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KEYWORD "Lenders" - 204 RESULTS
Brexit Blues: “sharp correction” likely post-deal, agent warns

Homes in central parts of London sold for a typical 11.5 per cent below asking price in the first three months...

21 June 2019

From: Breaking News

Unexpired Lease Timebomb: new worries over sale fall-throughs

A conveyancing body is calling on mortgage lenders to standardise their policies in respect of unexpired lease terms in order to...

12 June 2019

From: Breaking News

CMA launches investigation into sale of leasehold properties

The Competition and Markets Authority has formally launched an investigation into the sale of leasehold properties - including possible mis-selling. This follows...

11 June 2019

From: Breaking News

What would a Corbyn government mean for sales and lettings?

While media attention has been on Theresa May, Brexit and the Tories, chatter in the agency industry has been about what...

25 May 2019

From: Features

Buying reform could slash transaction time by almost 30% - claim

Reforms to the house buying process in England and Wales to bring it more into line with Scotland could slash the...

16 May 2019

From: Breaking News

Products and partnerships - PropTech suppliers unveil latest agent solutions

Two PropTech suppliers have this week announced new partnerships and products with the aim of helping estate agents.  Firstly, sales progression and...

09 May 2019

From: Breaking News

Older ‘Last Time Buyers’ now a growing part of the market, figures reveal

As many as one transaction in three is now undertaken by a so-called Last Time Buyer - twice as many as...

09 April 2019

From: Breaking News

Replacing leasehold with commonhold – we’re backing the campaign!

The leasehold scandal has received plenty of press coverage, with horror stories of people living in homes that are impossible to...

06 April 2019

From: Features

Bad news for transactions as Equity Release grows again

New figures from the Equity Release Council suggest more growth in this sector, alarming those agents who see this as a...

03 April 2019

From: Breaking News

How can agents keep property transactions on track?

More than 800 property transactions fall through daily, which can have repercussions both practically and financially, as agents fail to get...

30 March 2019

From: Features

Mortgage prisoners given hope of escape route by City regulator

Mortgage prisoners - borrowers unable to switch lenders despite being up-to-date with payments - may have an escape route in sight...

27 March 2019

From: Breaking News

Agents back call for CMA probe into possible leasehold ‘mis-selling’

The leasehold system has created many unsellable and unmortgageable homes and should change, MPs say. The all-party Housing, Communities and Local Government...

19 March 2019

From: Breaking News

OnTheMarket and new portal OneDome reveal extra services

Two 'challenger portals' have revealed major new services this morning as they fight to take on Rightmove and Zoopla. OneDome, the new...

15 March 2019

From: Breaking News

First time buyer mortgages strong despite ongoing Brexit uncertainty

Figures released this morning show a surge in first time buyers securing mortgages in recent months, despite the market showing continued signs...

12 March 2019

From: Breaking News

Agent shuts business and rips into 'lying sellers and lazy solicitors'

Maverick Cornish estate agent Chris Wood has quit the industry with a stinging attack on those who have “taken their toll”...

11 March 2019

From: Breaking News

Big Leap forward for first-ever ESTAS Bold Legal Conference

More details are emerging of the first-ever ESTAS conference for conveyancers - the Bold Legal Conference - taking place on the...

26 February 2019

From: Breaking News

Homes are more affordable as wage growth outstrips price rises

The latest Rightmove price index suggests that homes are at their most affordable level for some years thanks to wage growth...

18 February 2019

From: Breaking News

80 and still paying a mortgage? No problem, say lenders

Mortgage lenders are relaxing age limits so that house buyers can still be paying off their home loan well into their...

12 February 2019

From: Breaking News

Zoopla rebrands Hometrack index in latest change at portal company

The monthly index of house price changes in Britain’s major cities, for many years operated under the Hometrack banner, has been...

30 January 2019

From: Breaking News

Why we need to be able to move when we want, not when we have to

A review of the housing market at present, particularly when it comes to purchase transactions, might not necessarily feel overly positive.  The...

26 January 2019

From: Features

House prices to grow 13% by 2023 despite Brexit - forecast

One of Britain’s foremost property consultancies has given a relatively upbeat prediction for the UK housing market over the next five...

15 January 2019

From: Breaking News

Warm welcome for regulator's bid to help 'mortgage prisoners'

There’s been a warm welcome from the property and consumer sectors for a suggestion that the Financial Conduct Authority may be...

14 January 2019

From: Breaking News

Brexit bites as house price growth drops to near six-year low

A slew of property experts and commentators have put the blame on Brexit for a surprise drop in house price growth...

07 January 2019

From: Breaking News

What next for property in 2019?

As 2018 draws to a close, it is fair to say that stretched affordability and uncertainty over the Brexit negotiations has...

29 December 2018

From: Features

Zoopla trials Property Valuation Report concept ‘to win leads’

Zoopla claims a new Property Valuation Report being trialled in nine areas will win more leads for agents.  The PVR will use...

