Archive

Stamp duty rebates and cash to improve energy efficiency are being demanded by one of the country’s biggest mortgage lenders in...

A property industry group has called for a reduction in the discounts available for council tenants buying their own home, after...

New statistics from the Financial Conduct Authority, analysed by a legal firm, show the clear disadvantage and worsening picture for single...

Strike remained in the red in the run up to its acquisition of Purplebricks last year and has new financial backing...

One of the UK’s largest mortgage lenders has reduced its upper age limit in a blow for home buyers . Halifax is...

The mortgage price war appears to have eased and the shelf life on home loans has hit a six-month low, Moneyfacts...

The level of mortgage approvals for home-movers hit the lowest level since the 1970s amid the cost of living crisis in...

Older borrowers were deterred by high mortgage rates last year, bank data suggests. Quarter four figures from UK Finance show a 37.1%...

The number of first-time buyers fell by a fifth last year but this cohort still made up the largest proportion of...

Building more homes is a better solution than mortgage schemes to support first-time buyers, a Zoopla executive has claimed. Richard Donnell, executive...

Forget the Boxing Day boost, next Monday could be the start of the “first-time buyer boom.” Mortgage technology company Twenty7tec has identified...

Mortgage lenders are expecting a quieter year for home loans in 2024. Forecasts from banking trade body UK Finance suggest lending for...

There is rarely a quiet year in the property market. And 2023 has felt like the usual rollercoaster at times. On...

Mortgage rates could be set to finally fall below 5%, brokers claim. The pricing of home loans has rocketed this year amid high...

Propertymark has urged the Treasury to do more to alleviate the cost of living crisis for those on low-income budgets, reduce...

An opinion piece by Sam Reynolds, CEO of Zero Deposit Just weeks ago, the Bank of England brought a halt to its...

It's emerged that Homes England and HMRC have explored possible fraud within the Help to Buy Equity Loan Scheme. This formed part of...

The Labour Party is being urged to take the lead on estate agency regulation and help driving up standards in the...

One in four mortgages lent to those under 30 now have a term of 35 years or more, new research suggests. This...

The number of first-time buyers has fallen this year but the proportion of sales to this cohort remains the same due...

In his latest column Jonathan Rolande explains how those working in the property can best navigate the challenges the market is...

We all want more transactions - the Holy Grail when it comes to agencies’ bottom lines - but an interesting aspect...

A mortgage expert has expressed concern about the level of borrowers still taking out high loan-to-value government-backed home loans despite falling...

The majority of mortgage lenders have committed to showing more flexibility to struggling borrowers but the Government has confirmed that support...

Mortgage rates have officially broken the 6% barrier. Average rates for home loans are now back at the level that prompted the...

The chief executive of the Building Societies Association is warning that mortgage lending - already down on last year - is...

In simple terms, as you are probably aware, ‘lenders’ are the organisations who loan you something, in this case money to...

The Government is not taking any responsibility for the thousands of people that have had spray foam installed by Green Homes...

100% mortgages are rumoured to be making a comeback. The products were blamed as a cause for the 2008 financial crash, with...

The dreaded ‘C word’ – compliance – has been facing Estate Agents for years now and it’s not going anywhere. Looking ahead...

It was a busy 2022 for the so-called Bank of Mum and Dad and 2023 could be more manic for parents,...

A promise to sell homes for £1 by Scottish Labour has been labelled as a “politically led housing gimmick” by estate...

A well known critic of stamp duty has returned to his long-standing theme of querying whether buyers have paid too much...

The interest rate on a five-year fixed rate mortgage has fallen below 4% for the first time since the financial market...

January was a record month for mortgage searches but mainly for remortgaging rather than home purchase, data from an industry software...

Increasing numbers of property buyers are now taking out mortgages with terms of more than 30 years, new figures show. The latest...

HMRC has fined estate agents over £500,000 for anti-money laundering (AML) breaches in the past two months. Yet despite property managers...

Housing Secretary Michael Gove has committed to look into issues with the Building Safety Act after MPs claimed leaseholders and Help to...

Liz Truss became the shortest serving UK Prime Minister yesterday, resigning after just 45 days and prompting a new Conservative Party...

Buyer demand has dropped by a fifth in the fortnight since the mini-Budget while supply has increased from worried homeowners, Zoopla...

The share of homeowners struggling to repay their mortgages could hit the same peak levels of the 2008 financial crisis by...

Let’s be completely honest - as challenges go, estate agents are up against it trying to persuade reluctant vendors to take...

Is Facebook giving you a headache? If you’re in the property sector, you’re not alone! From the Cambridge Analytica Scandal to...

House prices look likely to fall next year, a senior analyst claims while another warns the property market is moving from...

The choice of mortgage products for borrowers dropped by almost half during September, new figures show. Thousands of mortgages were withdrawn and...

The fallout from Chancellor Kwasi Kwarteng’s mini-Budget, which has spooked the markets and caused the pound to fall to record lows,...

New Prime Minister Liz Truss has been urged to consider a tax overhaul to boost property supply. There have been plenty of...

Record numbers of buyers have taken out fixed rate mortgages to lock-in lower priced home loans before rates rise further, analysis...

Home hunters are increasingly searching for eco-friendly homes amid concerns about rising energy bills, figures suggest. New data from Legal & General...

The housing market is in a better position to weather a downturn than in previous economic cycles, Zoopla claims. The portal argues...

