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KEYWORD "Mortgages" - 247 RESULTS
Property wealth: More bad news for the young

It’s not breaking new ground to say that younger people have what many regard as the raw end of the deal...

02 December 2017

From: Features

Over 10 per cent of sellers change their minds because of rate rise

A survey suggests that over 10 per cent of existing homeowners have been deterred from selling thanks to the recent interest rate...

24 November 2017

From: Breaking News

Property experts reveal their Autumn Budget wishlist

The housing industry has set out a list of demands in advance of the government’s hotly anticipated Autumn Budget on Wednesday.  Despite...

18 November 2017

From: Features

Property Natter – here’s how to drive traffic, convert and monetise

Winter seems to be firmly with us now, if the plunging temperatures are anything to go by. After a ridiculously mild...

11 November 2017

From: Features

Mortgage approvals strong despite growing housing market worries

Mortgage approvals are well above last year's levels despite concerns about the health of the housing market.  There were 66,185 mortgage applications...

09 November 2017

From: Breaking News

Base Rate UP - how will it affect the housing market?

The Bank of England has raised the base rate from 0.25 per cent to 0.5 per cent. The Bank’s monetary policy committee was...

02 November 2017

From: Breaking News

Market unlikely to be impact by small rate rise - even if it happens

Experts suggest that a possible interest rate rise this morning - if it is backed by a majority of members of...

02 November 2017

From: Breaking News

Mortgage approvals for buyers down for second month in a row

As the Bank of England’s Monetary Policy Committee consider whether to increase base rate later this week, new figures from the...

31 October 2017

From: Breaking News

Help To Buy inflating new build prices, says research chief

The residential research associate director of Cushman & Wakefield says there is now evidence that the Help to Buy equity loan...

26 October 2017

From: Breaking News

Agents Do Charity - our salute to the industry's heroes

It’s been a big week for property news - controversies surrounding Purplebricks, merger discussions between big franchise operators, and another government...

20 October 2017

From: Breaking News

Some mortgage costs rising already, anticipating base rate hikes

Respected mortgage market monitor Moneyfacts says that the costs of some mortgages are already rising in the expectation of a base...

10 October 2017

From: Breaking News

PropTech Today: Blockchain - who are the key players?

In his PropTech 3.0 report, Andrew Baum dedicated an entire section to blockchain; it was titled: ‘Blockchain is coming – get...

04 October 2017

From: Breaking News

More London house price woe but UK market is stable - Nationwide

UK house price inflation is now running at a modest 2.0 per cent but London's housing market has recorded its worst...

02 October 2017

From: Breaking News

Mortgage lending boost brightens housing market outlook

Mortgage lending reached £24.2 billion in August according to latest estimates by UK Finance. There were some 41,807 house purchase approvals, with...

27 September 2017

From: Breaking News

Traditional agents blame onliners for chain delays and fall-throughs

There is growing concern that online agents who do not chase-up on behalf of clients are leading to delays and fall-throughs...

25 September 2017

From: Breaking News

The market’s missing homemovers

It appears activity in the housing market in 2017 will be around 15% down on 2016. The number of housing transactions...

16 September 2017

From: Features

Whistleblower claims dodgy practices by agents cost public thousands

The Daily Telegraph claims that what it calls “dodgy practices” are leaving customers “thousands of pounds out of pocket.” The article quotes...

11 September 2017

From: Breaking News

ZPG's latest £80m acquisition - it's the Money comparison website

ZPG - which already owns and operates Zoopla, PrimeLocation, Hometrack and the price comparison website uSwitch - has acquired the financial...

08 September 2017

From: Breaking News

Exclusive: Spicerhaart 'poised to snap up major independent regional agency'

Estate Agent Today understands that Spicerhaart is in the final stages of talks to acquire major regional independent firm butters john...

05 September 2017

From: Breaking News

Customer service is top priority when choosing mortgage provider

Customer service is a definitive priority for prospective borrowers when choosing a mortgage lender.  This is according to a study of over...

05 September 2017

From: Breaking News

Three reasons why we need stamp duty reform

Whenever any research is released, part of me can’t help thinking of that old adage, ‘lies, damn lies and statistics’ especially...

02 September 2017

From: Features

Agents cautious on improved mortgage approval figures

There’s good news for the housing market from new mortgage and remortgage approval figures showing growth in July after three flat...

31 August 2017

From: Breaking News

First time buyers should ponder more options, urges mortgage analyst

Independent financial service Moneyfacts says first time buyers who opt for a fixed rate deal might be better off if they chose...

31 August 2017

From: Breaking News

House price growth slows again this month says Nationwide

The average price of a home in the UK is now £211,6712 - up slightly on last month but with growth...

30 August 2017

From: Breaking News

Could tax be the excuse to introduce national private rental licensing?

It’s not just the evenings drawing in that marks the approach of autumn - it’s also the return to work of...

26 August 2017

From: Features

Agents broadly welcome better-than-expected mortgage data

New data from UK Finance - previously the Council of Mortgage Lenders - paints a relatively optimistic assessment of the UK-wide...

24 August 2017

From: Breaking News

Property Natter – are you GDPR-ready?

Are you protecting your data right? This may sound like the sort of direct warning you get from cold callers or...

19 August 2017

From: Features

UK home ownership is in structural decline warns Barclays bank

The price of houses in the UK will remain high because a “structural decline” means fewer homes are being sold and...

16 August 2017

From: Breaking News

Mortgage choice for buyers grows for 15th successive month

The housing market may be a little sticky in the middle of summer right now, but there’s certainly no shortage of...

08 August 2017

From: Breaking News

Building bridges: Q&A with Daniel Owen-Parr of Together

As the mainstream mortgage market braces itself for yet another clampdown on buy-to-let lending, a growing number of property investors are...

