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KEYWORD "Mortgages" - 100 RESULTS
Mortgage approvals rise again but sales hit a decade low in January

Mortgage approvals increased for the fourth consecutive month in a row during January but that hasn’t fed into official sales yet, data...

01 March 2024

From: Breaking News

Rightmove calls for regional Stamp Duty thresholds

Rightmove has joined growing calls for Stamp Duty reform ahead of the Spring Budget next week. The property portal has outlined three...

28 February 2024

From: Breaking News

Mortgaged homeowners ‘worst-hit’ by higher interest rates

Homeowners with mortgages have seen the highest increase in household costs over recent months, official data suggests. The latest Household Costs Index...

27 February 2024

From: Breaking News

Property expert slams 1% mortgages as Government considers introduction

The Government’s proposal to introduce a new 1% deposit mortgage scheme to help young people onto the property ladder is unworkable...

24 February 2024

From: Features

 Chancellor finalising ‘high-risk’ 1% mortgage scheme - reports

Rumours of the launch of a 1% mortgage deposit scheme have re-emerged with just weeks to go until the Spring Budget  Chancellor...

23 February 2024

From: Breaking News

Lloyds Bank: House prices set for ‘modest fall’

Lloyds Bank is predicting a “more modest” fall in house prices during 2024. The lender had predicted in September that average prices...

23 February 2024

From: Breaking News

Rate cut needed ‘sooner rather than later’ as mortgage pricing rises - warning

Increasing numbers of mortgage lenders are pulling decent deals as swap rates rise. Santander has become the latest high street lender to...

21 February 2024

From: Breaking News

Mortgages to older borrowers drop 37.1% amid higher rates - data

Older borrowers were deterred by high mortgage rates last year, bank data suggests. Quarter four figures from UK Finance show a 37.1%...

20 February 2024

From: Breaking News

How can I help my loved one get on the property ladder?

Compared with a decade ago, today's first-time buyers are older, more likely to buy with a partner and more likely to...

17 February 2024

From: Features

Why new build properties may be best for first-time buyers

After years of saving, hard work, and market watching, being able to view and make an offer on a property is...

10 February 2024

From: Features

Propertymark: Interest rate cut needed as mortgage arrears rise

Propertymark has urged the Bank of England to cut interest rates “as soon as practically possible” after the trade body noted...

09 February 2024

From: Breaking News

Bob Dylan Was Right About Changing Times!

The times, they are indeed a-changin’. But what Dylan may not have appreciated, however, was how fast that change would be...

08 February 2024

From: Breaking News

When Angels rose from the ashes...

In 1999 (yep) I set up some websites thinking I could generate leads from everyone in the world. I had an...

03 February 2024

From: Features

Cohabiting as a couple - what happens to the house if we split?

There are several pros to cohabitation, and it’s always a wonderful experience when you’re handed your set of keys as a...

03 February 2024

From: Features

How can I help my loved one get on the property ladder?

Compared with a decade ago, today's first-time buyers are older, more likely to buy with a partner and more likely to...

03 February 2024

From: Features

Labour pledges to boost mortgage choice for first-time buyers

The Labour Party has committed to working on ways to offer longer-term fixed rate mortgages to support first-time buyers. Outlining its plan...

01 February 2024

From: Breaking News

Zoopla: ‘The best first-time buyer policy is to build more homes’

Building more homes is a better solution than mortgage schemes to support first-time buyers, a Zoopla executive has claimed. Richard Donnell, executive...

30 January 2024

From: Breaking News

Wealthy buyers hit by tougher lending criteria

Mortgage rates may be falling but tougher lending criteria is stifling many borrowers, including high earners. Research by Investec has found the...

30 January 2024

From: Breaking News

Jonathan Rolande: Four General Election housing ideas that would get my vote

Whether a General Election is held in May, November or in January one thing is guaranteed -  we can expect to...

26 January 2024

From: Breaking News

Zoopla: ‘We are locked in a buyers’ market’

The housing sector remains locked in a buyers’ market and prices are unlikely to rise nationally this year, Zoopla claims. While some...