10 December 2018

From: Breaking News

Brexit Bedlam: Rightmove and agency give housing market warnings

The chief executive of online agency HouseSimple says “sellers need to be prepared and willing to lower their expectations” in the current...

07 December 2018

From: Breaking News

Purplebricks boss warns on dangers of borrowing more than one can afford...

The global chief executive of Purplebricks, Michael Bruce, has warned mortgage lenders against offering so-called ‘super-sized’ home loans to borrowers.  Bruce is...

28 November 2018

From: Breaking News

ZPG’s Charlie Bryant talks exclusively to Estate Agent Today

To say legendary ZPG founder and CEO Alex Chesterman left big boots to fill when he stepped back from day-to-day operations...

24 November 2018

From: Features

Deal or no deal – how could Brexit affect the property market?

A no-deal Brexit The biggest impact of a no-deal Brexit in relation to housing is a potential fall in house prices -...

24 November 2018

From: Features

Would housing market improve if owners switched mortgages?

Shock figures out this morning show that a staggering £15.4 billion of annual interest is being paid by mortgage borrowers sitting...

22 November 2018

From: Breaking News

Buyers warned: Don’t cut corners by trying DIY conveyancing

Hard-pressed buyers who try to minimise house moving costs by doing their own conveyancing have been warned of the disastrous consequences...

15 November 2018

From: Breaking News

London house marketed for £25m but sells for ‘only’ £15m

A house in Mayfair that was sold for £19.175m in 2014 and put on the market this year at £25m has...

08 November 2018

From: Breaking News

Good news for first time buyers - terrible news for buy to let sector

Figures from the mortgage lenders’ umbrella group, UK Finance, suggest the government desire to see more first time buyers and fewer...

17 October 2018

From: Breaking News

Help To Buy - will it continue? (and does it deserve to?)

Is Help To Buy going to remain in existence for much longer? Question marks over the scheme’s future are being raised through...

16 October 2018

From: Breaking News

Young buyers face far more obstacles now than 20 years ago - report

Even the cheapest local homes are out of reach for at least 40 per cent of young adults according to a...

09 October 2018

From: Breaking News

Property fraud: insurance firm offers cover, as police seek help on new case

An insurance company is launching a policy which it says will protect consumers with comprehensive cover in the event of a...

04 October 2018

From: Breaking News

Conveyancers ‘should have mortgage funds the day before completion’

A call has gone out for conveyancers to have all monies - including mortgage funds - in place the day before...

01 October 2018

From: Breaking News

Surge in online survey scams, warns leading chartered surveyor

A warning to people selling their homes to beware of internet-based scams offering cut-price surveys has been sounded by a leading...

30 August 2018

From: Breaking News

Property Natter: are we on the verge of a cashless, paperless society?

Out and about recently, I got to thinking: how often do I actually have the call for cash anymore? Or, for...

25 August 2018

From: Features

Rightmove says it's a 'summer sale' - with Connells leading price cuts

Rightmove says the housing market is now into a ‘summer sale’ as newly-marketed property shows an average asking price fall of...

20 August 2018

From: Breaking News

Countrywide: could it really be snapped up by Foxtons or Connells?

Rumours abound over the future of Countrywide, which lost further share value on Friday, closing very slightly down on the day...

13 August 2018

From: Breaking News

Business funding options - what choices do you have?

When you are starting up a new business, it is unlikely that you will already have enough capital to invest. Taking...

10 August 2018

From: Sponsored Content

Pundit Henry Pryor in scathing attack on house price indices

Outspoken property commentator and buying agent Henry Pryor has made a scathing attack on some of the main house price indices. In...

06 August 2018

From: Breaking News

It's not a big deal - agents try to brush off rate rise impact

Most estate agents have tried to dismiss the impact of the Bank of England’s base rate rise, which came following a...

03 August 2018

From: Breaking News

Countrywide 'failed in fund-raising effort earlier this year' - FT

The Financial Times this morning says that Countrywide suffered a failed bond issue earlier this year, forcing it to rely on...

01 August 2018

From: Breaking News

Good news on mortgages - no arrangement fees on 40% of them

The mortgage industry may be throwing agents and the housing market something of a lifeline - it’s been revealed that 40...

25 July 2018

From: Breaking News

Surveyors accused of covering their backs by down-valuing

The debate over alleged ‘down-valuing’ by mortgage lenders has flared again with one leading agent claiming that surveyors are just “covering...

24 July 2018

From: Breaking News

Countrywide ‘to seek new investment of £100m’

It’s being reported this morning that Countrywide will seek new investment of over £100m, probably in the next few days.  The Sunday...

22 July 2018

From: Breaking News

Improving the homebuying process – how can we deliver this ourselves?

You will notice that there is a new author for this regular column for Estate Agent Today. Last month I was...