04 August 2017

From: Features

Almost 2m would stay together 'unhappy' if it meant they could buy

Some 1.8m UK adults have stayed or would stay in a relationship chiefly in order to get on the housing ladder,...

02 August 2017

From: Breaking News

Big surge in equity release according to sector trade body

The equity release sector is claiming a record quarter between April and June with the number of new customers and total...

28 July 2017

From: Breaking News

Savills says credit crunch still shapes housing market, 10 years on

High end estate agency Savills says the credit crunch - roughly 10 years old next month - is still having an...

27 July 2017

From: Breaking News

Mortgage lending up but figures reveal housing market 'plateau'

Gross mortgage lending reached £22.1 billion in June - that’s nine per cent higher than in May and three per cent...

21 July 2017

From: Breaking News

Hybrid agency relaunches cheapest ever £99 sales listings

  A hybrid agency called 99Home Ltd, which made its debut back in April, appears to have relaunched with what it calls...

18 July 2017

From: Breaking News

London’s prime housing market is no longer roaring

Being a leading world-class city comes at a price – they are the most expensive for occupiers and the most lucrative...

14 July 2017

From: Features

Many mortgage rates still falling for now, market monitor says

The housing market may appear stagnant but one of the leading monitors of the mortgage market says many rates for borrowers...

11 July 2017

From: Breaking News

Solo first time buyers - should they purchase with friends instead?

We’ve had the Bank of Mum and Dad so is the next big thing to hit the market a growing number...

07 July 2017

From: Breaking News

Nationwide predicts 'drag' on transactions and prices for rest of year

The Nationwide is warning that a slowdown in household spending is likely in the near future, leading to a ‘drag’ on...

29 June 2017

From: Breaking News

More interest-only owners selling up, claims equity release operator

Estate agents are increasingly helping customers who have been forced to sell their homes to pay off interest-only mortgages ahead of...

29 June 2017

From: Breaking News

Mortgage chiefs downgrade buy to let forecast for next 18 months

The Council of Mortgage Lenders’s buy to let forecast for 2017 and 2018 has been revised down from previous expectations at...

23 June 2017

From: Breaking News

Spicerhaart's new 'talent acquisition team' seeks agents and others

Spicerhaart has launched what it calls a talent acquisition team to recruit new agents to the group’s range of brands, as...

05 June 2017

From: Breaking News

Reform of buying and selling - The industry should prepare now

The banning of letting fees levied on tenants has dominated the industry headlines in recent months but this election campaign suggests...

27 May 2017

From: Features

Leading agent disappointed over slowing mortgage lending

A prominent agent admits to being “disappointed” at what appears to be slowing mortgage figures at a time of year when...

26 May 2017

From: Breaking News

Help To Buy ISAs 'offer little help to first time buyers' says Moneyfacts

First time buyers who were supposed to be helped by the high-profile Help To Buy ISA have in fact found it...

24 May 2017

From: Breaking News

Mortgage firms respond quickly to attract more investment buyers

The proportion of mortgage products available for investor buyers operating through limited companies has risen by over 50 per cent in...

23 May 2017

From: Breaking News

Estate agents strike gold at the ESTAS

The best estate and letting agents in the UK were recognised at the prestigious ESTAS luncheon and ceremony, which was held...

20 May 2017

From: Features

Mortgage figures give cause for modest optimism, say commentators

Home buyers borrowed £11.2 billion in March - down on the ‘stamp duty bonanza‘ period at the same time last year...

18 May 2017

From: Breaking News

Cash makes up 42% of funding for buying homes - should we worry?

Cash is becoming an increasingly large proportion of the funding used to buy homes according to a new analysis of transactions...

11 May 2017

From: Breaking News

More mortgage products available now than at any time since 2008

There are more mortgage products available to buyers now than at any time since 2008 according to respected finance monitor service...

10 May 2017

From: Breaking News

Praise for Nationwide's crackdown on leasehold mortgage conditions

There has been widespread praise for the Nationwide building society's crackdown on criteria for mortgages for leasehold new build homes.   From May...

05 May 2017

From: Breaking News

Disappointing mortgage figures suggest housing market is increasingly cautious

The Bank of England is warning that approvals of mortgages for property purchases in March were at a lower-than-expected 66,837, the weakest...

05 May 2017

From: Breaking News

Parental funding to help buyers rises 23% in just one year

Research from Legal & General and the Centre for Economic Business and Research says parents are to spend 23 per cent...

03 May 2017

From: Breaking News

Mortgage rates now at their lowest-ever level, says bank

Mortgage rates continue to fall with the average new lending rate at a record low of 2.2 per cent: as a...

27 April 2017

From: Breaking News

Transaction volumes rally according to latest figures from HMRC

Property transactions rose marginally in March this year, up 0.5 per cent on February’s total according to figures from HM Revenue...

24 April 2017

From: Breaking News

Regulator to probe lenders who offer just interest-only mortgages

The Financial Conduct Authority says it is to review lenders offering solely interest-only mortgages to home owners. In its business plan for...

21 April 2017

From: Breaking News

James Dearsley: Trussle and Revolut bring FinTech and PropTech together

News was released this week of a new PropTech partnership: banking disrupter Revolut has joined up with mortgage brokerage, Trussle, to offer...

20 April 2017

From: Breaking News

Agents broadly welcome election despite short-term uncertainty

The industry has broadly welcomed the shock announcement of a June 8 General Election as a chance to end long term...

18 April 2017

From: Breaking News

The good, the bad and the ugly of mortgage brokers

One of the biggest stories post-Brexit is how the housing market has proven to be more resilient than anyone could have...

15 April 2017

From: Features

'Stamp duty and mortgage problems scupper 1.2m sales' - claim

A building society claims that in the past three years alone no fewer than 1.2m buyers have given up on house...

12 April 2017

From: Breaking News

Mortgage market review

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

08 April 2017

From: Features

Good news: easier to get mortgages now than any time since 2014

Mortgage brokers say they are encountering fewer difficulties sourcing products now than at any time for three years.  Research from the Intermediary...

