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KEYWORD "Mortgage Lenders" - 106 RESULTS
Brexit Blues: “sharp correction” likely post-deal, agent warns

Homes in central parts of London sold for a typical 11.5 per cent below asking price in the first three months...

21 June 2019

From: Breaking News

Unexpired Lease Timebomb: new worries over sale fall-throughs

A conveyancing body is calling on mortgage lenders to standardise their policies in respect of unexpired lease terms in order to...

12 June 2019

From: Breaking News

What would a Corbyn government mean for sales and lettings?

While media attention has been on Theresa May, Brexit and the Tories, chatter in the agency industry has been about what...

25 May 2019

From: Features

Older ‘Last Time Buyers’ now a growing part of the market, figures reveal

As many as one transaction in three is now undertaken by a so-called Last Time Buyer - twice as many as...

09 April 2019

From: Breaking News

Replacing leasehold with commonhold – we’re backing the campaign!

The leasehold scandal has received plenty of press coverage, with horror stories of people living in homes that are impossible to...

06 April 2019

From: Features

How can agents keep property transactions on track?

More than 800 property transactions fall through daily, which can have repercussions both practically and financially, as agents fail to get...

30 March 2019

From: Features

First time buyer mortgages strong despite ongoing Brexit uncertainty

Figures released this morning show a surge in first time buyers securing mortgages in recent months, despite the market showing continued signs...

12 March 2019

From: Breaking News

80 and still paying a mortgage? No problem, say lenders

Mortgage lenders are relaxing age limits so that house buyers can still be paying off their home loan well into their...

12 February 2019

From: Breaking News

Zoopla rebrands Hometrack index in latest change at portal company

The monthly index of house price changes in Britain’s major cities, for many years operated under the Hometrack banner, has been...

30 January 2019

From: Breaking News

Zoopla trials Property Valuation Report concept ‘to win leads’

Zoopla claims a new Property Valuation Report being trialled in nine areas will win more leads for agents.  The PVR will use...

10 December 2018

From: Breaking News

Purplebricks boss warns on dangers of borrowing more than one can afford...

The global chief executive of Purplebricks, Michael Bruce, has warned mortgage lenders against offering so-called ‘super-sized’ home loans to borrowers.  Bruce is...

28 November 2018

From: Breaking News

ZPG’s Charlie Bryant talks exclusively to Estate Agent Today

To say legendary ZPG founder and CEO Alex Chesterman left big boots to fill when he stepped back from day-to-day operations...

24 November 2018

From: Features

Buyers warned: Don’t cut corners by trying DIY conveyancing

Hard-pressed buyers who try to minimise house moving costs by doing their own conveyancing have been warned of the disastrous consequences...

15 November 2018

From: Breaking News

Good news for first time buyers - terrible news for buy to let sector

Figures from the mortgage lenders’ umbrella group, UK Finance, suggest the government desire to see more first time buyers and fewer...

17 October 2018

From: Breaking News

Property fraud: insurance firm offers cover, as police seek help on new case

An insurance company is launching a policy which it says will protect consumers with comprehensive cover in the event of a...

04 October 2018

From: Breaking News

Conveyancers ‘should have mortgage funds the day before completion’

A call has gone out for conveyancers to have all monies - including mortgage funds - in place the day before...

01 October 2018

From: Breaking News

Countrywide: could it really be snapped up by Foxtons or Connells?

Rumours abound over the future of Countrywide, which lost further share value on Friday, closing very slightly down on the day...

13 August 2018

From: Breaking News

Pundit Henry Pryor in scathing attack on house price indices

Outspoken property commentator and buying agent Henry Pryor has made a scathing attack on some of the main house price indices. In...

06 August 2018

From: Breaking News

Surveyors accused of covering their backs by down-valuing

The debate over alleged ‘down-valuing’ by mortgage lenders has flared again with one leading agent claiming that surveyors are just “covering...

24 July 2018

From: Breaking News

Improving the homebuying process – how can we deliver this ourselves?

You will notice that there is a new author for this regular column for Estate Agent Today. Last month I was...