21 July 2018

From: Features

First timers still have obstacles to buying, insists leading estate agent

One of the country’s leading experts on the housing market says first time buyers are still hampered from purchasing homes despite...

01 June 2018

From: Breaking News

Major estate agencies in secret project to try to end delays in chains

Estate Agent Today understands several major national agencies and some smaller operators are involved in a project to understand why transaction...

09 May 2018

From: Breaking News

First digital mortgage paves the way for smoother property processes

As the world becomes ever more digital and people increasingly look to technology to provide convenient solutions to sometimes complex problems,...

08 May 2018

From: Sponsored Content

Ben Robinson, Director of Agency Services at Landmark

Who are you and what does it say on your business card? Ben Robinson, Director of Agency Services at Landmark What is Landmark...

03 May 2018

From: 60 Second Interview

Agents voice concern as lending slump points to possible slow market

Fewer mortgages were approved for home buyers last month than in the same month a year ago according to figures from...

27 April 2018

From: Breaking News

Mortgage costs fall in first quarter of 2018, despite base rate worry

A new survey suggests that despite many lenders increasing their rates, most mainstream mortgages are down compared to the start of...

25 April 2018

From: Breaking News

Surprise boost for housing market as mortgage volumes soar

Property purchases for buyers requiring mortgages reached 50,000 in February, the highest level for the month since 2007.  The data, from mortgage...

18 April 2018

From: Breaking News

More backing for buying reforms from conveyancers and agents

The Conveyancing Association has backed the government’s calls for extensive reform of the buying and selling process, announced at the weekend. The...

12 April 2018

From: Breaking News

Countrywide goes back into online - this time for its mortgage side

Countrywide is not quite finished with online experimentation yet, for today sees the launch of an online mortgage service, backed by...

03 April 2018

From: Breaking News

Trouble ahead thanks to older home owners, lenders warn

Gross mortgage lending is set to reach its highest level since 2007 despite Brexit, says the Intermediary Mortgage Lenders Association. But its...

29 March 2018

From: Breaking News

Countrywide, Connells accused of pressuring buyers over mortgages

A magazine claims its investigations into the sales tactics of Countrywide and Connells suggest the two agency are “harming consumers, stopping them from...

21 March 2018

From: Breaking News

New house price index claims superiority over rivals - even Land Registry

Investment consultancy London Central Portfolio has launched a new index which it claims uses “the most comprehensive data available” to assess...

07 March 2018

From: Breaking News

Japanese knotweed: what estate agents need to know

When it comes to property, ‘Japanese knotweed’ are the two words most homeowners and prospective buyers do not want to hear.  With...

03 March 2018

From: Features

New industry body aims to simplify and modernise buying and selling

Representatives from estate and lettings agencies as well as professional organisations have formed The Home Buying And Selling Group with a...

26 February 2018

From: Breaking News

Ten-year fixed rates on the up as early interest rate rise looms

Over the last few weeks, mortgage lenders have started to adjust their pricing in anticipation of a further interest rate rise...

21 February 2018

From: Breaking News

Countrywide amends credit facility with lenders to help turn business around

Countrywide has made a brief announcement to shareholders about amending its credit facility with lenders to help it turn the business...

05 February 2018

From: Breaking News

ZPG reports 53m average monthly visits to websites and apps

ZPG says it anticipates a strong 2018 according to a trading statement ahead of the company’s annual general meeting today. The firm...

30 January 2018

From: Breaking News

Lease Extensions – getting it right

While there is a distinct market for flats held on particularly short leases, there is a middle ground where flat owners...

13 January 2018

From: Features

London first time buyers could take 10 years to save for a deposit

New analysis by the Nationwide has revealed just how big an obstacle a 20 per cent deposit can be for buyers...

08 January 2018

From: Breaking News

Conveyancers fight back against 'errors' league table publication

The Society of Licensed Conveyancers says it is worried that HM Land Registry’s decision to publish details of apparent errors in...

03 January 2018

From: Breaking News

PropTech Today: Bitcoin is technology, not just currency

Bitcoin has smashed into the headlines again recently with major news outlets describing the ever increasing worth of this wildly volatile...

13 December 2017

From: Breaking News

Agents should ‘counter media idea that it's an unaffordable market’

A housing market expert says agents should be more pro-active and explain to the public that contrary to popular belief, some...

20 November 2017

From: Breaking News

Base Rate UP - how will it affect the housing market?

The Bank of England has raised the base rate from 0.25 per cent to 0.5 per cent. The Bank’s monetary policy committee was...

02 November 2017

From: Breaking News

Government should be wary of introducing goodwill agreements

Sajid Javid, Secretary of State for Communities and Local Government, has launched a consultation on proposals to reform the house buying...

28 October 2017

From: Features

Agency tells government: probe gazundering as well as gazumping

The government should take a close look at gazundering as well as gazumping in its review of the house sales process,...

