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KEYWORD "Loans" - 102 RESULTS
Buying into a franchise may not be as hard as you think

There are many misconceptions about the franchising world but, whether we’re talking about estate agency franchises or fast food franchises, it’s...

09 February 2019

From: Features

Why we need to be able to move when we want, not when we have to

A review of the housing market at present, particularly when it comes to purchase transactions, might not necessarily feel overly positive.  The...

26 January 2019

From: Features

Emoov spent £800,000 a month towards the end says Russell Quirk

Former Emoov chief executive Russell Quirk has made his first on-the-record comments about the factors behind the dramatic collapse of his...

14 January 2019

From: Breaking News

Warm welcome for regulator's bid to help 'mortgage prisoners'

There’s been a warm welcome from the property and consumer sectors for a suggestion that the Financial Conduct Authority may be...

14 January 2019

From: Breaking News

What next for property in 2019?

As 2018 draws to a close, it is fair to say that stretched affordability and uncertainty over the Brexit negotiations has...

29 December 2018

From: Features

More market woe as house prices flatline, according to agency

House prices are flatlining with the rate of annual growth having fallen continually since August according to LSL Property Services, which...

20 December 2018

From: Breaking News

Good or bad? Help To Buy surge reignites debate about scheme

Figures released by the government over the weekend show that 14,867 Help To Buy equity loans were taken out in the...

03 December 2018

From: Breaking News

Purplebricks boss warns on dangers of borrowing more than one can afford...

The global chief executive of Purplebricks, Michael Bruce, has warned mortgage lenders against offering so-called ‘super-sized’ home loans to borrowers.  Bruce is...

28 November 2018

From: Breaking News

Brexit Shambles: No Deal impact on house prices to take centre stage

Newspapers are reporting that Brexit’s impact on house prices - especially if there is No Deal - are likely to take...

27 November 2018

From: Breaking News

Interview About the Venture

1.             Who are you and what do you do? HeyJuno Property is a business dedicated to empowering estate and letting agents throughout...

06 November 2018

From: 60 Second Interview

We need to wake up before we sleepwalk into a housing crisis

It’s now almost a month since the government introduced new rules on Houses in Multiple Occupation (HMO), as part of its...

27 October 2018

From: Features

Read all about it: Property supplement publisher up for sale

Johnston Press, the company which owns the i national newspaper and some 200 local titles - many with property supplements carrying...

12 October 2018

From: Breaking News

Property Natter – legislation, legislation, legislation

Landlords and letting agents might feel they’ve taken a bit of a battering from the government in recent years – and...

22 September 2018

From: Features

Why letting agents need to be ready for a challenging market this autumn

The buy-to-let sector, which has been under sustained pressure for a number of years now thanks to tax changes designed to...

15 August 2018

From: Sponsored Content

Business funding options - what choices do you have?

When you are starting up a new business, it is unlikely that you will already have enough capital to invest. Taking...

10 August 2018

From: Sponsored Content

It’s happening in the US too - a new portal and industry consolidation

A recent holiday in the US gave me an opportunity to catch up with property news over there - and surprisingly,...

02 June 2018

From: Features

Help To Buy equity loan users told to beware of falling house prices

Consumer body Which? is warning that those who used the Help To Buy equity loan to purchase their homes could face...

18 May 2018

From: Breaking News

Mortgage numbers dip but market ‘stronger than in late 2017’

The latest mortgage snapshot from e.surv has reinforced recent claims from other sources that London’s housing market remains the most difficult...

13 April 2018

From: Breaking News

First time buyer numbers still 11% below pre-recession levels

The proportion of first time buyers in the market is still 11 per cent below the level seen before the 2008...

11 April 2018

From: Breaking News

Agent jailed after using client's details to take out £30,000 in loans

An estate agent has been jailed for 18 months after he took out £30,000 worth of loans in the name of...

26 March 2018

From: Breaking News

Mortgage approvals dip but first time buyers are up slightly

Figures just released assessing February’s mortgage borrowing show that approvals are 1.25 per cent lower than in January, and are down...

20 March 2018

From: Breaking News

Best places to use Help To Buy identified by new analysis

New analysis by credit and comparison service Totally Money has revealed the districts where the controversial Help To Buy initiative is...

