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KEYWORD "Mortgage Lending" - 71 RESULTS
Agents’ delight as mortgage lending bounces back

Mortgage approvals - a key indicator of short-term activity in the housing market - beat expectations in June according to Bank...

30 July 2020

From: Breaking News

The three key factors influencing the UK property market

The outlook for the housing market is still taking shape, but here I take a look at three market indicators to...

30 May 2020

From: Features

Property Natter - what happened when big lenders had their own estate agencies?

All my recent Natters have been focused on one particular topic, the coronavirus crisis, for obvious reasons. But there has been...

23 May 2020

From: Features

Four-year high for mortgage approvals in pre-virus period

Mortgage lenders approved the highest number of loans for house purchase in nearly four years in January, according to Bank of...

03 March 2020

From: Breaking News

Death of buy to let has been greatly exaggerated, new figures show

Predictions that landlords are not buying properties to let out because of tougher rental taxes and regulations appear to be short...

19 February 2020

From: Breaking News

Is mortgage-provision a growth area for estate agents?

A new analysis from a financial services trade body shows that gross mortgage lending is expected to rise significantly in the...

17 January 2020

From: Breaking News

Market worries: mortgage lending falls to six-month low

The number of new mortgages approved by banks fell to a six-month low in September - but the annual figure shows...

25 October 2019

From: Breaking News

Stamp Duty campaign hots up: top bank wants incentive for downsizers

A report by Santander says stamp duty cuts should be used as incentives for older home owners to downsize and allow...

02 August 2019

From: Breaking News

Brexit: Deal or No Deal could hit base rate and then mortgage costs

The Bank of England’s monetary policy committee - which meets monthly to set the base rate on which the costs of...

02 August 2019

From: Breaking News

The market’s in good shape, new mortgage figures suggest

Data from UK Finance, which represents most of the country’s lenders, shows that gross mortgage lending across the residential market in...

25 July 2019

From: Breaking News

Price falls ahead for overheated London and south east - warning

Online estate agency Yopa is warning of price falls ahead in London and south east England - although price rises elsewhere...

17 July 2019

From: Breaking News

Good news as mortgage approvals show significant rise

The number of mortgages approved by High Street banks increased 5.4 per cent to 44,000 in April. Data from trade body UK...

29 May 2019

From: Breaking News

What would a Corbyn government mean for sales and lettings?

While media attention has been on Theresa May, Brexit and the Tories, chatter in the agency industry has been about what...

25 May 2019

From: Features

Commonhold in action – one small builder’s attempts to change the system

So far in our contribution to the campaign to replace leasehold with commonhold we have outlined the stories of some of...

18 May 2019

From: Features

Gloomy mortgage data may mark ‘start of housing slowdown’ says agent

Agents have reacted gloomily to the release of figures showing that the number of new mortgages offered to both movers and...

17 May 2019

From: Breaking News

Labour plans to control house prices dismissed as “bordering on the insane”

Labour is proposing two methods of controlling house price rises should it win the next General Election - and the ideas...

11 April 2019

From: Breaking News

Good market news at last as first time buyer borrowers hit a 12-year high

After several days of gloomy market news, here's something more optimistic - there were 370,000 new first time buyer mortgages completed in...

20 February 2019

From: Breaking News

Purplebricks boss warns on dangers of borrowing more than one can afford...

The global chief executive of Purplebricks, Michael Bruce, has warned mortgage lenders against offering so-called ‘super-sized’ home loans to borrowers.  Bruce is...

28 November 2018

From: Breaking News

Sellers take a reality check says agent after lending rises

Mainstream bank lending for house purchases grew by 3.6 per cent in October compared to the same month last year. However the...

27 November 2018

From: Breaking News

Property Natter – legislation, legislation, legislation

Landlords and letting agents might feel they’ve taken a bit of a battering from the government in recent years – and...

22 September 2018

From: Features

London dominates 'high risk mortgage lending' league table

Locations in the capital dominate a league table of locations where the largest numbers of so-called ‘high risk’ mortgages are taken...

11 July 2018

From: Breaking News

Agents voice concern as lending slump points to possible slow market

Fewer mortgages were approved for home buyers last month than in the same month a year ago according to figures from...

27 April 2018

From: Breaking News

Trouble ahead thanks to older home owners, lenders warn

Gross mortgage lending is set to reach its highest level since 2007 despite Brexit, says the Intermediary Mortgage Lenders Association. But its...