27 October 2017

From: Breaking News

Conveyancers and searches in firing line of new government probe

Conveyancers and the speed of local council searches have come in for criticism as details have emerged of the government’s consultation...

23 October 2017

From: Breaking News

'Government has no ideas at all #idiots' - industry reacts to probe

There has been a wide range of views from trade bodies and individual agents on the government’s surprise ‘call for evidence’...

23 October 2017

From: Breaking News

Government launches consultation into house buying and selling

The government has launched a consultation this weekend calling for evidence on how to make the home buying process “cheaper, faster...

22 October 2017

From: Breaking News

Interest rate rise on the cards after house price hikes fuel inflation

Analysts believe a rise in the Bank of England base rate is on the cards next month as a result of the...

18 October 2017

From: Breaking News

PropTech Today: Getting cosy with the winners MIPIM NYC winners

Last week was MIPIM PropTech Summit 2017 in New York, and it was the most oversubscribed to date - proof of the...

18 October 2017

From: Breaking News

Mortgage lending boost brightens housing market outlook

Mortgage lending reached £24.2 billion in August according to latest estimates by UK Finance. There were some 41,807 house purchase approvals, with...

27 September 2017

From: Breaking News

The market’s missing homemovers

It appears activity in the housing market in 2017 will be around 15% down on 2016. The number of housing transactions...

16 September 2017

From: Features

Customer service is top priority when choosing mortgage provider

Customer service is a definitive priority for prospective borrowers when choosing a mortgage lender.  This is according to a study of over...

05 September 2017

From: Breaking News

Slash stamp duty by a third, estate agency tells government

Jackson-Stops & Staff, a critic of the stamp duty system since its reform in 2014, now says the government should slash...

31 August 2017

From: Breaking News

First time buyers should ponder more options, urges mortgage analyst

Independent financial service Moneyfacts says first time buyers who opt for a fixed rate deal might be better off if they chose...

31 August 2017

From: Breaking News

Agents broadly welcome better-than-expected mortgage data

New data from UK Finance - previously the Council of Mortgage Lenders - paints a relatively optimistic assessment of the UK-wide...

24 August 2017

From: Breaking News

Building bridges: Q&A with Daniel Owen-Parr of Together

As the mainstream mortgage market braces itself for yet another clampdown on buy-to-let lending, a growing number of property investors are...

04 August 2017

From: Features

Why the new build leasehold ban is a big moment for our industry

Without wishing to blow our own trumpet at this time, we did say at the start of the year that 2017...

28 July 2017

From: Features

Mortgage chiefs downgrade buy to let forecast for next 18 months

The Council of Mortgage Lenders’s buy to let forecast for 2017 and 2018 has been revised down from previous expectations at...

23 June 2017

From: Breaking News

Agents Do Charity - the longest list of heroes yet...

Today we’re publishing what we think is our longest-ever list of charitable activities being conducted by agents and their supporters -...

23 June 2017

From: Breaking News

Leading agent disappointed over slowing mortgage lending

A prominent agent admits to being “disappointed” at what appears to be slowing mortgage figures at a time of year when...

26 May 2017

From: Breaking News

Mortgage figures give cause for modest optimism, say commentators

Home buyers borrowed £11.2 billion in March - down on the ‘stamp duty bonanza‘ period at the same time last year...

18 May 2017

From: Breaking News

New homes: where is the supply being concentrated?

Since the seventies, housing starts and completions across England and Wales have been on a downward trajectory. The long run average...

12 May 2017

From: Features

Cash makes up 42% of funding for buying homes - should we worry?

Cash is becoming an increasingly large proportion of the funding used to buy homes according to a new analysis of transactions...

11 May 2017

From: Breaking News

More mortgage products available now than at any time since 2008

There are more mortgage products available to buyers now than at any time since 2008 according to respected finance monitor service...

10 May 2017

From: Breaking News

First time buyers 'still missing out because of high deposits'

More than one in three first time buyers have missed out on potential home deals because their deposit was too small...

05 May 2017

From: Breaking News

Mortgage rates now at their lowest-ever level, says bank

Mortgage rates continue to fall with the average new lending rate at a record low of 2.2 per cent: as a...

27 April 2017

From: Breaking News

Regulator to probe lenders who offer just interest-only mortgages

The Financial Conduct Authority says it is to review lenders offering solely interest-only mortgages to home owners. In its business plan for...

21 April 2017

From: Breaking News

James Dearsley: Trussle and Revolut bring FinTech and PropTech together

News was released this week of a new PropTech partnership: banking disrupter Revolut has joined up with mortgage brokerage, Trussle, to offer...

20 April 2017

From: Breaking News

The good, the bad and the ugly of mortgage brokers

One of the biggest stories post-Brexit is how the housing market has proven to be more resilient than anyone could have...

15 April 2017

From: Features

'Stamp duty and mortgage problems scupper 1.2m sales' - claim

A building society claims that in the past three years alone no fewer than 1.2m buyers have given up on house...