21 July 2018

From: Features

Major estate agencies in secret project to try to end delays in chains

Estate Agent Today understands several major national agencies and some smaller operators are involved in a project to understand why transaction...

09 May 2018

From: Breaking News

Surprise boost for housing market as mortgage volumes soar

Property purchases for buyers requiring mortgages reached 50,000 in February, the highest level for the month since 2007.  The data, from mortgage...

18 April 2018

From: Breaking News

Trouble ahead thanks to older home owners, lenders warn

Gross mortgage lending is set to reach its highest level since 2007 despite Brexit, says the Intermediary Mortgage Lenders Association. But its...

29 March 2018

From: Breaking News

New house price index claims superiority over rivals - even Land Registry

Investment consultancy London Central Portfolio has launched a new index which it claims uses “the most comprehensive data available” to assess...

07 March 2018

From: Breaking News

New industry body aims to simplify and modernise buying and selling

Representatives from estate and lettings agencies as well as professional organisations have formed The Home Buying And Selling Group with a...

26 February 2018

From: Breaking News

Ten-year fixed rates on the up as early interest rate rise looms

Over the last few weeks, mortgage lenders have started to adjust their pricing in anticipation of a further interest rate rise...

21 February 2018

From: Breaking News

ZPG reports 53m average monthly visits to websites and apps

ZPG says it anticipates a strong 2018 according to a trading statement ahead of the company’s annual general meeting today. The firm...

30 January 2018

From: Breaking News

Base Rate UP - how will it affect the housing market?

The Bank of England has raised the base rate from 0.25 per cent to 0.5 per cent. The Bank’s monetary policy committee was...

02 November 2017

From: Breaking News

Agency tells government: probe gazundering as well as gazumping

The government should take a close look at gazundering as well as gazumping in its review of the house sales process,...

27 October 2017

From: Breaking News

Conveyancers and searches in firing line of new government probe

Conveyancers and the speed of local council searches have come in for criticism as details have emerged of the government’s consultation...

23 October 2017

From: Breaking News

Government launches consultation into house buying and selling

The government has launched a consultation this weekend calling for evidence on how to make the home buying process “cheaper, faster...

22 October 2017

From: Breaking News

Interest rate rise on the cards after house price hikes fuel inflation

Analysts believe a rise in the Bank of England base rate is on the cards next month as a result of the...

18 October 2017

From: Breaking News

The market’s missing homemovers

It appears activity in the housing market in 2017 will be around 15% down on 2016. The number of housing transactions...

16 September 2017

From: Features

Slash stamp duty by a third, estate agency tells government

Jackson-Stops & Staff, a critic of the stamp duty system since its reform in 2014, now says the government should slash...

31 August 2017

From: Breaking News

Agents broadly welcome better-than-expected mortgage data

New data from UK Finance - previously the Council of Mortgage Lenders - paints a relatively optimistic assessment of the UK-wide...

24 August 2017

From: Breaking News

Mortgage chiefs downgrade buy to let forecast for next 18 months

The Council of Mortgage Lenders’s buy to let forecast for 2017 and 2018 has been revised down from previous expectations at...

23 June 2017

From: Breaking News

Leading agent disappointed over slowing mortgage lending

A prominent agent admits to being “disappointed” at what appears to be slowing mortgage figures at a time of year when...

26 May 2017

From: Breaking News

Mortgage figures give cause for modest optimism, say commentators

Home buyers borrowed £11.2 billion in March - down on the ‘stamp duty bonanza‘ period at the same time last year...

18 May 2017

From: Breaking News

New homes: where is the supply being concentrated?

Since the seventies, housing starts and completions across England and Wales have been on a downward trajectory. The long run average...

12 May 2017

From: Features

Cash makes up 42% of funding for buying homes - should we worry?

Cash is becoming an increasingly large proportion of the funding used to buy homes according to a new analysis of transactions...

11 May 2017

From: Breaking News

First time buyers 'still missing out because of high deposits'

More than one in three first time buyers have missed out on potential home deals because their deposit was too small...