04 April 2017

From: Breaking News

The rise of the first-time buyer - is this the return of generation buy?

There are more first-time buyers (FTBs) finding a way on to the property ladder than at any time since the Financial...

01 April 2017

From: Features

Agents Do Charity - the ball, eggs and under-the-stars edition ...

It’s been another busy week of fund-raising for agents across the industry, sparing time to do good works despite the market...

31 March 2017

From: Breaking News

'Small deposit' buyers now over a fifth of mortgage market

Buyers with deposits of 15 per cent or less of the purchase price now make up more than a fifth of...

30 March 2017

From: Breaking News

Brexit jitters have hit sales volumes, claims consumer group

The consumer group HomeOwners Alliance claims new research indicates that more than a million UK adults have shelved plans to purchase...

28 March 2017

From: Breaking News

'Family Mortgage' idea for first time buyers provokes criticism

Nationwide has introduced what it calls a ‘Family Deposit Mortgage’ in a bid to help first time buyers. It is aimed at...

28 March 2017

From: Breaking News

Retired homeowners' property wealth hits yet another high

Total property wealth owned by over-65s who have paid off their mortgages grew to a new record high of £1.072 trillion...

23 March 2017

From: Breaking News

Clients of agency and mortgage firm asked to come forward

Former clients of a Scottish estate and letting agency and mortgage company are being asked by a corporate insolvency firm to...

17 March 2017

From: Breaking News

Mortgage market 'almost at pre-credit crunch best' claims broker

The number and range of mortgages being offered in the UK has almost returned to its pre-credit crunch level. That’s the view...

17 March 2017

From: Breaking News

Mortgages for buyers approach two-year low as market flattens

Data from the Council for Mortgage Lenders show that loans taken out by buyers have hit a near two-year low.   Home buyers...

15 March 2017

From: Breaking News

Many first time buyers save for up to a decade for a deposit

Research from the consumer organisation Which? claims that first time buyers are typically saving for anything up to a decade for...

15 March 2017

From: Breaking News

How can estate agents plug the gap in sales with financial services?

Recent stats from the Council of Mortgage Lenders show that last year 360,000 people moved homes, meaning the number has stayed...

11 March 2017

From: Features

Budget 2017 wishlist: Expectations from the property sector

Looking ahead to the Spring Budget this week, the Chancellor Philip Hammond will be obliged to face up to the implications...

04 March 2017

From: Features

Strong year for Connells with sales and lettings both rising

Connells Group has announced strong figures for 2016 with the total number of properties sold rising five per cent and lettings...

02 March 2017

From: Breaking News

Sales progression tool cuts completion time - and pleases government

A sales progression tool claims to have reduced the average transaction time for a property from around 94 days to around...

27 February 2017

From: Breaking News

What does the future hold for the buy-to-let market?

Over the past two decades, investing in buy-to-let has been a relatively easy way to make money, which is why so...

25 February 2017

From: Features

London market: fewest mortgages for buyers since 1991

The number of home buyers in London dropped to a four-year low in 2016 while the number of loans taken out...

23 February 2017

From: Breaking News

Buy-to-let mortgages: What opportunities and challenges lie ahead?

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

17 February 2017

From: Features

Mortgage rep in each agency branch boosts Connells figures

Connells Group’s mortgage services wing has recorded a 10 per cent increase in the number of mortgages in 2016 and has generated...

16 February 2017

From: Breaking News

Borrowing by first time buyers hits record high

First-time buyers borrowed £5.1 billion from mortgage companies in December, far above the same month in 2015, and the highest December...

16 February 2017

From: Breaking News

A new way to buy? Mortgage lender offers to pay stamp duty

One of Britain’s biggest mortgage companies has come up with a new way to try to boost buying across the housing...

15 February 2017

From: Breaking News

Is building homes in factories the solution to the housing crisis?

The chronic shortage of housing supply in the UK relative to demand has been a national issue for decades. The Government...

11 February 2017

From: Features

Crisis? What Crisis? Mortgage arrears plunge to 35-year low

The number of properties taken into possession last year declined by almost 25 per cent and has hit the lowest level in 35...

10 February 2017

From: Breaking News

Agents - it’s time to get back to basics

Welcome to February! It means that 2017 is well under way and we’re edging closer to Spring – a time when...

04 February 2017

From: Features

Drop in mortgage cash-backs available for first time buyers

Cash rebates with mortgages - seen by housing market analysts as a great sweetener for many cash-strapped first-time buyers - may now...

02 February 2017

From: Breaking News

Market boost as mortgage lending rises - with further to go

Gross mortgage lending reached a remarkable £246 billion in 2016 - that’s 12 per cent higher than the previous year and...

27 January 2017

From: Breaking News

Total number of homemovers fell during 2016

There were an estimated 354,000 homemovers in 2016, a fall of 4% compared to the 367,000 recorded the previous year. Analysis by...

25 January 2017

From: Breaking News

South West London is 'risky' mortgages hotspot

The highest number of 'risky' mortgages issued during 2015 was in South West London, according to new analysis of the latest...

24 January 2017

From: Breaking News

PropTech: Mortgage startup secures £5.5m in funding

Digital mortgage broker habito has announced that it has raised £5.5 million in investment funding.  The firm says it will use the...

24 January 2017

From: Breaking News

Good news - cheap mortgage deals likely to remain in place

A new report from the NatWest Bank nips in the bud any speculation that rising inflation may end the current cheap...

20 January 2017

From: Breaking News

What next for the rental market in 2017?

The rental market has had to face a raft of changes over the past year, including the introduction of the 3% stamp...

14 January 2017

From: Features

Agents worry that over-55s are latest to suffer mortgage restrictions

Around six in 10 estate agents say their experience shows that mortgage lending restrictions targeting customers aged 55 or over are...