A new lender is preparing to enter the mortgage market with long-dated fixed rate mortgages in a move seen by some...

Research over recent years has regularly pointed to the Bank of Mum & Dad being one of the UK’s biggest lenders,...

Online agent Griffin Property Co has become the latest brand to partner with Help to Buy-style equity loan provider Proportunity. The partnership...

There’s talk of 50-year mortgages being introduced, loans that, along with the property they finance, could be passed to the next...

Agency network Mr and Mrs Clarke has launched a new loan product to help aspiring self-employed business owners launch their own...

Long-term 50-year mortgages that can be passed on by parents to their children appear to be the latest idea from the...

Unless you have been living under a rock since the end of last year, you won’t need to be told about...

Increasing numbers of women are being flagged during anti-money laundering (AML) compliance checks. AML platform Credas Technologies suggests the main reason for...

Right now, one topic seems to be dominating talk in the industry. Everywhere I go people tend to quiz me about...

The Bank of England has confirmed plans to withdraw the requirement for lenders to conduct interest rate stress tests on mortgage...

A group of mortgage advisers has proposed a range of reforms to reduce barriers to home ownership for first time buyers. The...

Boris Johnson has promised a review of the mortgage market and housing benefit rules to help more people to get on...

The government is being urged to expand and make the Treasury’s mortgage guarantee scheme permanent and compulsory on home loans above...

A property lender claims to have identified signs that the property market is slowing. Analysis of Bank of England mortgage approval data...

Many people in recent years will have become familiar with challenger banks such as Monzo, Starling and Atom. Many will have...

In this guest piece, Colum Smith, a property expert at law firm Taylor Rose MW, sets out why speedier transactions could...

Mortgage brokers have warned that an increase in downvaluations is starting to hit the property market. Lenders and their valuers are cutting...

New research from Bluestone Mortgages has shown that 'non-vanilla' customers are being turned down for financial products and services. More than two...

A property expert has predicted that mortgage applicants are likely to find it 'much harder' to be approved for loans as...

The stamp duty holiday last year has caused a surge of borrowers taking on mortgages with terms of more than 35...

Mortgage search platform Twenty7Tec is predicting there could be one million searches for home loans this month. The technology company, which lets...

The lack of housing stock, rising inflation and rising mortgage rates could all lead to agents running out of stock in...

In a new column, solicitor Colum Smith, an expert in combating fraud at Taylor Rose MW Solicitors, explains why those looking...

The government’s new Levelling Up White Paper, revealed this morning includes a radical reshaping of the private rental sector. Section 21 eviction...

OnTheMarket has signed a deal with Brickflow, a new comparison site for development finance.   The portal says the partnership will provide member...

The average age at which someone buys their first home has risen to 32, up from 29 in 2011 and is...

Leaseholders in lower-rise blocks of flats will not have to take out loans to remove dangerous cladding under new government rules...

A new survey suggests two thirds of current or potential home owners would accept the idea of a mortgage interest rate...

A company linked to the refurbishment of Grenfell Tower is being excluded from the government’s Help to Buy scheme, pending the outcome...

As 2021 draws to a swift close, there is much speculation about what 2022 will have to offer. Despite the emergence of...

The Covid-19 pandemic has had a huge impact on all aspects of our lives, but undoubtedly one major negative side effect...

A housebuilding-led mortgage indemnity scheme called Deposit Unlock has now been launched nationally with 17 major developers taking part. Nationwide is the...

Figures from the Building Societies Association show continued momentum in the housing market, with gross lending by building societies up 22...

In the Autumn Budget on Wednesday 27 October, very few impending tax hikes were revealed by the Chancellor Rishi Sunak –...

A broker claims the high profile return of the 95 per cent mortgage has actually made little impact on the housing...

Over 55,000 households bought homes through the government’s Help to Buy equity loan scheme in the past financial year - a...

Two prominent estate agencies are amongst those piloting a new financial product that allows aspiring buyers to purchase property with just...

The stamp duty holiday came and went with much fanfare. For many buyers it represented a rare opportunity to make some...

Regional hybrid agency Hortons says its repaid its £50,000 bounce back loan at the earliest opportunity - because the industry has...

Initiatives by property portal Residential People and mortgage lenders Paragon Bank and Foundation Home Loans help people to find, buy or...

A new analysis claims Help To Buy has improved building volumes and has not been a drain on taxpayers. The scheme which...

There are an estimated 2.7 million landlords in the private rented sector (PRS) providing rental accommodation to multiple generations of tenant,...

The Grenfell Tower disaster in June 2017 exposed the dangers of inflammable cladding on residential tower blocks, and what has come...

Banks and building societies want the government to offer more help to the housing market through additional assistance to home owners...

Nationwide Building Society is to become the largest mortgage provider to reintroduce 95 per cent Loan-to-Value home loans without government support.  These...

One one in five first time buyers have been able to get a mortgage on the first attempt over the past...

The new Mayor of London, to be decided in an election tomorrow, has just received a six point set of demands...

There’s a new warning that the estate agency industry may be in a more fragile financial condition than before the pandemic,...

Chancellor Rishi Sunak says the stamp duty holiday on properties up to £500,000 will be extended from March 31 to June 30; from...

Today’s Budget is the most eagerly-anticipated for many years, as it juggles to shore up the economy with the longer-term issue...