12 April 2017

From: Breaking News

Mortgage market review

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

08 April 2017

From: Features

Good news: easier to get mortgages now than any time since 2014

Mortgage brokers say they are encountering fewer difficulties sourcing products now than at any time for three years.  Research from the Intermediary...

04 April 2017

From: Breaking News

The rise of the first-time buyer - is this the return of generation buy?

There are more first-time buyers (FTBs) finding a way on to the property ladder than at any time since the Financial...

01 April 2017

From: Features

Conveyancers want 'log book' and 'home report' for each property

The Conveyancing Association wants the creation of a ‘log book’ and ‘Home Reports’ for each home on sale - reminiscent in...

15 March 2017

From: Breaking News

Mortgages for buyers approach two-year low as market flattens

Data from the Council for Mortgage Lenders show that loans taken out by buyers have hit a near two-year low.   Home buyers...

15 March 2017

From: Breaking News

How can estate agents plug the gap in sales with financial services?

Recent stats from the Council of Mortgage Lenders show that last year 360,000 people moved homes, meaning the number has stayed...

11 March 2017

From: Features

James Dearsley: The blooming symbiosis of PropTech and FinTech

There has been some really interesting talk recently of the relationship between FinTech (Finance Technology) and PropTech (Property Technology). A few...

01 March 2017

From: Breaking News

What does the future hold for the buy-to-let market?

Over the past two decades, investing in buy-to-let has been a relatively easy way to make money, which is why so...

25 February 2017

From: Features

London market: fewest mortgages for buyers since 1991

The number of home buyers in London dropped to a four-year low in 2016 while the number of loans taken out...

23 February 2017

From: Breaking News

Buy-to-let mortgages: What opportunities and challenges lie ahead?

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

17 February 2017

From: Features

Is building homes in factories the solution to the housing crisis?

The chronic shortage of housing supply in the UK relative to demand has been a national issue for decades. The Government...

11 February 2017

From: Features

Crisis? What Crisis? Mortgage arrears plunge to 35-year low

The number of properties taken into possession last year declined by almost 25 per cent and has hit the lowest level in 35...

10 February 2017

From: Breaking News

James Dearsley: One week, two major PropTech developments

The first week of February has seen some extraordinary goings on in the property sector, from which two stories particularly stand out...

08 February 2017

From: Breaking News

Zoopla: Hometrack makes us UK's most valuable property resource

Zoopla Property Group’s £120m purchase of Hometrack, announced yesterday evening, is part of its aim to create “the UK’s most valuable...

01 February 2017

From: Breaking News

Zoopla buys data and automated valuation giant Hometrack

Zoopla Property Group is buying Hometrack, one of the country’s leading property market business consultancies. Established in 1999, Hometrack is one of...

31 January 2017

From: Breaking News

Market boost as mortgage lending rises - with further to go

Gross mortgage lending reached a remarkable £246 billion in 2016 - that’s 12 per cent higher than the previous year and...

27 January 2017

From: Breaking News

Total number of homemovers fell during 2016

There were an estimated 354,000 homemovers in 2016, a fall of 4% compared to the 367,000 recorded the previous year. Analysis by...

25 January 2017

From: Breaking News

PropTech: Mortgage startup secures £5.5m in funding

Digital mortgage broker habito has announced that it has raised £5.5 million in investment funding.  The firm says it will use the...

24 January 2017

From: Breaking News

Good news - cheap mortgage deals likely to remain in place

A new report from the NatWest Bank nips in the bud any speculation that rising inflation may end the current cheap...

20 January 2017

From: Breaking News

What next for the rental market in 2017?

The rental market has had to face a raft of changes over the past year, including the introduction of the 3% stamp...

14 January 2017

From: Features

Brexit and property taxes lead to subdued forecast for 2017 market

Brexit and wider economic uncertainties worsened by changes to property taxation have forced the Council of Mortgage Lenders to cut its...

20 December 2016

From: Breaking News

Could we benefit from a US-style conveyancing system?

I recently came across a consumer comment expressing frustration at the length and complexity of UK conveyancing and raising the question...

17 December 2016

From: Features

New mortgage figures confirm housing market is gently slowing

New figures from the Council for Mortgage Lenders add weight to the argument that the housing market is gently slowing.  Home-owners borrowed £10.5...

15 December 2016

From: Breaking News

Official review starts into agents introducing clients to mortgage lenders

The Financial Conduct Authority is to investigate mortgage competition, including the introduction of clients to lenders by estate agents.    It’s part of...

13 December 2016

From: Breaking News

Most estate agents think market is worse after Brexit vote, poll shows

House prices will rise 2.0 per cent in 2017, below the rate of inflation and just under half the rise predicted...

12 December 2016

From: Breaking News

First time buyers have a lot to thank Help To Buy for says Moneyfacts

Moneyfacts, the independent financial products monitoring service, says first time buyer have a lot to thank Help To Buy for -...