10 January 2017

From: Breaking News

Shelter says many owners will struggle if mortgage payments rise £50

Campaigning charity Shelter predicts as many as four in 10 owners or renters in one part of the UK would struggle...

05 January 2017

From: Breaking News

Brexit and property taxes lead to subdued forecast for 2017 market

Brexit and wider economic uncertainties worsened by changes to property taxation have forced the Council of Mortgage Lenders to cut its...

20 December 2016

From: Breaking News

What next for property in 2017?

Following a strong start to 2016, particularly in the lower to middle range of the UK housing market, that lasted up...

17 December 2016

From: Features

New mortgage figures confirm housing market is gently slowing

New figures from the Council for Mortgage Lenders add weight to the argument that the housing market is gently slowing.  Home-owners borrowed £10.5...

15 December 2016

From: Breaking News

Over-65s see average property value rise £26,000 this year

Retired home owners have gained an average of £26,000 tax-free this year from their houses, new analysis from an over-55s financial...

13 December 2016

From: Breaking News

Big take-up for Land Registry's property fraud alert service

Over 50,000 have signed up to the Land Registry’s property fraud alert service following a series of high-profile stories on the...

06 December 2016

From: Breaking News

First time buyers have a lot to thank Help To Buy for says Moneyfacts

Moneyfacts, the independent financial products monitoring service, says first time buyer have a lot to thank Help To Buy for -...

06 December 2016

From: Breaking News

No excuse not to buy - number of fee-free mortgage deals soars

The number of fee-free deals on fixed rate mortgages has more than doubled in the past year according to research by...

30 November 2016

From: Breaking News

Good news for London market - mortgage demand up in third quarter

There’s good news for London’s troubled market - a report from the CML shows that buyers in the capital took out 12...

24 November 2016

From: Breaking News

Mortgages, not more homes, key to increased home ownership

The long-awaited Redfern Review has recommended that improved access to mortgage finance and improved income levels for first time buyers are...

17 November 2016

From: Breaking News

Agents 'warn downsizers not to over-estimate property profit'

Older homeowners are unrealistic about how much money they will raise from downsizing, and estate agents are warning them to manage...

08 November 2016

From: Breaking News

Property Natter: on my travels

It’s all been kicking off in recent weeks, hasn’t it? Marmite wars, the endless Trump v Clinton debate, Samsung phones blowing...

28 October 2016

From: Features

The market is crying out for a positive Autumn Statement

We are now less than a month away from Philip Hammond’s first Autumn Statement to the nation, depending of course on...

28 October 2016

From: Features

Greedy sellers' high asking prices blasted by mortgage firm

The average UK property takes 91 days to sell - and that’s down to greedy sellers according to the mortgage arm...

27 October 2016

From: Breaking News

PropTech: lending collapse for firm partnered with Zoopla

A business publication says figures from a PropTech peer-to-peer lending firm which markets its products through Zoopla show a 95 per cent...

20 October 2016

From: Breaking News

New rules being considered to handle mortgage arrears

The Financial Conduct Authority is consulting on new guidance to lenders on how to measure and treat the repayment of arrears...

20 October 2016

From: Breaking News

Alert to agents - read Landlord Today and Property Investor Today!

Agents don’t need reminding that Estate Agent Today and Letting Agent Today are invaluable sources of daily industry news - but...

11 October 2016

From: Breaking News

Crisis? - What Crisis? Surge in mortgages in 100 days since Brexit

Research from the consumer organisation Which? suggests that the number of mortgages on the market has increased by 13 per cent...

03 October 2016

From: Breaking News

Mortgage market defies Brexit jitters as rates hit record lows

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

30 September 2016

From: Features

Turning broken sales and chains into completions

As with finance broking, there can be many frustrations that come with being an estate agent – I perhaps don’t need...

30 September 2016

From: Features

Bank of England confirms tougher buy to let mortgage lending regime

The Bank of England’s Prudential Regulation Authority has confirmed that tighter regulations will apply to lenders providing mortgages for buy to...

30 September 2016

From: Breaking News

No reprieve for Help To Buy mortgage scheme which ends this year

The government says its latest release of figures from its various Help to Buy schemes show that over 185,000 people have...

30 September 2016

From: Breaking News

Zoopla launches dedicated investment channel

Zoopla has formally announced the launch of its new 'Invest' channel, which has been designed to provide consumers with the opportunity...

27 September 2016

From: Breaking News

Agents to identify 'transaction-ready' buyers with new Zoopla feature

Zoopla Property Group (ZPG) has announced the launch of a new feature on its website which will help estate agents to...

20 September 2016

From: Breaking News

Industry's top PropTech tweeters revealed

As the PropTech industry continues to expand, with dedicated events and more innovative startups entering the world of UK property, online...

14 September 2016

From: Breaking News

How can Agents survive in an increasingly competitive market?

The key lies in improving your customer experience through technology For Agents, the tremendous growth in online estate agents highlights a strong...

13 September 2016

From: Sponsored Content

Is buy-to-let investing still a safe bet?

The huge rush to acquire buy-to-let property in the first quarter of the year ahead of the stamp duty change deadline...

09 September 2016

From: Features

Savills warns of Brexit 'drag' on prices, transactions and mortgages

The credit crunch may have been the economic backdrop against which much of the housing market performance of the past 10...

06 September 2016

From: Breaking News

Brexit: UK housing market confidence plummets according to new survey

Confidence in the UK housing market has slumped according to an annual survey conducted by economic consultancy ING.  The survey, called Homes...

02 September 2016

From: Breaking News

Surprise pick-up in house price growth defies Brexit pessimism

Average house prices across the UK increased by 0.6 per cent in August, taking the annual rate of growth to 5.6...

01 September 2016

From: Breaking News

Brexit fears return after worse-than-expected mortgage figures

The Bank of England says the number of new mortgages fell to 60,912 in July, down from 64,152 the previous month...