05 May 2017

From: Breaking News

Mortgage rates now at their lowest-ever level, says bank

Mortgage rates continue to fall with the average new lending rate at a record low of 2.2 per cent: as a...

27 April 2017

From: Breaking News

'Stamp duty and mortgage problems scupper 1.2m sales' - claim

A building society claims that in the past three years alone no fewer than 1.2m buyers have given up on house...

12 April 2017

From: Breaking News

Mortgage market review

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

08 April 2017

From: Features

Good news: easier to get mortgages now than any time since 2014

Mortgage brokers say they are encountering fewer difficulties sourcing products now than at any time for three years.  Research from the Intermediary...

04 April 2017

From: Breaking News

The rise of the first-time buyer - is this the return of generation buy?

There are more first-time buyers (FTBs) finding a way on to the property ladder than at any time since the Financial...

01 April 2017

From: Features

Mortgages for buyers approach two-year low as market flattens

Data from the Council for Mortgage Lenders show that loans taken out by buyers have hit a near two-year low.   Home buyers...

15 March 2017

From: Breaking News

How can estate agents plug the gap in sales with financial services?

Recent stats from the Council of Mortgage Lenders show that last year 360,000 people moved homes, meaning the number has stayed...

11 March 2017

From: Features

What does the future hold for the buy-to-let market?

Over the past two decades, investing in buy-to-let has been a relatively easy way to make money, which is why so...

25 February 2017

From: Features

London market: fewest mortgages for buyers since 1991

The number of home buyers in London dropped to a four-year low in 2016 while the number of loans taken out...

23 February 2017

From: Breaking News

Buy-to-let mortgages: What opportunities and challenges lie ahead?

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

17 February 2017

From: Features

Crisis? What Crisis? Mortgage arrears plunge to 35-year low

The number of properties taken into possession last year declined by almost 25 per cent and has hit the lowest level in 35...

10 February 2017

From: Breaking News

Zoopla: Hometrack makes us UK's most valuable property resource

Zoopla Property Group’s £120m purchase of Hometrack, announced yesterday evening, is part of its aim to create “the UK’s most valuable...

01 February 2017

From: Breaking News

Zoopla buys data and automated valuation giant Hometrack

Zoopla Property Group is buying Hometrack, one of the country’s leading property market business consultancies. Established in 1999, Hometrack is one of...

31 January 2017

From: Breaking News

Market boost as mortgage lending rises - with further to go

Gross mortgage lending reached a remarkable £246 billion in 2016 - that’s 12 per cent higher than the previous year and...

27 January 2017

From: Breaking News

Total number of homemovers fell during 2016

There were an estimated 354,000 homemovers in 2016, a fall of 4% compared to the 367,000 recorded the previous year. Analysis by...

25 January 2017

From: Breaking News

Brexit and property taxes lead to subdued forecast for 2017 market

Brexit and wider economic uncertainties worsened by changes to property taxation have forced the Council of Mortgage Lenders to cut its...

20 December 2016

From: Breaking News

New mortgage figures confirm housing market is gently slowing

New figures from the Council for Mortgage Lenders add weight to the argument that the housing market is gently slowing.  Home-owners borrowed £10.5...

15 December 2016

From: Breaking News

Official review starts into agents introducing clients to mortgage lenders

The Financial Conduct Authority is to investigate mortgage competition, including the introduction of clients to lenders by estate agents.    It’s part of...

13 December 2016

From: Breaking News

Most estate agents think market is worse after Brexit vote, poll shows

House prices will rise 2.0 per cent in 2017, below the rate of inflation and just under half the rise predicted...

12 December 2016

From: Breaking News

Good news for London market - mortgage demand up in third quarter

There’s good news for London’s troubled market - a report from the CML shows that buyers in the capital took out 12...

24 November 2016

From: Breaking News

Autumn Statement: The property industry's wish list for Philip Hammond

It may still be too early to start compiling a Christmas wish list, but it is the right time to provide...

19 November 2016

From: Features

Long-awaited Redfern Review into housing expected tomorrow

Labour’s long-awaited Redfern Review, set up a year ago after the party’s defeat in the general election, finally reports tomorrow. Although it...