06 December 2016

From: Breaking News

No excuse not to buy - number of fee-free mortgage deals soars

The number of fee-free deals on fixed rate mortgages has more than doubled in the past year according to research by...

30 November 2016

From: Breaking News

Good news for London market - mortgage demand up in third quarter

There’s good news for London’s troubled market - a report from the CML shows that buyers in the capital took out 12...

24 November 2016

From: Breaking News

Autumn Statement: The property industry's wish list for Philip Hammond

It may still be too early to start compiling a Christmas wish list, but it is the right time to provide...

19 November 2016

From: Features

Long-awaited Redfern Review into housing expected tomorrow

Labour’s long-awaited Redfern Review, set up a year ago after the party’s defeat in the general election, finally reports tomorrow. Although it...

15 November 2016

From: Breaking News

Property Natter: on my travels

It’s all been kicking off in recent weeks, hasn’t it? Marmite wars, the endless Trump v Clinton debate, Samsung phones blowing...

28 October 2016

From: Features

PropTech: lending collapse for firm partnered with Zoopla

A business publication says figures from a PropTech peer-to-peer lending firm which markets its products through Zoopla show a 95 per cent...

20 October 2016

From: Breaking News

New rules being considered to handle mortgage arrears

The Financial Conduct Authority is consulting on new guidance to lenders on how to measure and treat the repayment of arrears...

20 October 2016

From: Breaking News

Mortgage market defies Brexit jitters as rates hit record lows

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

30 September 2016

From: Features

Bank of England confirms tougher buy to let mortgage lending regime

The Bank of England’s Prudential Regulation Authority has confirmed that tighter regulations will apply to lenders providing mortgages for buy to...

30 September 2016

From: Breaking News

Three months on – which way is the Brexit wind blowing?

Those working within the UK housing market would have felt considerable worry about the immediate impact of the vote to leave...

23 September 2016

From: Features

Sellers should pay stamp duty, says mortgage lender

A mortgage lender has called on the government to reform stamp duty so that it is paid by property sellers instead...

22 September 2016

From: Breaking News

Is buy-to-let investing still a safe bet?

The huge rush to acquire buy-to-let property in the first quarter of the year ahead of the stamp duty change deadline...

09 September 2016

From: Features

Buyers now have over 23,000 mortgage products to choose from

The number of mortgage products available is now over 23,000 - a figure last seen during the heady days just before...

22 August 2016

From: Breaking News

Housing market boost as tracker mortgages fall to lowest-ever cost

There has been a spur in activity in the mortgage market since the Bank of England base rate dropped to 0.25...

17 August 2016

From: Breaking News

Boost for housing market as mortgage arrears slump to record low

The number of mortgages in arrears is now at its lowest level since records began more than 20 years ago.  Data from...

12 August 2016

From: Breaking News

RICS says owners should not confuse valuations with surveys

The Royal Institution of Chartered Surveyors says the controversial findings of an insurance firm’s research shows that millions of homeowners may...

11 August 2016

From: Breaking News

What has been the Brexit impact on the housing market so far?

The morning after the EU referendum, and Westminster, Britain, Europe and the world were left in shock at the news that...

05 August 2016

From: Features

Bank of England cuts base rate to 0.25 per cent

  The Bank of England has, as expected, cut its base rate to 0.25 per cent after a record seven years at...

04 August 2016

From: Breaking News

Mortgage deals for buyers substantially better than earlier this year

Respected financial comparison website Moneyfacts says the average buyer requiring a mortgage and securing a deal now will be £240 a...

26 July 2016

From: Breaking News

Property Natter: Q & A with Peter Brodnicki

As promised, this week’s Natter is dedicated to a question and answer session with Peter Brodnicki, the man who has been...

22 July 2016

From: Features

The post-Brexit landscape

As I sit and write this piece, even with the FTSE 100 back up and sterling having recovered some of its...

08 July 2016

From: Features

Mortgage chiefs say transactions will fall but prices may only dip

The Council of Mortgage Lenders says the Brexit vote will hit transactions as buyers and sellers wait for the dust to...

28 June 2016

From: Breaking News

Property Natter – Big Data and a different kind of mortgage

A few of our Industry Views pieces this week focus on the upcoming EU referendum. I don’t think I can add...

17 June 2016

From: Features

Housing market in the doldrums as owner occupier borrowing falls

Home-owners borrowed £8.1 billion for house purchases in April, which was four per cent down on the same month a year ago. There...

16 June 2016

From: Breaking News

New e-conveyancing system launches ahead of national roll-out

A new e-conveyancing platform has been launched in Edinburgh ahead of a roll-out across all of Scotland. This system, Altis, is the...

13 June 2016

From: Breaking News

Why negotiating skills will be more crucial than ever in the months ahead

Sales skills, and the ability to negotiate in particular, have always been a core ingredient for any estate agent – and...