31 August 2016

From: Breaking News

Bank mortgage lending drop suggests possible house price dip soon

The British Banking Association’s latest mortgage lending figures suggest early signs of fall-out from the surprise vote for the UK to...

25 August 2016

From: Breaking News

Sharp drop in high-LTV mortgage choice for first time buyers

The number of 95 per cent loan to value mortgages available for first time buyers has dwindled 16 per cent in...

24 August 2016

From: Breaking News

Buyers now have over 23,000 mortgage products to choose from

The number of mortgage products available is now over 23,000 - a figure last seen during the heady days just before...

22 August 2016

From: Breaking News

Housing market boost as tracker mortgages fall to lowest-ever cost

There has been a spur in activity in the mortgage market since the Bank of England base rate dropped to 0.25...

17 August 2016

From: Breaking News

Rating agency worried over Brexit effect on buy to let purchases

An investment report from credit ratings agency Moody’s suggests it is concerned about the effects of Brexit on the housing market,...

15 August 2016

From: Breaking News

Boost for housing market as mortgage arrears slump to record low

The number of mortgages in arrears is now at its lowest level since records began more than 20 years ago.  Data from...

12 August 2016

From: Breaking News

What has been the Brexit impact on the housing market so far?

The morning after the EU referendum, and Westminster, Britain, Europe and the world were left in shock at the news that...

05 August 2016

From: Features

Valuations cool slightly in July compared to same month a year ago

There was a small two per cent drop in residential valuations in July compared to the same month last year, according to...

05 August 2016

From: Breaking News

Bank of England cuts base rate to 0.25 per cent

  The Bank of England has, as expected, cut its base rate to 0.25 per cent after a record seven years at...

04 August 2016

From: Breaking News

House prices rising faster than expected 'but may not yet reflect Brexit'

The Nationwide says house prices rose at their fastest annual rate for four months in July, but that performance may not...

29 July 2016

From: Breaking News

Latest mortgage figures suggest resilience despite Brexit uncertainty

The latest figures on mortgage lending suggest that higher house prices led to greater lending in June this year than 12...

27 July 2016

From: Breaking News

Mortgage deals for buyers substantially better than earlier this year

Respected financial comparison website Moneyfacts says the average buyer requiring a mortgage and securing a deal now will be £240 a...

26 July 2016

From: Breaking News

Property Natter: Q & A with Peter Brodnicki

As promised, this week’s Natter is dedicated to a question and answer session with Peter Brodnicki, the man who has been...

22 July 2016

From: Features

MIRAS: Could Theresa May go back to the future?

I’m indebted to one of the most enthusiastic estate agents I’ve had the pleasure of meeting for suggesting the subject of...

15 July 2016

From: Features

Call for evidence: why technology needs to underpin house buying

Nearly three quarters of people who have sold or bought a property deem it more stressful than having a child or...

15 July 2016

From: Features

Agents say interest rate cut still likely despite surprise Bank vote

Estate agents and mortgage experts have reacted to the Bank of England’s surprise decision to keep base rate unchanged at 0.5...

15 July 2016

From: Breaking News

No change - Bank of England base rate stays at 0.5% for now

The Bank of England has kept its base rate to 0.50 per cent despite many analysts expecting it would be cut...

14 July 2016

From: Breaking News

Brexit means fewer transactions as price growth 'slackens' says Savills

One of the first major pieces of research to come from an estate agency following the EU referendum suggests the short-term...

14 July 2016

From: Breaking News

Carney says owners and buyers should budget for interest rate rises

House owners and buyers with mortgages in today’s market should budget to ensure they can “have enough headroom” for a rise...

13 July 2016

From: Breaking News

The post-Brexit landscape

As I sit and write this piece, even with the FTSE 100 back up and sterling having recovered some of its...

08 July 2016

From: Features

Housing costs 'delaying young people from reaching key life milestones'

Campagining housing charity Shelter claims that an estimated 13 million people aged between 18 and 44 feel the high costs of buying...

07 July 2016

From: Breaking News

Carney warns housing market: Brexit conditions will be difficult

The Bank of England’s governor is warning future mortgage borrowers who buy homes that “conditions will be difficult” as a result...

06 July 2016

From: Breaking News

Post-Brexit blues and what next?

Never in my lifetime have I seen so much enthusiasm and passion for politics. Brexit awoke the sleeping dog in almost...

01 July 2016

From: Features

Mortgage chiefs say transactions will fall but prices may only dip

The Council of Mortgage Lenders says the Brexit vote will hit transactions as buyers and sellers wait for the dust to...

28 June 2016

From: Breaking News

Conveyancers to consider how to cut costs, delays and fall-throughs

The Conveyancing Association is setting up a working group to consider how to increase transparency, cut unnecessary delays and costs, and...

23 June 2016

From: Breaking News

Property Natter – Big Data and a different kind of mortgage

A few of our Industry Views pieces this week focus on the upcoming EU referendum. I don’t think I can add...

17 June 2016

From: Features

Housing market in the doldrums as owner occupier borrowing falls

Home-owners borrowed £8.1 billion for house purchases in April, which was four per cent down on the same month a year ago. There...

16 June 2016

From: Breaking News

Agency chief stands up for 'high spending' holiday home buyers

An estate agency chief operating in an area where there are high levels of holiday home ownership has stood up for...

16 June 2016

From: Breaking News

Firm urges agents to short-let homes that are sticking on the sales market

A firm says it wants to help agents and sellers frustrated by a stagnating housing market to short-let homes using controversial...

15 June 2016

From: Breaking News

Home loans slow as EU referendum torpor sets in to housing market

Home loans activity has fallen to a 12 month low as market torpor sets in ahead of the EU referendum.  According to...

09 June 2016

From: Breaking News

Connells insists housing market is robust despite EU referendum jitters

Valuation activity in May rose by nearly a fifth on an annual basis despite the upcoming EU referendum according to research...