22 January 2024

From: Breaking News

Treasury ‘considering’ 1% deposit mortgages for first-time buyers - report

The Government’s latest attempt to bolster the property appears to be 1% deposit mortgages. Chancellor Jeremy Hunt is reported to be considering...

22 January 2024

From: Breaking News

Fintech firm joins Open Property Data Association

Fintech firm Phoebus has joined UK trade body the Open Property Data Association (OPDA) as an associate member. The brand provides systems and...

16 January 2024

From: Breaking News

Labour proposes longer-term fixed rate mortgages

The Labour Party has proposed introducing 25-year fixed term mortgages should it win the next General Election. Shadow chancellor Rachel Reeves suggested...

15 January 2024

From: Breaking News

Majority of first-time buyers received help to climb property ladder - research

Only a tenth of first-time buyers have managed to get on the property ladder without additional support, a survey has revealed. Comparison...

11 January 2024

From: Breaking News

Halifax records shock rise in house prices for 2023 - were values really up?

House prices ended 2023 up 1.7%, Halifax has claimed. The lender’s latest House Price Index for December 2023 suggests the price of...

08 January 2024

From: Breaking News

NatWest boss: 'It isn’t difficult to get on the property ladder'

NatWest chairman Sir Howard Davies sparked fury on social media last week after claiming it isn’t difficult to get on the...

08 January 2024

From: Breaking News

Mortgage approvals hit four-month high – will activity keep rising?

The level of mortgage approvals hit a four-month high in November, Bank of England data reveals. There were 50,067 mortgage approvals in...

05 January 2024

From: Breaking News

Mortgage borrowers given ‘belated Christmas present” as pricing drops

Home movers have been given a “belated Christmas present” as mortgage rates continue to drop, it has been claimed. It comes as...

04 January 2024

From: Breaking News

Revealed! The best month for completions and what buyers wanted in 2023

March was the most popular month for completions this year as sales took longer and buyers focused on affordability, analysis has...

28 December 2023

From: Breaking News

Jonathan Rolande: Five questions everyone is asking about the 2024 property market

What will happen to house prices? Should I rent or buy? Will a Labour or Tory Government be better for homeowners....

22 December 2023

From: Breaking News

Will lower inflation boost the property market in 2024?

Inflation fell to its lowest level in two years during November, raising hopes that interest rate cuts and lower mortgage pricing...

21 December 2023

From: Breaking News

‘Affordability pressures’ set to push house prices down again in 2024 - reports

House prices are set to fall further next year, two major lenders claim. The house prices indices of Halifax and Nationwide have...

18 December 2023

From: Breaking News

Mortgage commitments drop as homebuyers hold back - research

The value of gross mortgage advances increased during the third quarter but future lending commitments have dropped, Bank of England data...

13 December 2023

From: Breaking News

Boost for buyers as average mortgage rates drop below 6%

Average mortgage rates have fallen for the fourth consecutive month and borrowers can now get a two-year fix below 6%. The latest...

12 December 2023

From: Breaking News

The housing market needs a real plan for growth

There has no doubt been many commenting on Chancellor Jeremy Hunt’s recent Autumn Statement held a couple of weeks ago. We...

09 December 2023

From: Features

Stock shortage or increased demand? House prices rise again

House prices increased for the second consecutive month in November, according to Halifax. The lender’s latest House Price Index recorded monthly growth...

08 December 2023

From: Breaking News

Bank of England: Interest rate rises haven't fully hit UK yet - warning

Household finances remain stretched and the full impact of higher interest rates and mortgage pricing has yet to fully hit the...

07 December 2023

From: Breaking News

The housing market needs a real plan for growth

There has no doubt been many commenting on Chancellor Jeremy Hunt’s recent Autumn Statement held a couple of weeks ago. We...

06 December 2023

From: Features

UK property portal visits drop amid slowing market - claim

Visits to Rightmove have fallen by 18% in the past year as high mortgage rates hit the national market from the...