29 March 2018

From: Breaking News

Buoyant mortgage lending fuels talk of interest rate rise next week

New figures from UK Finance, the umbrella body for finance houses, show gross mortgage lending in September rose to £21.4 billion...

26 October 2017

From: Breaking News

Mortgage lending boost brightens housing market outlook

Mortgage lending reached £24.2 billion in August according to latest estimates by UK Finance. There were some 41,807 house purchase approvals, with...

27 September 2017

From: Breaking News

Building bridges: Q&A with Daniel Owen-Parr of Together

As the mainstream mortgage market braces itself for yet another clampdown on buy-to-let lending, a growing number of property investors are...

04 August 2017

From: Features

Savills says credit crunch still shapes housing market, 10 years on

High end estate agency Savills says the credit crunch - roughly 10 years old next month - is still having an...

27 July 2017

From: Breaking News

Mortgage lending up but figures reveal housing market 'plateau'

Gross mortgage lending reached £22.1 billion in June - that’s nine per cent higher than in May and three per cent...

21 July 2017

From: Breaking News

Mortgage chiefs downgrade buy to let forecast for next 18 months

The Council of Mortgage Lenders’s buy to let forecast for 2017 and 2018 has been revised down from previous expectations at...

23 June 2017

From: Breaking News

Leading agent disappointed over slowing mortgage lending

A prominent agent admits to being “disappointed” at what appears to be slowing mortgage figures at a time of year when...

26 May 2017

From: Breaking News

Cash makes up 42% of funding for buying homes - should we worry?

Cash is becoming an increasingly large proportion of the funding used to buy homes according to a new analysis of transactions...

11 May 2017

From: Breaking News

Disappointing mortgage figures suggest housing market is increasingly cautious

The Bank of England is warning that approvals of mortgages for property purchases in March were at a lower-than-expected 66,837, the weakest...

05 May 2017

From: Breaking News

Mortgage market review

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

08 April 2017

From: Features

How can estate agents plug the gap in sales with financial services?

Recent stats from the Council of Mortgage Lenders show that last year 360,000 people moved homes, meaning the number has stayed...

11 March 2017

From: Features

Buy-to-let mortgages: What opportunities and challenges lie ahead?

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

17 February 2017

From: Features

Mortgage rep in each agency branch boosts Connells figures

Connells Group’s mortgage services wing has recorded a 10 per cent increase in the number of mortgages in 2016 and has generated...

16 February 2017

From: Breaking News

Express story on Brexit house price boost 'seriously inaccurate'

The Independent Press Standards Organisation has ruled that a Daily Express newspaper story - “EU Exit Boosts House Prices” - was...

06 February 2017

From: Breaking News

Market boost as mortgage lending rises - with further to go

Gross mortgage lending reached a remarkable £246 billion in 2016 - that’s 12 per cent higher than the previous year and...

27 January 2017

From: Breaking News

What next for the rental market in 2017?

The rental market has had to face a raft of changes over the past year, including the introduction of the 3% stamp...

14 January 2017

From: Features

Farewell to 2016 and a cautious welcome to 2017

There is no doubt that 2016 managed to catch the world by surprise on more than one occassion.  But will 2017 be...

14 January 2017

From: Features

Agents worry that over-55s are latest to suffer mortgage restrictions

Around six in 10 estate agents say their experience shows that mortgage lending restrictions targeting customers aged 55 or over are...

10 January 2017

From: Breaking News

Transactions down 7.3% in the past year, according to HMRC

Data from HM Revenue & Customs shows that the sale of residential properties rose a marginal 0.8 per cent last month...

22 December 2016

From: Breaking News

Are landlords about to ditch letting agents and go it alone?

Next year is likely to be a challenging time for letting agents, following a raft of changes introduced by the government...

09 December 2016

From: Features

Mortgage market defies Brexit jitters as rates hit record lows

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

30 September 2016

From: Features

Bank of England confirms tougher buy to let mortgage lending regime

The Bank of England’s Prudential Regulation Authority has confirmed that tighter regulations will apply to lenders providing mortgages for buy to...

30 September 2016

From: Breaking News

Is buy-to-let investing still a safe bet?

The huge rush to acquire buy-to-let property in the first quarter of the year ahead of the stamp duty change deadline...

09 September 2016

From: Features

Bank mortgage lending drop suggests possible house price dip soon

The British Banking Association’s latest mortgage lending figures suggest early signs of fall-out from the surprise vote for the UK to...

25 August 2016

From: Breaking News

Latest mortgage figures suggest resilience despite Brexit uncertainty

The latest figures on mortgage lending suggest that higher house prices led to greater lending in June this year than 12...