08 June 2016

From: Breaking News

Bridging the gap

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

01 June 2016

From: Features

House prices to fall if Britain leaves the EU, says Osborne

George Osborne has claimed that average house prices could fall by up to 18% if the UK leaves the EU following...

23 May 2016

From: Breaking News

Education, Education, Education – and renting and buying, too

So what is it with young people failing to stand up for themselves and not making the most of their money...

20 May 2016

From: Features

April mortgage lending hits eight-year high - even after SDLT deadline

The Council of Mortgage Lenders estimates that gross mortgage lending reached £18.5 billion last month - the highest April figure since...

20 May 2016

From: Breaking News

Massive increase in mortgage loans - and not only for buy to let

There has been a 58 per cent rise in the past year for mortgages for house purchase purposes, according to the...

18 May 2016

From: Breaking News

FCA wants much more consumer choice in the mortgage market

The Financial Conduct Authority is to encourage lenders to give would-be buyers more choice in the mortgages available. In the Responsible Lending...

17 May 2016

From: Breaking News

Barclays no-deposit mortgage: a good idea?

It’s the news that has got everyone talking: Barclays are bringing back the 100% mortgage.  The market has taken a bit of...

13 May 2016

From: Features

Repossessions now running at their lowest-ever recorded level

The Council of Mortgage Lenders says the number of repossessions in the first quarter of 2016 was 2,100 - the lowest...

13 May 2016

From: Breaking News

Brexit would mean 'significant hit' for house prices, warns Osborne

Chancellor George Osborne has moved his campaign for the UK to remain in the EU on to housing issues with a...

09 May 2016

From: Breaking News

The 100% mortgage is back (but Mum and Dad must agree first)

Barclays has reintroduced the 100 per cent mortgage - but there’s a catch.  The bank’s so-called Family Springboard Mortgage is now available...

05 May 2016

From: Breaking News

Property Natter: conveyancing, mortgage advice and a PropTech revolution

On Tuesday we managed hail, snow, rain, sun and a chilly wind all in one day. Whatever you want to say...

29 April 2016

From: Features

New credit risk rules could curtail mortgages for first time buyers

First time buyers with small deposits are among those likely to suffer as a result of new regulations on credit risk...

28 April 2016

From: Breaking News

Property transaction charges catch out first time buyers, claims survey

A new survey suggests that it is the other fees associated with moving house - not estate agents’ charges - that...

21 April 2016

From: Breaking News

The stamp duty rush should help us to improve on deadlines

It’s almost impossible to write about the conveyancing market and not reflect on the activity levels of the past month or...

15 April 2016

From: Features

Big boost in mortgage lending says e.surv - but will it last much longer?

Home lending in 2016 saw its best opening quarter for nine years according to the figures from chartered surveying firm e.surv.  An...

15 April 2016

From: Breaking News

How can traditional estate agents adapt their customer experience to compete with online?

In 2014 there were 19,000 estate agent branches in the UK. Of which 18,000 were registered to list properties on the...

14 April 2016

From: Sponsored Content

The Blairs' property empire expands - just before stamp duty deadline

Research by The Guardian has revealed that the Blair family’s property empire has expanded - secured just ahead of the stamp...

14 April 2016

From: Breaking News

Countrywide acquires Mortgage Bureau to cement new build sector links

Countrywide has taken another step into the residential development mortgage market by acquiring Mortgage Bureau, which works with national house builders as...

12 April 2016

From: Breaking News

Tax and Buy-to-Let – how short are our memories?

We talk about the unstoppable rise of buy-to-let and forget that it was only as recently as the early 1970’s that...

08 April 2016

From: Features

Bizarre but true: more new homes make existing ones less affordable

An academic study claims that increasing the supply of new-build properties - widely thought to be the favoured solution to the...

07 April 2016

From: Breaking News

Good news: huge rise in mortgage choice, with some record low cost deals

Despite the many woes in the housing market, there has possibly never been a better time to get a competitive mortgage...

31 March 2016

From: Breaking News

Buy to let mortgage clampdown is too late and unnecessary says leading agent

New proposals to curtail mortgage borrowing in the buy to let sector have been branded as “a classic case of slamming...

30 March 2016

From: Breaking News

Property Franchise Group agencies link up with financial services giant

The Property Franchise Group - including the brands Martin & Co, Whitegates, CJ Hole, Parkers and Ellis & Co - has...

30 March 2016

From: Breaking News

Revealed - new restrictions on buy to let mortgage lending

A key Bank of England body has revealed its proposals for tougher borrowing standards to prevent buy to let lending overheating the wider...

29 March 2016

From: Breaking News

Warning that housing market is likely to fall back in spring and summer

The Nationwide is warning that the busy start to 2016 in the housing market is driven at least partly by the...

04 March 2016

From: Breaking News

Buy to let surge takes mortgage lending to almost a two year high

Banks have approved the highest number of mortgages for almost two years as the rush to purchase buy to let properties...

25 February 2016

From: Breaking News

Market boost as buyers get best choice of mortgage products since 2007

Consumer choice of mortgage products has reached a near-eight-year high with 17,132 products available on the market. This is the highest number...

23 February 2016

From: Breaking News

£1m-plus homes to triple by 2030 - in London it'll be one-in-four

The number of UK properties worth at least £1m is expected to more than triple between now and 2030. A report from...

18 February 2016

From: Breaking News

Good news for market as first time buyers lead surge in borrowing

In December 2015 first time buyers borrowed £4.5 billion for house purchases - that’s up seven per cent on November and...

17 February 2016

From: Breaking News

Stamp duty deadline-beaters create unexpected mortgage lending surge

Increased competition amongst mortgage lenders and the rush to buy investment properties before the April 1 stamp duty surcharge deadline have...