15 January 2018

From: Breaking News

Two UK online agencies in global list of top 50 to watch in 2018

Two UK online estate agencies have been named in a list of the world’s top 50 real estate start-ups to watch...

11 January 2018

From: Breaking News

Property industry reacts to the Autumn Budget

Earlier this week, Chancellor Philip Hammond delivered the Autumn Budget with a strong focus on housing.  The decision to cut stamp duty...

25 November 2017

From: Features

Budget to reveal massive housebuilding programme ... again

Another Budget, another pledge of new house building: it appears from statements made over the weekend by Chancellor Phillip Hammond that...

20 November 2017

From: Breaking News

Base Rate UP - how will it affect the housing market?

The Bank of England has raised the base rate from 0.25 per cent to 0.5 per cent. The Bank’s monetary policy committee was...

02 November 2017

From: Breaking News

PropTech Today: Getting cosy with the winners MIPIM NYC winners

Last week was MIPIM PropTech Summit 2017 in New York, and it was the most oversubscribed to date - proof of the...

18 October 2017

From: Breaking News

ZPG's latest £80m acquisition - it's the Money comparison website

ZPG - which already owns and operates Zoopla, PrimeLocation, Hometrack and the price comparison website uSwitch - has acquired the financial...

08 September 2017

From: Breaking News

Agents broadly welcome better-than-expected mortgage data

New data from UK Finance - previously the Council of Mortgage Lenders - paints a relatively optimistic assessment of the UK-wide...

24 August 2017

From: Breaking News

First time buyers more active, says Connells, but Brexit clouds linger

Almost half of all property purchase valuations last month were conducted on behalf of first-time buyers according to Connells - well...

23 August 2017

From: Breaking News

Why the stock market likes disruptors

The stock exchange seems to be on everyone’s lips at the moment. There’s Agents’ Mutual seeking to float on the Alternative Investment...

12 August 2017

From: Features

Building bridges: Q&A with Daniel Owen-Parr of Together

As the mainstream mortgage market braces itself for yet another clampdown on buy-to-let lending, a growing number of property investors are...

04 August 2017

From: Features

Why the new build leasehold ban is a big moment for our industry

Without wishing to blow our own trumpet at this time, we did say at the start of the year that 2017...

28 July 2017

From: Features

Industry backs leasehold reform as government releases more details

There has been general support from the industry for the government’s apparent intention to ban new homes in England being sold...

26 July 2017

From: Breaking News

An inconvenient truth - Help To Buy mostly helps the better off

Government schemes like Help To Buy, supposedly assisting more people get on the ladder, have little impact on improving social mobility...

04 July 2017

From: Breaking News

Good news - mortgage demand grows for the first time in six months

The overall mortgage market has grown in the past month according to e.surv - bringing to an end months of decline...

25 May 2017

From: Breaking News

Mortgage figures give cause for modest optimism, say commentators

Home buyers borrowed £11.2 billion in March - down on the ‘stamp duty bonanza‘ period at the same time last year...

18 May 2017

From: Breaking News

Mortgage market review

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

08 April 2017

From: Features

The rise of the first-time buyer - is this the return of generation buy?

There are more first-time buyers (FTBs) finding a way on to the property ladder than at any time since the Financial...

01 April 2017

From: Features

'Small deposit' buyers now over a fifth of mortgage market

Buyers with deposits of 15 per cent or less of the purchase price now make up more than a fifth of...

30 March 2017

From: Breaking News

What's wrong with using Bank of Mum and Dad? asks property guru

A leading housing market analyst has made a stout defence of the growing trend of young buyers relying on their parents...

29 March 2017

From: Breaking News

First time buyers' problems set to continue, warns commission

The proportion of first time buyers relying on inherited wealth or loans from the ‘Bank of Mum and Dad’ has reached...

27 March 2017

From: Breaking News

Mortgages for buyers approach two-year low as market flattens

Data from the Council for Mortgage Lenders show that loans taken out by buyers have hit a near two-year low.   Home buyers...

15 March 2017

From: Breaking News

What does the future hold for the buy-to-let market?

Over the past two decades, investing in buy-to-let has been a relatively easy way to make money, which is why so...