05 December 2023

From: Breaking News

Rightmove mortgages brings ‘significant implications’ for agents – warning

Rightmove’s entry into the mortgage market presents a threat to financial services leads, agents have been warned. The portal said in a...

30 November 2023

From: Breaking News

Mortgage approvals hit three-month high but buyer caution remains

The number of mortgage approvals for house purchase has hit a three-month high, Bank of England data shows. Figures from the Bank...

30 November 2023

From: Breaking News

Why property firms should prioritise open banking in 2024

SmartSearch looks at the importance of incorporating Source of Funds checks into KYC processes It is no secret that the UK property...

29 November 2023

From: Features

Rightmove signals move into mortgages as agency revenues rise

Rightmove is expecting more money from agents this year and is also looking to grab a slice of the mortgage market. A...

28 November 2023

From: Breaking News

Builders back Stamp Duty exemption for greener homes

Builders are calling for Stamp Duty exemptions on more energy efficient properties to help tackle the housing crisis. A new 10-point plan...

21 November 2023

From: Breaking News

Knight Frank: Lending outlook improves but risks remain

The lending outlook is improving for the housing market but psychological milestones remain, Knight Frank warns. The latest UK market commentary from...

20 November 2023

From: Breaking News

Chancellor should provide targeted support to both landlords and tenants, says industry expert

When Chancellor Jeremy Hunt gets to his feet on Wednesday to deliver his Autumn Statement, he should consider offering support to...

18 November 2023

From: Features

Number of sub-5% mortgage deals has doubled this month

The number of lenders offering sub-5% mortgage deals has doubled in the past month in a sign that the cost of...

17 November 2023

From: Breaking News

Boost for buyers as mortgage choice rises and rates drop

Low deposit home buyers have been given a boost after product choice hit a 14-month high. Data from Moneyfacts shows the number...

14 November 2023

From: Breaking News

‘Financial pressures’ remain as mortgage arrears rise

Mortgage arrears and claims for repossession are on the rise as official data shows how much homeowners are still struggling in...

10 November 2023

From: Breaking News

‘Subdued picture’ remains for housing market - claim

House price falls could continue into 2024 as high interest rates continue to make it difficult for homebuyers to transact, an...

10 November 2023

From: Breaking News

‘Watershed moment’ as sub-5% mortgages return

Mortgage brokers have hailed a ‘watershed moment’ as Nationwide became the first lender in months to release a sub-5% home loan...

09 November 2023

From: Breaking News

Halifax: ‘House prices rise but it’s not due to buyer demand’

Houses prices stopped falling on a monthly basis for the first time since in six months during October but are still...

08 November 2023

From: Breaking News

Race for sub-5% mortgage rate heats up - claim

Mortgage rates could be set to finally fall below 5%, brokers claim. The pricing of home loans has rocketed this year amid high...

07 November 2023

From: Breaking News

Interest rates held but will it tempt homebuyers back to the market?

Interest rates were held for a second consecutive month yesterday, giving agents renewed hopes that the cost of borrowing has reached...

03 November 2023

From: Breaking News

Mortgage approvals hit eight-month low

The number of mortgage approvals for home purchase hit an eight-month low during September, Bank of England data shows. Mortgage data from...

31 October 2023

From: Breaking News

Stamp Duty Cut speculation starts 'election housing market' - claim

The best way to judge the UK housing market is to check on what’s happening in Parliament, not the price indices...

31 October 2023

From: Breaking News

What’s behind Scotland’s speedy home sales?

Simon Jackson is Managing Director of SDL Surveying If we look at the latest data, it looks like there is something of...

28 October 2023

From: Features

Revealed - the best city for First Time Buyers today

A new analysis of the housing market has assessed 50 cities in the UK to establish which is best for first...

26 October 2023

From: Breaking News

In an uncertain property market, new homes sales are relatively successful

After a steady increase in mortgage rates, concerns about house prices have been rising too. The Financial Times reported in mid...

21 October 2023

From: Features

Annual price growth hits new low – Land Registry

House price growth fell to its lowest annual rate since 2012 in August, official data shows. The latest Land Registry House Price...