03 June 2016

From: Features

Bridging the gap

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

01 June 2016

From: Features

Working to combat conveyancing fraud

Fraudsters attacking the conveyancing sector, successfully stealing large sums of money from homebuyers, are making national headlines at a depressing rate....

27 May 2016

From: Sponsored Content

April mortgage lending hits eight-year high - even after SDLT deadline

The Council of Mortgage Lenders estimates that gross mortgage lending reached £18.5 billion last month - the highest April figure since...

20 May 2016

From: Breaking News

Massive increase in mortgage loans - and not only for buy to let

There has been a 58 per cent rise in the past year for mortgages for house purchase purposes, according to the...

18 May 2016

From: Breaking News

FCA wants much more consumer choice in the mortgage market

The Financial Conduct Authority is to encourage lenders to give would-be buyers more choice in the mortgages available. In the Responsible Lending...

17 May 2016

From: Breaking News

Conveyancing delays are not the only reason transactions fall through

In this business you get used to dealing with regular customer and third-party feedback, input, and (occasionally) complaints.  Much like the agency market...

13 May 2016

From: Features

Barclays no-deposit mortgage: a good idea?

It’s the news that has got everyone talking: Barclays are bringing back the 100% mortgage.  The market has taken a bit of...

13 May 2016

From: Features

Repossessions now running at their lowest-ever recorded level

The Council of Mortgage Lenders says the number of repossessions in the first quarter of 2016 was 2,100 - the lowest...

13 May 2016

From: Breaking News

Another year of low repossession levels likely, says mortgage firm

A mortgage servicing company is forecasting that the number of UK houses repossessed this year will represent only 0.09 per cent...

11 May 2016

From: Breaking News

Property Natter: conveyancing, mortgage advice and a PropTech revolution

On Tuesday we managed hail, snow, rain, sun and a chilly wind all in one day. Whatever you want to say...

29 April 2016

From: Features

New credit risk rules could curtail mortgages for first time buyers

First time buyers with small deposits are among those likely to suffer as a result of new regulations on credit risk...

28 April 2016

From: Breaking News

SearchFlow partners with Decision First to offer protection against fraud

SearchFlow, property intelligence specialists, has partnered with Decision First to offer an unrivalled service to protect conveyancers and homebuyers from the...

26 April 2016

From: Sponsored Content

The stamp duty rush should help us to improve on deadlines

It’s almost impossible to write about the conveyancing market and not reflect on the activity levels of the past month or...

15 April 2016

From: Features

A short, sharp shock from short lets?

We’re all talking about second home stamp duty, changes to tax relief and the Prudential Regulation Authority’s suggestion that banks should...

15 April 2016

From: Features

Bizarre but true: more new homes make existing ones less affordable

An academic study claims that increasing the supply of new-build properties - widely thought to be the favoured solution to the...

07 April 2016

From: Breaking News

Buy to let mortgage clampdown is too late and unnecessary says leading agent

New proposals to curtail mortgage borrowing in the buy to let sector have been branded as “a classic case of slamming...

30 March 2016

From: Breaking News

Revealed - new restrictions on buy to let mortgage lending

A key Bank of England body has revealed its proposals for tougher borrowing standards to prevent buy to let lending overheating the wider...

29 March 2016

From: Breaking News

Big rise in mortgage lending on back of more jobs and higher wages

Data from the Council of Mortgage Lenders shows that gross mortgage lending reached £17.6 billion last month - that's the highest...

18 March 2016

From: Breaking News

Why Help to Buy London is a sign of things to come in the capital

As we know, the property market in London is notorious for sitting a long way outside the conventions of the wider UK...

27 February 2016

From: Features

Agents and mortgage experts welcome surge in first time borrowers

There has been a warm welcome given to figures from the Council of Mortgage Lenders showing that lending to first time...

19 February 2016

From: Breaking News

Good news for market as first time buyers lead surge in borrowing

In December 2015 first time buyers borrowed £4.5 billion for house purchases - that’s up seven per cent on November and...

17 February 2016

From: Breaking News

Stamp duty deadline-beaters create unexpected mortgage lending surge

Increased competition amongst mortgage lenders and the rush to buy investment properties before the April 1 stamp duty surcharge deadline have...

02 February 2016

From: Breaking News

Agents must make residential vendors aware of stamp duty changes

Predicting ho­­w the housing market might play out over the next few months is incredibly difficult. There are a significant number...

30 January 2016

From: Features

Mortgage lending suffers one-month dip but shows full-year increase

Mortgage lending for home buyers dipped by nine per cent in November according to new data - but it is up...

15 January 2016

From: Breaking News

2016 will need some thought

In many respects 2015 has been a good year. Despite global challenges, we have seen a marked improvement in the UK...

11 December 2015

From: Features

Unintended consequences of PRS-meddling could cause real damage

You might recall a collective sigh of relief emitted by stakeholders in the housing market and private rental sector back in...