27 July 2016

From: Breaking News

Property Natter: Q & A with Peter Brodnicki

As promised, this week’s Natter is dedicated to a question and answer session with Peter Brodnicki, the man who has been...

22 July 2016

From: Features

Brexit means fewer transactions as price growth 'slackens' says Savills

One of the first major pieces of research to come from an estate agency following the EU referendum suggests the short-term...

14 July 2016

From: Breaking News

Mortgage chiefs say transactions will fall but prices may only dip

The Council of Mortgage Lenders says the Brexit vote will hit transactions as buyers and sellers wait for the dust to...

28 June 2016

From: Breaking News

Housing market in the doldrums as owner occupier borrowing falls

Home-owners borrowed £8.1 billion for house purchases in April, which was four per cent down on the same month a year ago. There...

16 June 2016

From: Breaking News

Bridging the gap

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

01 June 2016

From: Features

April mortgage lending hits eight-year high - even after SDLT deadline

The Council of Mortgage Lenders estimates that gross mortgage lending reached £18.5 billion last month - the highest April figure since...

20 May 2016

From: Breaking News

Big boost in mortgage lending says e.surv - but will it last much longer?

Home lending in 2016 saw its best opening quarter for nine years according to the figures from chartered surveying firm e.surv.  An...

15 April 2016

From: Breaking News

Revealed - new restrictions on buy to let mortgage lending

A key Bank of England body has revealed its proposals for tougher borrowing standards to prevent buy to let lending overheating the wider...

29 March 2016

From: Breaking News

Storm clouds darken over central London's housing market

More storm clouds appeared over central London’s housing market at the weekend. The Bank of Ireland has announced that it is capping...

21 March 2016

From: Breaking News

Big rise in mortgage lending on back of more jobs and higher wages

Data from the Council of Mortgage Lenders shows that gross mortgage lending reached £17.6 billion last month - that's the highest...

18 March 2016

From: Breaking News

Buy to let surge takes mortgage lending to almost a two year high

Banks have approved the highest number of mortgages for almost two years as the rush to purchase buy to let properties...

25 February 2016

From: Breaking News

Agents and mortgage experts welcome surge in first time borrowers

There has been a warm welcome given to figures from the Council of Mortgage Lenders showing that lending to first time...

19 February 2016

From: Breaking News

Stamp duty deadline-beaters create unexpected mortgage lending surge

Increased competition amongst mortgage lenders and the rush to buy investment properties before the April 1 stamp duty surcharge deadline have...

02 February 2016

From: Breaking News

Mortgage lending for house purchases soars 12.5% in just one year

Mortgage lending has risen 12.5 per cent in the past year, despite a small dip at the end of 2015. Chartered surveying...

21 January 2016

From: Breaking News

Mortgage lending suffers one-month dip but shows full-year increase

Mortgage lending for home buyers dipped by nine per cent in November according to new data - but it is up...

15 January 2016

From: Breaking News

2016 will need some thought

In many respects 2015 has been a good year. Despite global challenges, we have seen a marked improvement in the UK...

11 December 2015

From: Features

Mortgage lending soars to 2008 levels as housing market strengthens

Gross mortgage borrowing in October was £12.9 billion - a startling 26 per cent higher than a year ago and the...

26 November 2015

From: Breaking News

Mortgage surge shows housing market is strengthening

In a new sign that the housing market is strengthening, mortgage lending increased in August by the largest amount since 2008. Data...

30 September 2015

From: Breaking News

Help To Buy adds £8,250 to price of a home claims Shelter

Campaigning charity Shelter claims the government's flagship housing incentive, Help To Buy, has added £8,250 to the price of a home...

22 September 2015

From: Breaking News

Mortgage lending for house purchases hits 18-month high

August saw 69,220 house purchase approvals, up 9.3 per cent on the same month last year and an 18 month high. On...

10 September 2015

From: Breaking News

'Quarterly house price growth hits 11 year high' - Hometrack

UK house prices increased by 4.3% in the three months to July 2015, the highest quarterly growth for eleven years, according...

21 August 2015

From: Breaking News

Mortgage figures may be first sign of post-election bounce

Although the housing market is showing few signs of igniting following the election slowdown, there is at least some good news...

07 July 2015

From: Breaking News

Agent blasts unnecessarily restrictive lending

The Aston Mead estate agency says “unnecessarily restrictive mortgage criteria" have caused the number of home loans to drop sharply in...

07 May 2015

From: Breaking News

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