Archive

Many people in recent years will have become familiar with challenger banks such as Monzo, Starling and Atom. Many will have...

Increasingly cautious mortgage lending could dampen the property market and cause more sales to fall-through, it has been warned. Recent house price...

Mortgage lenders serving the housing market are set for a quieter 2022 after the unprecedented levels of activity seen in 2021,...

Lenders’ umbrella group UK Finance has given its housing and mortgage market forecasts for 2022 and 2023 together, plus a year-end report for 2021. It estimates...

An estate agency owner who is also a qualified independent mortgage adviser has hit out against the suggestion that lenders may...

Figures from the Building Societies Association show continued momentum in the housing market, with gross lending by building societies up 22...

Rising inflation triggered by the supply chain crisis following Brexit and the pandemic may undermine recent house price gains according to...

The value of mortgage lending hit a record high in the final months of the stamp duty holiday. Figures from the Bank...

If you were hoping for a summer lull during August, think again. That’s the messages from Nicky Stevenson, managing director of Fine...

The growth of the internet and technology has transformed virtually every aspect of our lives, including how we approach the property...

Mortgage lending has shown the biggest net increase on record according to the Bank of England.  Mortgage borrowing in March rose by...

From today buyers will be able to purchase properties worth up to £600,000 with just a five per cent mortgage, under...

Mortgage approvals declined slightly in January as the market braces itself for the end of the stamp duty holiday - currently...

The latest Rightmove analysis shows it now takes 126 days from the time an offer is accepted until legal completion -...

The housing market in England and Wales is stabilising, according to analysis of web traffic from a property advice site.  Valuation requests...

The housing market boom looks set to continue for some months yet as mortgage approvals for home purchases hit their highest...

A Bank of England survey suggests it may be more difficult for prospective buyers to get a mortgage later this year. In...

Mortgage approvals for house purchases have soared to a 13 year high according to Bank of England figures up to the...

A specialist property lender says transactions are being delayed by key staff being furloughed. Gareth Lewis, commercial director of property lender MT...

The networking organisation Women in Residential Property has grown to over 300 members - its highest ever total.  Launched three years ago...

One of the country’s highest-profile mortgage lenders, HSBC, is restricting loans on apartments from today. Only buyers of flats who have a...

Mortgage approvals - a key indicator of short-term activity in the housing market - beat expectations in June according to Bank...

The outlook for the housing market is still taking shape, but here I take a look at three market indicators to...

All my recent Natters have been focused on one particular topic, the coronavirus crisis, for obvious reasons. But there has been...

Mortgage lenders approved the highest number of loans for house purchase in nearly four years in January, according to Bank of...

Predictions that landlords are not buying properties to let out because of tougher rental taxes and regulations appear to be short...

A new analysis from a financial services trade body shows that gross mortgage lending is expected to rise significantly in the...

The number of new mortgages approved by banks fell to a six-month low in September - but the annual figure shows...

A report by Santander says stamp duty cuts should be used as incentives for older home owners to downsize and allow...

The Bank of England’s monetary policy committee - which meets monthly to set the base rate on which the costs of...

Data from UK Finance, which represents most of the country’s lenders, shows that gross mortgage lending across the residential market in...

Online estate agency Yopa is warning of price falls ahead in London and south east England - although price rises elsewhere...

The number of mortgages approved by High Street banks increased 5.4 per cent to 44,000 in April. Data from trade body UK...

While media attention has been on Theresa May, Brexit and the Tories, chatter in the agency industry has been about what...

So far in our contribution to the campaign to replace leasehold with commonhold we have outlined the stories of some of...

Agents have reacted gloomily to the release of figures showing that the number of new mortgages offered to both movers and...

Labour is proposing two methods of controlling house price rises should it win the next General Election - and the ideas...

After several days of gloomy market news, here's something more optimistic - there were 370,000 new first time buyer mortgages completed in...

The global chief executive of Purplebricks, Michael Bruce, has warned mortgage lenders against offering so-called ‘super-sized’ home loans to borrowers.  Bruce is...

Mainstream bank lending for house purchases grew by 3.6 per cent in October compared to the same month last year. However the...

Landlords and letting agents might feel they’ve taken a bit of a battering from the government in recent years – and...

Locations in the capital dominate a league table of locations where the largest numbers of so-called ‘high risk’ mortgages are taken...

Fewer mortgages were approved for home buyers last month than in the same month a year ago according to figures from...

Gross mortgage lending is set to reach its highest level since 2007 despite Brexit, says the Intermediary Mortgage Lenders Association. But its...

New figures from UK Finance, the umbrella body for finance houses, show gross mortgage lending in September rose to £21.4 billion...