25 February 2017

From: Features

London market: fewest mortgages for buyers since 1991

The number of home buyers in London dropped to a four-year low in 2016 while the number of loans taken out...

23 February 2017

From: Breaking News

What can we learn from the Property Week Awards PropTech shortlist?

So, Property Week has announced its Property Awards shortlist for 2017. Looking at the entries for PropTech Company of the Year, I'm surprised...

22 February 2017

From: Breaking News

Buy-to-let mortgages: What opportunities and challenges lie ahead?

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

17 February 2017

From: Features

Borrowing by first time buyers hits record high

First-time buyers borrowed £5.1 billion from mortgage companies in December, far above the same month in 2015, and the highest December...

16 February 2017

From: Breaking News

Investment firm claims some London asking prices cut 30 per cent

The managing partner of a property investment firm says London residential property values have fallen by 15 to 25 per cent...

04 January 2017

From: Breaking News

New mortgage figures confirm housing market is gently slowing

New figures from the Council for Mortgage Lenders add weight to the argument that the housing market is gently slowing.  Home-owners borrowed £10.5...

15 December 2016

From: Breaking News

First time buyers have a lot to thank Help To Buy for says Moneyfacts

Moneyfacts, the independent financial products monitoring service, says first time buyer have a lot to thank Help To Buy for -...

06 December 2016

From: Breaking News

Good news for London market - mortgage demand up in third quarter

There’s good news for London’s troubled market - a report from the CML shows that buyers in the capital took out 12...

24 November 2016

From: Breaking News

Autumn Statement: The property industry's wish list for Philip Hammond

It may still be too early to start compiling a Christmas wish list, but it is the right time to provide...

19 November 2016

From: Features

Five guesses about the Autumn Statement

Forecasts are a tricky business. And as I wrote in a recent Industry Views opinion piece, any prediction in the current...

19 November 2016

From: Features

Long-awaited Redfern Review into housing expected tomorrow

Labour’s long-awaited Redfern Review, set up a year ago after the party’s defeat in the general election, finally reports tomorrow. Although it...

15 November 2016

From: Breaking News

Brexit uncertainty goes on as mortgage approvals drop 10% year-on-year

The latest Bank of England data on mortgage approvals - a key barometer for likely transactions for agents - shows Brexit...

01 November 2016

From: Breaking News

Property Natter: on my travels

It’s all been kicking off in recent weeks, hasn’t it? Marmite wars, the endless Trump v Clinton debate, Samsung phones blowing...

28 October 2016

From: Features

Government pledges substantial house building ideas by Christmas

The government has signalled that it is going to publish a housing White Paper later this year with “significant measures” to...

04 October 2016

From: Breaking News

Mortgage market defies Brexit jitters as rates hit record lows

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

30 September 2016

From: Features

Three months on – which way is the Brexit wind blowing?

Those working within the UK housing market would have felt considerable worry about the immediate impact of the vote to leave...

23 September 2016

From: Features

Agents to identify 'transaction-ready' buyers with new Zoopla feature

Zoopla Property Group (ZPG) has announced the launch of a new feature on its website which will help estate agents to...

20 September 2016

From: Breaking News

Is buy-to-let investing still a safe bet?

The huge rush to acquire buy-to-let property in the first quarter of the year ahead of the stamp duty change deadline...

09 September 2016

From: Features

Mortgage deals for buyers substantially better than earlier this year

Respected financial comparison website Moneyfacts says the average buyer requiring a mortgage and securing a deal now will be £240 a...

26 July 2016

From: Breaking News

MIRAS: Could Theresa May go back to the future?

I’m indebted to one of the most enthusiastic estate agents I’ve had the pleasure of meeting for suggesting the subject of...

15 July 2016

From: Features

Property auctions market round-up Q2 2016

With a number of agent partner programmes available nationwide, estate agents can often increase business by offering sales by auction, especially...

15 July 2016

From: Features

The post-Brexit landscape

As I sit and write this piece, even with the FTSE 100 back up and sterling having recovered some of its...

08 July 2016

From: Features

Housing market in the doldrums as owner occupier borrowing falls

Home-owners borrowed £8.1 billion for house purchases in April, which was four per cent down on the same month a year ago. There...