15 November 2016

From: Breaking News

New rules being considered to handle mortgage arrears

The Financial Conduct Authority is consulting on new guidance to lenders on how to measure and treat the repayment of arrears...

20 October 2016

From: Breaking News

Mortgage market defies Brexit jitters as rates hit record lows

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

30 September 2016

From: Features

Sellers should pay stamp duty, says mortgage lender

A mortgage lender has called on the government to reform stamp duty so that it is paid by property sellers instead...

22 September 2016

From: Breaking News

Boost for housing market as mortgage arrears slump to record low

The number of mortgages in arrears is now at its lowest level since records began more than 20 years ago.  Data from...

12 August 2016

From: Breaking News

What has been the Brexit impact on the housing market so far?

The morning after the EU referendum, and Westminster, Britain, Europe and the world were left in shock at the news that...

05 August 2016

From: Features

Bank of England cuts base rate to 0.25 per cent

  The Bank of England has, as expected, cut its base rate to 0.25 per cent after a record seven years at...

04 August 2016

From: Breaking News

Property Natter: Q & A with Peter Brodnicki

As promised, this week’s Natter is dedicated to a question and answer session with Peter Brodnicki, the man who has been...

22 July 2016

From: Features

The post-Brexit landscape

As I sit and write this piece, even with the FTSE 100 back up and sterling having recovered some of its...

08 July 2016

From: Features

Mortgage chiefs say transactions will fall but prices may only dip

The Council of Mortgage Lenders says the Brexit vote will hit transactions as buyers and sellers wait for the dust to...

28 June 2016

From: Breaking News

Housing market in the doldrums as owner occupier borrowing falls

Home-owners borrowed £8.1 billion for house purchases in April, which was four per cent down on the same month a year ago. There...

16 June 2016

From: Breaking News

New e-conveyancing system launches ahead of national roll-out

A new e-conveyancing platform has been launched in Edinburgh ahead of a roll-out across all of Scotland. This system, Altis, is the...

13 June 2016

From: Breaking News

Bridging the gap

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

01 June 2016

From: Features

April mortgage lending hits eight-year high - even after SDLT deadline

The Council of Mortgage Lenders estimates that gross mortgage lending reached £18.5 billion last month - the highest April figure since...

20 May 2016

From: Breaking News

Massive increase in mortgage loans - and not only for buy to let

There has been a 58 per cent rise in the past year for mortgages for house purchase purposes, according to the...

18 May 2016

From: Breaking News

Repossessions now running at their lowest-ever recorded level

The Council of Mortgage Lenders says the number of repossessions in the first quarter of 2016 was 2,100 - the lowest...

13 May 2016

From: Breaking News

Another year of low repossession levels likely, says mortgage firm

A mortgage servicing company is forecasting that the number of UK houses repossessed this year will represent only 0.09 per cent...

11 May 2016

From: Breaking News

New credit risk rules could curtail mortgages for first time buyers

First time buyers with small deposits are among those likely to suffer as a result of new regulations on credit risk...

28 April 2016

From: Breaking News

A short, sharp shock from short lets?

We’re all talking about second home stamp duty, changes to tax relief and the Prudential Regulation Authority’s suggestion that banks should...

15 April 2016

From: Features

Big rise in mortgage lending on back of more jobs and higher wages

Data from the Council of Mortgage Lenders shows that gross mortgage lending reached £17.6 billion last month - that's the highest...

18 March 2016

From: Breaking News

Agents and mortgage experts welcome surge in first time borrowers

There has been a warm welcome given to figures from the Council of Mortgage Lenders showing that lending to first time...

19 February 2016

From: Breaking News

Good news for market as first time buyers lead surge in borrowing

In December 2015 first time buyers borrowed £4.5 billion for house purchases - that’s up seven per cent on November and...

17 February 2016

From: Breaking News

Stamp duty deadline-beaters create unexpected mortgage lending surge

Increased competition amongst mortgage lenders and the rush to buy investment properties before the April 1 stamp duty surcharge deadline have...