Mortgage lending reached £24.2 billion in August according to latest estimates by UK Finance. There were some 41,807 house purchase approvals, with...

As the mainstream mortgage market braces itself for yet another clampdown on buy-to-let lending, a growing number of property investors are...

High end estate agency Savills says the credit crunch - roughly 10 years old next month - is still having an...

Gross mortgage lending reached £22.1 billion in June - that’s nine per cent higher than in May and three per cent...

The Council of Mortgage Lenders’s buy to let forecast for 2017 and 2018 has been revised down from previous expectations at...

A prominent agent admits to being “disappointed” at what appears to be slowing mortgage figures at a time of year when...

Cash is becoming an increasingly large proportion of the funding used to buy homes according to a new analysis of transactions...

The Bank of England is warning that approvals of mortgages for property purchases in March were at a lower-than-expected 66,837, the weakest...

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

Recent stats from the Council of Mortgage Lenders show that last year 360,000 people moved homes, meaning the number has stayed...

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

Connells Group’s mortgage services wing has recorded a 10 per cent increase in the number of mortgages in 2016 and has generated...

The Independent Press Standards Organisation has ruled that a Daily Express newspaper story - “EU Exit Boosts House Prices” - was...

Gross mortgage lending reached a remarkable £246 billion in 2016 - that’s 12 per cent higher than the previous year and...

The rental market has had to face a raft of changes over the past year, including the introduction of the 3% stamp...

There is no doubt that 2016 managed to catch the world by surprise on more than one occassion.  But will 2017 be...

Around six in 10 estate agents say their experience shows that mortgage lending restrictions targeting customers aged 55 or over are...

Data from HM Revenue & Customs shows that the sale of residential properties rose a marginal 0.8 per cent last month...

Next year is likely to be a challenging time for letting agents, following a raft of changes introduced by the government...

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

The Bank of England’s Prudential Regulation Authority has confirmed that tighter regulations will apply to lenders providing mortgages for buy to...

The huge rush to acquire buy-to-let property in the first quarter of the year ahead of the stamp duty change deadline...

The British Banking Association’s latest mortgage lending figures suggest early signs of fall-out from the surprise vote for the UK to...

The latest figures on mortgage lending suggest that higher house prices led to greater lending in June this year than 12...

As promised, this week’s Natter is dedicated to a question and answer session with Peter Brodnicki, the man who has been...

One of the first major pieces of research to come from an estate agency following the EU referendum suggests the short-term...

The Council of Mortgage Lenders says the Brexit vote will hit transactions as buyers and sellers wait for the dust to...

Home-owners borrowed £8.1 billion for house purchases in April, which was four per cent down on the same month a year ago. There...

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

The Council of Mortgage Lenders estimates that gross mortgage lending reached £18.5 billion last month - the highest April figure since...

Home lending in 2016 saw its best opening quarter for nine years according to the figures from chartered surveying firm e.surv.  An...

A key Bank of England body has revealed its proposals for tougher borrowing standards to prevent buy to let lending overheating the wider...

More storm clouds appeared over central London’s housing market at the weekend. The Bank of Ireland has announced that it is capping...

Data from the Council of Mortgage Lenders shows that gross mortgage lending reached £17.6 billion last month - that's the highest...

Banks have approved the highest number of mortgages for almost two years as the rush to purchase buy to let properties...

There has been a warm welcome given to figures from the Council of Mortgage Lenders showing that lending to first time...

Increased competition amongst mortgage lenders and the rush to buy investment properties before the April 1 stamp duty surcharge deadline have...

Mortgage lending has risen 12.5 per cent in the past year, despite a small dip at the end of 2015. Chartered surveying...

Mortgage lending for home buyers dipped by nine per cent in November according to new data - but it is up...

In many respects 2015 has been a good year. Despite global challenges, we have seen a marked improvement in the UK...

Gross mortgage borrowing in October was £12.9 billion - a startling 26 per cent higher than a year ago and the...

In a new sign that the housing market is strengthening, mortgage lending increased in August by the largest amount since 2008. Data...

Campaigning charity Shelter claims the government's flagship housing incentive, Help To Buy, has added £8,250 to the price of a home...

August saw 69,220 house purchase approvals, up 9.3 per cent on the same month last year and an 18 month high. On...

UK house prices increased by 4.3% in the three months to July 2015, the highest quarterly growth for eleven years, according...

Although the housing market is showing few signs of igniting following the election slowdown, there is at least some good news...

The Aston Mead estate agency says “unnecessarily restrictive mortgage criteria" have caused the number of home loans to drop sharply in...