19 October 2023

From: Breaking News

Properties taking longer to sell but ‘motivated buyers’ remain

The proportion of listings going under offer within 30 days has dropped from 53% last year to 37% in September 2023,...

17 October 2023

From: Breaking News

Property Natter - Prime suspects in a same-day delivery world

Proptech – it’s a people thing. It might seem like a strange thing to say but the best of tech is a...

14 October 2023

From: Features

Mortgage rates set to drop but lenders expect lower levels of demand

Mortgage lenders are braced for a slower market over the rest of the year. The latest Bank of England Credit Conditions Survey...

13 October 2023

From: Breaking News

Boost for mortgage borrowers as average two-year fix drops below 6%

Rightmove is hopeful that mortgage rates will continue to drop. It comes as its latest data shows average two-year fixed rate mortgage...

12 October 2023

From: Breaking News

Mortgage rates drop for second month in a row

Average mortgage pricing is falling in a “positive sign” for the market, new analysis suggests. Data from comparison website Moneyfacts shows typical...

11 October 2023

From: Breaking News

Jake Gann, Sales Director at Bamboo Auction

Who are you and what does it say on your business card? My name is Jake Gann and my business card says...

10 October 2023

From: 60 Second Interview

House prices fall again but how long will ‘correction’ last?

House prices fell for the sixth consecutive month in a row during September and dropped at the fastest rate since August...

09 October 2023

From: Breaking News

Younger borrowers becoming ‘Mort-locked generation’ - claim

One in four mortgages lent to those under 30 now have a term of 35 years or more, new research suggests. This...

04 October 2023

From: Breaking News

Phil Spencer - How To Get Real With Vendors On Price

The old adage that estate agency is a people business is rarely more relevant than right now, when the market is...

03 October 2023

From: Breaking News

Housing Market Weak but cautious optimism from analysts

UK housing market activity "remains weak" according to the Nationwide. Its latest house price index shows that prices declined 5.3 per cent...

03 October 2023

From: Breaking News

Knight Frank lowers house price expectations after ‘volatile summer’

Knight Frank has revised its house price forecasts and now expects a steeper market drop. The agent previously predicted a 5% fall...

02 October 2023

From: Breaking News

Summer slump? Sales and mortgage approvals drop in August

Property sales and mortgage approvals both fell annually in August, official data shows. Figures from HMRC show UK residential transactions were down...

02 October 2023

From: Breaking News

Spicerhaart names new estate agency managing director

Spicerhaart has boosted its senior team with the appointment of a new managing director within its estate agency division.  Tommy Taylor is...

29 September 2023

From: Breaking News

Energy efficiency remains important to homebuyers and sellers

Buyers and sellers are still factoring energy efficiency into property valuations despite Prime Minister Rishi Sunak rolling back net-zero reforms. Analysis by...

27 September 2023

From: Breaking News

One year later: Market remains tough for buyers after mini-Budget mayhem

It is just over one year since former Prime Minister Liz Truss and Chancellor Kwasi Kwarteng’s ill-fated mini-Budget and homeowners and...

25 September 2023

From: Breaking News

Have mortgage rates peaked?

Since the Bank of England base rate started making large jumps around the middle of last year, mortgage rates have increased...

23 September 2023

From: Features

‘Welcome news’ for buyers as inflation rate drops

The rate of inflation slowed from 6.8% to 6.7% in August, providing hope for homebuyers when it comes to high mortgage...

21 September 2023

From: Breaking News

Agency brand launches financial services arm

Estate agency group My Property Box has launched a financial services arm to provide clients with a one-stop shop. Having gained the...

21 September 2023

From: Breaking News

Bank of England urged to ‘stop interest rate attacks’ on homeowners

The Bank of England is facing calls to hold off on raising interest rates this week. Its Monetary Policy Committee is set...

20 September 2023

From: Breaking News

Who needs experts? AI tool accurately predicts house price growth

The artificial intelligence (AI) platform, Bard, correctly guessed what the UK’s average house price would be in the Land Registry’s monthly...