04 December 2015

From: Features

Autumn Statement: Osborne to unveil mortgage and Help To Buy ISA details

It is anticipated that the government will reveal more details of how it proposes to simplify mortgage fees and make mortgage...

25 November 2015

From: Breaking News

Competition among regulators is healthy – or is it?

When it comes to the regulation of the conveyancing industry, this question is a topic of open and ongoing debate. Licensed conveyancers...

20 November 2015

From: Features

Agents expelled from Property Ombudsman over compensation dispute

Two more agents have been expelled by TPO because they failed to pay awards when ordered to pay compensation, and because...

11 November 2015

From: Breaking News

20% year-on-year surge in mortgage approvals for purchasing homes

The number of house purchase mortgage approvals has risen by 19.8 per cent over the last 12 months.  Data from eSurv suggests...

09 October 2015

From: Breaking News

Third sign in one week that housing market is strengthening

First came a Bank of England prediction that the market will strengthen in the autumn; then lenders reported a surge in...

01 October 2015

From: Breaking News

Mortgage surge shows housing market is strengthening

In a new sign that the housing market is strengthening, mortgage lending increased in August by the largest amount since 2008. Data...

30 September 2015

From: Breaking News

New rental index can shed light on increasingly confusing marketplace

This month it was announced that Landbay mortgage lenders will release a new rental Index, alongside Zoopla and data-modelling experts MIAC.  The...

18 September 2015

From: Features

Warning to agents over homes with restrictive covenants

The residential director at Mullucks Wells in West Essex and East Hertfordshire, William Wells, has contacted Estate Agent Today to highlight...

09 September 2015

From: Breaking News

Sales problems in leasehold-dominated 'private town'

An unusual story of hard-to-sell homes has emerged from Northumberland where a kind of new town, established in the 1960s, is...

03 September 2015

From: Breaking News

Say no to George before housing crisis

A new website has been launched to fight back against the attack George Osborne made in the Summer Budget on the...

21 August 2015

From: Features

Revealed - what the public really thinks of estate agents

Estate agents have received a substantial thumbs up from a large survey of 1,990 people. On top of that, the survey was...

17 August 2015

From: Breaking News

Repossessions and arrears fall to lowest on record

The repossession rate has fallen again in the second quarter of 2015, and is at the lowest rate since records began. The...

14 August 2015

From: Breaking News

Lending edges back for first timers and owner-occupiers

Figures from the Council of Mortgage Lenders show that lending to first time buyers bounced back in the second quarter of...

12 August 2015

From: Breaking News

Summer’s here but don’t drop the ball while you play - by Nicola Jackson, Property Team Manager at telephone answering specialist, Moneypenny

THE UK housing market is reported to be picking up according to figures this month from the Council of Mortgage Lenders...

29 July 2015

From: Sponsored Content

A new twist on the right to buy

Competition is hot among home buyers in my part of southern England to take ownership of properties that come onto the...

24 July 2015

From: Features

The interest rate warning bell has been rung

When Governor of the Bank of England, Mark Carney, recently announced that interest rates would have to start to rise sooner...

24 July 2015

From: Features

Delayed Exchanges – Why are they increasing?

A number of my member firms (Bold Legal Group) have reported that, compared to three years ago, the time to get...

17 July 2015

From: Features

Portals given credit for Connells 27% sales surge

Connells says its sales figures for June show a 27.5 per cent rise on the same month last year.  The agency has...

17 July 2015

From: Breaking News

Mortgage market waking up as summer bounce beckons

Lending for house buying is still down compared to this time last year but there are signs that the market is...

15 July 2015

From: Breaking News

Agents unhappy at Osborne's Buy To Let and Non Dom measures

Agents have expressed their disappointment at the decision by the government to restrict mortgage interest relief for Buy To let investors...

09 July 2015

From: Breaking News

Agents told to push buyers towards independent surveys

The not-for-profit Residential Property Surveyors Association wants estate agents to tell clients they should commission 'real' surveys and not settle for automated valuations.  Recently...

06 July 2015

From: Breaking News

Why 2015 is the year of the lender

The Conveyancing Association (CA) has embarked on a mission to engage with the lender community with a view to initiating a...

26 June 2015

From: Features

Could cross-party support solve supply conundrum?

Given that I wrote my last article on the day of the General Election but well before the result was known,...

19 June 2015

From: Features

Agent blasts unnecessarily restrictive lending

The Aston Mead estate agency says “unnecessarily restrictive mortgage criteria" have caused the number of home loans to drop sharply in...

07 May 2015

From: Breaking News

Legal actions against agents plummet by 65%

The number of legal actions against estate agents and chartered surveyors has significantly fallen according to figures from a City legal...

29 April 2015

From: Breaking News

Veyo set to dominate conveyancers' road shows

The Society of Licensed Conveyancers and Bold Legal Group have announced details of this year’s spring road shows. The events in Leeds,...

22 April 2015

From: Breaking News

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