The repossession rate has fallen again in the second quarter of 2015, and is at the lowest rate since records began.
The Council of Mortgage Lenders says the repossession rate is a remakable 0.02 per cent - equivalent to just one in every 5,000 mortgages.
There were 2,500 properties taken into possession in the second quarter, down from 3,000 the previous quarter and 5,400 in the second quarter of last year.
Of the 2,500 in the past quarter, some 1,800 were in the owner-occupier market and 700 in the buy-to-let market.
In terms of arrears, the total number of mortgages with arrears equivalent to 2.5 per cent or more of the mortgage balance was 106,400.
This equates to 0.96 per cent of all mortgages - again, the lowest rate since quarterly records began in 2008.
“The record low base rate has played a big party in helping households keep their loan commitments in check. The prospect of a higher base rate is clearly the biggest single factor that threatens this progress, but rate rises will be slow and steady” comments Brian Murphy, head of lending at Mortgage Advice Bureau.