20 September 2023

From: Breaking News

Homeowners facing ‘Christmas mortgage crisis’ - warning

Around half a million mortgage-holders are facing an imminent financial shock as their fixed deals end in the run-up to Christmas...

20 September 2023

From: Breaking News

Knight Frank: Mortgage rate rollercoaster is ending

The mortgage rate rollercoaster is finally winding down but pressure will remain on the property market, Knight Frank claims. New commentary from...

19 September 2023

From: Breaking News

Should landlords receive BTL mortgage support?

To help or not to help: that is the question the government is facing with regard to under-pressure private rented sector...

16 September 2023

From: Features

Boost for buyers as mortgage rates drop and choice rises

Mortgage borrowers now have the greatest choice of home loan products since February 2022, Moneyfacts data suggests. It is a boost for...

13 September 2023

From: Breaking News

Buyers continue to rely on relatives for homebuying support - research

Mortgage searches on behalf of borrowers using gifted equity or making a concessionary purchase from a family member rose by 75%...

12 September 2023

From: Breaking News

House prices falling at fastest rate since 2009 - Halifax

House prices have fallen at the steepest rate since 2009, Halifax data shows. The latest Halifax House Price Index for August suggests...

08 September 2023

From: Breaking News

Cash is king north of the border as viewings surge at Corum

Despite a 15-year peak in interest rates, one of Glasgow’s leading estate agents, Corum, has reported a 10% surge in viewings...

05 September 2023

From: Breaking News

Agency recruiter expands into financial services

Agency recruitment firm Rayner Personnel has launched a financial services division. It will be led by Daniel Clow, who has held senior...

04 September 2023

From: Breaking News

Property Natter - Oh brother, where art thou?

I sometimes wonder just how far our national obsession with buying our own homes will stretch. First-time buyers are prepared to save...

02 September 2023

From: Features

Open Property Data Association welcomes first lender member

United Trust Bank (UTB) has become the first lender to sign up to the Open Property Data (OPDA) Association. Additionally, the bank’s...

31 August 2023

From: Breaking News

Zoopla: House sales set to hit a decade-low

The property market is set for its quietest year for sales since 2012, Zoopla claims. The portal’s latest House Price Index estimates...

30 August 2023

From: Breaking News

Fewer buyers stretching affordability to get on property ladder

Mortgage lending has dropped and buyers are no longer stretching their affordability limits, UK Finance claims. New data from the banking trade...

30 August 2023

From: Breaking News

Spicerhaart names joint CEO team

Two directors of Spicerhaart are set to take over as joint chief executive of the independent agency brand. It comes as its...

25 August 2023

From: Breaking News

Halifax predicts further declines in house price to income ratios

Housing affordability is improving but the benefits are being offset by high mortgage rates, Halifax claims. Analysis by the lender found the...

24 August 2023

From: Breaking News

LSL boosts financial services business with mortgage acquisition

LSL has grown its mortgage business with another acquisition. The property brand announced yesterday that it has acquired the Tenet Mortgage network,...

22 August 2023

From: Breaking News

Good economic news could be bad for housing market - warning

Experts are warning that the weekend’s better than expected economic news could indirectly hurt the housing market. The UK economy grew by...

14 August 2023

From: Breaking News

Transactions plummet to 15 year low according to e.surv

Transactions for the first half of 2023 are at their lowest level since the financial crisis of 2007-09 as a result...

14 August 2023

From: Breaking News

Sharp rise in arrears and worse to come, mortgage lenders warn

There’s been a sharp rise in mortgage arrears as high interest rates have hit the housing market - and now there’s...

11 August 2023

From: Breaking News

Mortgage approval totals to fall sharply this year - forecast

It won’t come as a surprise that forecasts show mortgage approvals will fall this year. But a new analysis says the drop...

10 August 2023

From: Breaking News

Warning To Agents - House price falls to continue into 2024

The Halifax is warning that house price falls will continue into 2024. It cautions that price drops will be “gradual, rather than...

08 August 2023

From: Breaking News

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