With no ease up on the cost of living crisis, understandably many agents’ primary concern is whether or not their tenants...

11 March 2023

From: Features

Annual house price growth turns negative - Nationwide

Annual house price growth has fallen for the first time since June 2020 and is now at its weakest level since...

02 March 2023

From: Breaking News

First-time buyers 'need 20% house price drop'

Half of first-time buyers say house prices would need to fall up to 20% for them to consider making a purchase,...

10 February 2023

From: Breaking News

Hope for buyers as five-year mortgage fix falls below 4%

The interest rate on a five-year fixed rate mortgage has fallen below 4% for the first time since the financial market...

08 February 2023

From: Breaking News

Bad news everywhere - it’s up to YOU to relay the good news

It seems as if optimism is out of fashion right now: just look at the headlines to see what I mean....

03 February 2023

From: Breaking News

Some top tips for saving for a deposit

Some top tips for saving for a deposit If you’re a first-time buyer - or even if you’re taking the next step...

21 January 2023

From: Features

Are Pre-Check-Out Reports Worth the Time and Effort?

Most letting agents are already carrying out inspections for check-in and check-out reports (hopefully). Some are going further and conducting interim...

14 January 2023

From: Features

First-time buyers spending 40% of net pay on mortgage - Nationwide

The proportion of take-home pay that first-time buyers are having to put towards mortgage repayments is returning to levels last seen...

13 January 2023

From: Breaking News

Revealed! What property professionals want for 2023 

An interest rate drop is top of the new year wish list among property professionals, a survey claims. A webinar poll among...

29 December 2022

From: Breaking News

Nationwide: A relatively soft landing is possible for the housing market

The housing market is struggling to regain momentum following the mini-Budget but a ‘soft landing’ is possible, Nationwide suggests. The lender is...

21 December 2022

From: Breaking News

'Like a lump of coal at Christmas’ – Agents react to latest interest rate rise

The Bank of England increased interest rates from 3% to 3.5% yesterday, potentially pushing up costs for those looking to purchase property...

16 December 2022

From: Breaking News

PropTech Today: 5 things you must do in 2023 to get the most from your tech

Why is it that some agents report seeing little impact/improvement from adopting a PropTech solution when another (similar) agent reports transformational...

15 December 2022

From: Breaking News

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