02 February 2016

From: Breaking News

Mortgage lending suffers one-month dip but shows full-year increase

Mortgage lending for home buyers dipped by nine per cent in November according to new data - but it is up...

15 January 2016

From: Breaking News

2016 will need some thought

In many respects 2015 has been a good year. Despite global challenges, we have seen a marked improvement in the UK...

11 December 2015

From: Features

Autumn Statement: Osborne to unveil mortgage and Help To Buy ISA details

It is anticipated that the government will reveal more details of how it proposes to simplify mortgage fees and make mortgage...

25 November 2015

From: Breaking News

Competition among regulators is healthy – or is it?

When it comes to the regulation of the conveyancing industry, this question is a topic of open and ongoing debate. Licensed conveyancers...

20 November 2015

From: Features

Agents expelled from Property Ombudsman over compensation dispute

Two more agents have been expelled by TPO because they failed to pay awards when ordered to pay compensation, and because...

11 November 2015

From: Breaking News

20% year-on-year surge in mortgage approvals for purchasing homes

The number of house purchase mortgage approvals has risen by 19.8 per cent over the last 12 months.  Data from eSurv suggests...

09 October 2015

From: Breaking News

New rental index can shed light on increasingly confusing marketplace

This month it was announced that Landbay mortgage lenders will release a new rental Index, alongside Zoopla and data-modelling experts MIAC.  The...

18 September 2015

From: Features

Warning to agents over homes with restrictive covenants

The residential director at Mullucks Wells in West Essex and East Hertfordshire, William Wells, has contacted Estate Agent Today to highlight...

09 September 2015

From: Breaking News

Sales problems in leasehold-dominated 'private town'

An unusual story of hard-to-sell homes has emerged from Northumberland where a kind of new town, established in the 1960s, is...

03 September 2015

From: Breaking News

Revealed - what the public really thinks of estate agents

Estate agents have received a substantial thumbs up from a large survey of 1,990 people. On top of that, the survey was...

17 August 2015

From: Breaking News

Repossessions and arrears fall to lowest on record

The repossession rate has fallen again in the second quarter of 2015, and is at the lowest rate since records began. The...

14 August 2015

From: Breaking News

Lending edges back for first timers and owner-occupiers

Figures from the Council of Mortgage Lenders show that lending to first time buyers bounced back in the second quarter of...

12 August 2015

From: Breaking News

Summer’s here but don’t drop the ball while you play - by Nicola Jackson, Property Team Manager at telephone answering specialist, Moneypenny

THE UK housing market is reported to be picking up according to figures this month from the Council of Mortgage Lenders...

29 July 2015

From: Sponsored Content

Portals given credit for Connells 27% sales surge

Connells says its sales figures for June show a 27.5 per cent rise on the same month last year.  The agency has...

17 July 2015

From: Breaking News

Mortgage market waking up as summer bounce beckons

Lending for house buying is still down compared to this time last year but there are signs that the market is...

15 July 2015

From: Breaking News

Agents unhappy at Osborne's Buy To Let and Non Dom measures

Agents have expressed their disappointment at the decision by the government to restrict mortgage interest relief for Buy To let investors...

09 July 2015

From: Breaking News

Why 2015 is the year of the lender

The Conveyancing Association (CA) has embarked on a mission to engage with the lender community with a view to initiating a...

26 June 2015

From: Features

Could cross-party support solve supply conundrum?

Given that I wrote my last article on the day of the General Election but well before the result was known,...

19 June 2015

From: Features

Agent blasts unnecessarily restrictive lending

The Aston Mead estate agency says “unnecessarily restrictive mortgage criteria" have caused the number of home loans to drop sharply in...

07 May 2015

From: Breaking News

Legal actions against agents plummet by 65%

The number of legal actions against estate agents and chartered surveyors has significantly fallen according to figures from a City legal...

29 April 2015

From: Breaking News

Veyo set to dominate conveyancers' road shows

The Society of Licensed Conveyancers and Bold Legal Group have announced details of this year’s spring road shows. The events in Leeds,...

22 April 2015

From: Breaking News

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