02 February 2016

From: Breaking News

Knowing too much about property can be a disadvantage

Public relations used to be a minor part of estate agency, something only ‘the big boys’ paid for and with little...

30 January 2016

From: Features

Average deposit for a home now exceeds £80,000 says mortgage broker

The average deposit for a property has risen 15 per cent in the past year and now stands at over £80,000...

27 January 2016

From: Breaking News

Stamp duty and buy to let tax changes: Readers' views put to David Cameron

In January readers of Estate Agent Today and Letting Agent Today were given the opportunity to give their views on proposed...

25 January 2016

From: Features

Market targeting vs. stereotyping: hipsters, yummy mummies and the simply priced out

Surely people will start moving again soon. The employment rate for the last quarter of 2015 is likely to be the...

22 January 2016

From: Features

Countrywide upgrades profits forecast - just months after a profits warning

The UK’s largest estate agency group has upgraded its profits forecast to the City - just over 10 weeks after issuing...

21 January 2016

From: Breaking News

Mortgage lending for house purchases soars 12.5% in just one year

Mortgage lending has risen 12.5 per cent in the past year, despite a small dip at the end of 2015. Chartered surveying...

21 January 2016

From: Breaking News

Mortgage lending suffers one-month dip but shows full-year increase

Mortgage lending for home buyers dipped by nine per cent in November according to new data - but it is up...

15 January 2016

From: Breaking News

Century 21 UK owner snaps up major agency and auction house

Shepherd Direct Limited - best known for owning the Century 21 UK franchise business which has 50 operators across England -...

08 January 2016

From: Breaking News

You read it here first – what to look for in 2016

There’s been plenty of forecasting in recent weeks - banks, consultancies and high-end estate agents have predicted house prices in the...

31 December 2015

From: Features

Interest rate rise likely to be delayed further, hints key Bank of England figure

One of the leading members of the Bank of England's influential Monetary Policy Committee has suggested that the recent fall-back in...

22 December 2015

From: Breaking News

50-day wait for a mortgage threatens transactions, warns NAEA

A typical 50-day wait for a buyer to receive a mortgage offer “increases the risk that sales will collapse and puts...

21 December 2015

From: Breaking News

Bill McClintock, The Property Ombudsman Scheme

What is the biggest change you’ve seen in the agency industry during your time at TPO?  For me, the biggest change has...

18 December 2015

From: 60 Second Interview

Home sales are absolutely soaring - well, at least in one part of the UK...

Property sales in Scotland for first-time buyers and home movers are increasing three times faster than the rest of the UK...

17 December 2015

From: Breaking News

Praise for agency diversification to cut damage from housing downturn

Investors’ Chronicle, the weekly investment magazine published by the Financial Times Group, has lavishly praised high-end agency Savills for diversifying its...

14 December 2015

From: Breaking News

Agency to help forces personnel on Help To Buy and Buy To Let

Estate agency Keller Williams has set up a specialist team to help military personnel with mortgages and property investment.   "The needs of...

09 December 2015

From: Breaking News

Most mortgage borrowers don't know their interest rate, claims Which?

New research from the mortgage advice section of the consumer group Which? reveals that one in three mortgage holders have no...

07 December 2015

From: Breaking News

Property ownership is fine – if it’s on an industrial scale

I’m sure I’m not the only estate agent confused by the Government’s approach to residential property ownership. Many of the current ministerial...

04 December 2015

From: Features

Autumn Statement: Osborne to unveil mortgage and Help To Buy ISA details

It is anticipated that the government will reveal more details of how it proposes to simplify mortgage fees and make mortgage...

25 November 2015

From: Breaking News

Build To Rent – What we learn from Germany and the US

I make no apologies for returning to Build To Rent, the institutional investment in building and managing blocks of flats to...

13 November 2015

From: Features

Academics give stark warning over threat of London housing bubble

A body called the UK Housing Market Observatory - consisting of economists at Lancaster University Management School - is giving a...

04 November 2015

From: Breaking News

Far fewer sellers hampered by chains, says new Countrywide research

New research from Countrywide suggests that the growth of the private rental sector and the higher number of mortgages means far...

02 November 2015

From: Breaking News

Average UK house price edges closer to £200,000 says Nationwide

House prices edged up by an average 0.6 per cent across the UK last month according to the Nationwide, bringing a...

30 October 2015

From: Breaking News

More bad London sales news - agent says market suffering a contagion

An estate agency claims there is a “contagion” spreading across the prime London housing market with sales reduced drastically thanks to...

27 October 2015

From: Breaking News

Doing the math behind the figures

We have reached an interesting point in what has been a most unusual year for the property sector.  The latest figures from...

23 October 2015

From: Features

Great Scott Marty! What happened to the UK housing market?

On Wednesday 21st October future and reality will collide. Back to the Future’s Marty McFly will arrive in the DeLorean to...

16 October 2015

From: Features

Agents’ Mutual’s latest ‘letter of intent’: what’s in it for agents?

The consumer is King and to protect sellers and buyers' best interests estate and letting agents have to operate in the...

09 October 2015

From: Features

20% year-on-year surge in mortgage approvals for purchasing homes

The number of house purchase mortgage approvals has risen by 19.8 per cent over the last 12 months.  Data from eSurv suggests...

09 October 2015

From: Breaking News

Price rises for flats far exceeds other property types over 10 years - Halifax

The average price of an apartment has risen by 60 per cent over the past 10 years, far ahead of the...

07 October 2015

From: Breaking News

Mortgage surge shows housing market is strengthening

In a new sign that the housing market is strengthening, mortgage lending increased in August by the largest amount since 2008. Data...

30 September 2015

From: Breaking News

Over half of home owners will struggle if rates rise, warn building societies

Over half of Britain's home owners will hit problems if interest rates rise. The Building Societies Association says new research which it...

30 September 2015

From: Breaking News

Agents Do Charity - with a rugby twist for the World Cup

It’s Friday so it’s time for us to salute those agents who tirelessly go the extra mile for good causes -...

18 September 2015

From: Breaking News

Big rise in houses purchased with gifted deposits

Over 64,000 property purchases over the last year involved the buyer relying on a gift of cash for all or part...

14 September 2015

From: Breaking News

Mortgage lending for house purchases hits 18-month high

August saw 69,220 house purchase approvals, up 9.3 per cent on the same month last year and an 18 month high. On...

10 September 2015

From: Breaking News

No clue as to whether MMR review will boost housing market

The Financial Conduct Authority is remaining tight-lipped as to whether its newly-announced assessment of MMR will lead to easier access to...

08 September 2015

From: Breaking News

Say no to George before housing crisis

A new website has been launched to fight back against the attack George Osborne made in the Summer Budget on the...

21 August 2015

From: Features

First-time buyers face £45,000 deposits within next decade, claims agent

An out-spoken estate agent has claimed that first-time buyers in the North East of England will need to save deposits of...

21 August 2015

From: Breaking News

Key Bank of England figure hints at interest rate rise

A member of the Bank of England’s key Monetary Policy Committee says waiting too long to raise interest rates risks undermining...

18 August 2015

From: Breaking News

Repossessions and arrears fall to lowest on record

The repossession rate has fallen again in the second quarter of 2015, and is at the lowest rate since records began. The...

14 August 2015

From: Breaking News

Lending edges back for first timers and owner-occupiers

Figures from the Council of Mortgage Lenders show that lending to first time buyers bounced back in the second quarter of...

12 August 2015

From: Breaking News

Mortgage rates may rise despite unchanged base rate

At first sight the decision by the Bank of England not to raise base rate appears good news for the industry...

07 August 2015

From: Breaking News

Budget tax changes will cut demand and prices says credit agency

Credit rating service Moody’s is warning that restrictions on mortgage interest relief for buy-to-let landlords will slow house price growth in...

06 August 2015

From: Breaking News

London mortgage broker guilty of tax fraud

A London mortgage broker who lied about his company profits to evade almost £115,000 in corporation tax has been found guilty...

04 August 2015

From: Breaking News

The interest rate warning bell has been rung

When Governor of the Bank of England, Mark Carney, recently announced that interest rates would have to start to rise sooner...

24 July 2015

From: Features

Affordability actually improving insists mortgage broker

The average salary of buyers seeking a mortgage fell to a near-four year low in June according to the Mortgage Advice...

24 July 2015

From: Breaking News

Owner-occupation to fall to 60% by 2025 says report

Owner occupation in Britain will plummet from its current level of about 68 per cent of homes to around 60 per...

23 July 2015

From: Breaking News

Mortgage market waking up as summer bounce beckons

Lending for house buying is still down compared to this time last year but there are signs that the market is...

15 July 2015

From: Breaking News

A financial crisis refresher course?

In case we didn’t learn the lesson last time around, we appear to be on the brink of a refresher course...

10 July 2015

From: Features

Summer Budget's fiddly tax changes well worth a second glance

This week the Chancellor, George Osborne, delivered the first Conservative Budget for almost 20 years. While Mr Osborne claimed that it marked...

10 July 2015

From: Features

Agents unhappy at Osborne's Buy To Let and Non Dom measures

Agents have expressed their disappointment at the decision by the government to restrict mortgage interest relief for Buy To let investors...

09 July 2015

From: Breaking News

Mortgage figures may be first sign of post-election bounce

Although the housing market is showing few signs of igniting following the election slowdown, there is at least some good news...

07 July 2015

From: Breaking News

Nationwide changes price index to reflect more automated valuations

The methodology used by the Nationwide to compile its house price index is to be changed from next month, with more...

03 July 2015

From: Breaking News

Could cross-party support solve supply conundrum?

Given that I wrote my last article on the day of the General Election but well before the result was known,...

19 June 2015

From: Features

HMRC making anti-money laundering spot checks on agents

The National Association of Estate Agents says HMRC have been making unscheduled visits to individual agency offices to check on their...

19 June 2015

From: Breaking News

30,000 sign anti-Foxtons petition over homeless spikes

Another day, another story about Foxtons. This time the protest is against the London estate agency chain installing so-called ‘anti-homeless spikes’...

12 June 2015

From: Breaking News

Simon Djemil, Director of Agent Tracker

Q: What does it say on your business card?   The support network for quality agents Q: Who is Agent Tracker?   Agent Tracker...

10 June 2015

From: 60 Second Interview

Number of mortgage products reaches post-recession high

The total number of mortgage products available reached a post-recession high of 13,539 in April.  The latest National Mortgage Index from Mortgage...

27 May 2015

From: Breaking News

Latest house price data leads to higher 2015 forecast

UK house price growth accelerated to an annual rate of 9.6 per cent in the year to March, according to the...

20 May 2015

From: Breaking News

Over 10% drop in mortgage approvals

The number of mortgage loans approved by banks fell year-on-year for the ninth consecutive month in March. Data from the British Bankers’...

29 April 2015

From: Breaking News

Agents contradict mortgage brokers on effect of MMR

Two thirds of estate agents report decrease in buyers following the Mortgage Market Review, says the National Association of Estate Agents. Mark...

24 April 2015

From: Breaking News

Too few homes and too high prices, say buyers

A survey conducted on behalf of Rightmove comes out with predictable results - the two biggest problems facing would-be buyers are...

23 April 2015

From: Breaking News

Will the surge of buy-to-let boom or bust?

Under new pension freedom reforms, people aged 55 and over can access as much of their savings from their defined contributions...

23 April 2015

From: Features

Regents Estates and Mortgages “seduced” by Fairfield’s LED Light Pockets™

Regents Estate Agents and Mortgages (REM) contacted Fairfield with the intentions of updating their old displays with bright LED Light Pockets™....

22 April 2015

From: Sponsored Content

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