16 June 2016

From: Breaking News

Firm urges agents to short-let homes that are sticking on the sales market

A firm says it wants to help agents and sellers frustrated by a stagnating housing market to short-let homes using controversial...

15 June 2016

From: Breaking News

Home loans slow as EU referendum torpor sets in to housing market

Home loans activity has fallen to a 12 month low as market torpor sets in ahead of the EU referendum.  According to...

09 June 2016

From: Breaking News

Bridging the gap

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

01 June 2016

From: Features

Massive increase in mortgage loans - and not only for buy to let

There has been a 58 per cent rise in the past year for mortgages for house purchase purposes, according to the...

18 May 2016

From: Breaking News

Repossessions now running at their lowest-ever recorded level

The Council of Mortgage Lenders says the number of repossessions in the first quarter of 2016 was 2,100 - the lowest...

13 May 2016

From: Breaking News

New credit risk rules could curtail mortgages for first time buyers

First time buyers with small deposits are among those likely to suffer as a result of new regulations on credit risk...

28 April 2016

From: Breaking News

Big boost in mortgage lending says e.surv - but will it last much longer?

Home lending in 2016 saw its best opening quarter for nine years according to the figures from chartered surveying firm e.surv.  An...

15 April 2016

From: Breaking News

Tax and Buy-to-Let – how short are our memories?

We talk about the unstoppable rise of buy-to-let and forget that it was only as recently as the early 1970’s that...

08 April 2016

From: Features

Stamp duty deadline: warning of major problems and extra costs for buyers

A top consultancy firm is warning that the stamp duty surcharge coming into effect at the end of this week may lead...

31 March 2016

From: Breaking News

Tax experts blast SDLT surcharge as incredibly unfair to joint purchasers

A group of leading tax experts claims the stamp duty surcharge coming into effect one week from today will hurt the...

25 March 2016

From: Breaking News

Big rise in mortgage lending on back of more jobs and higher wages

Data from the Council of Mortgage Lenders shows that gross mortgage lending reached £17.6 billion last month - that's the highest...

18 March 2016

From: Breaking News

Link stamp duty to energy efficiency urges right-wing think tank

A centre-right think tank founded by Tory former planning minister Nick Boles is urging a review of stamp duty to link...

07 March 2016

From: Breaking News

Why Help to Buy London is a sign of things to come in the capital

As we know, the property market in London is notorious for sitting a long way outside the conventions of the wider UK...

27 February 2016

From: Features

Buy to let surge takes mortgage lending to almost a two year high

Banks have approved the highest number of mortgages for almost two years as the rush to purchase buy to let properties...

25 February 2016

From: Breaking News

Good news for market as first time buyers lead surge in borrowing

In December 2015 first time buyers borrowed £4.5 billion for house purchases - that’s up seven per cent on November and...

17 February 2016

From: Breaking News

Stamp duty deadline-beaters create unexpected mortgage lending surge

Increased competition amongst mortgage lenders and the rush to buy investment properties before the April 1 stamp duty surcharge deadline have...

02 February 2016

From: Breaking News

Stamp duty and buy to let tax changes: Readers' views put to David Cameron

In January readers of Estate Agent Today and Letting Agent Today were given the opportunity to give their views on proposed...

25 January 2016

From: Features

Mortgage lending suffers one-month dip but shows full-year increase

Mortgage lending for home buyers dipped by nine per cent in November according to new data - but it is up...

15 January 2016

From: Breaking News

2016 will need some thought

In many respects 2015 has been a good year. Despite global challenges, we have seen a marked improvement in the UK...

11 December 2015

From: Features

Agent denies £250k fraud allegation made by Trading Standards team

An estate agent is going on trial concerning allegations that he defrauded people of over a quarter of a million pounds. Russell...

19 October 2015

From: Breaking News

Help To Buy adds £8,250 to price of a home claims Shelter

Campaigning charity Shelter claims the government's flagship housing incentive, Help To Buy, has added £8,250 to the price of a home...

22 September 2015

From: Breaking News

Let's not stand back and blame the market for inactivity

Despite seeing the word in many industry pieces, using ‘crisis’ to describe anything related to the UK housing market at present...

18 September 2015

From: Features

Lending edges back for first timers and owner-occupiers

Figures from the Council of Mortgage Lenders show that lending to first time buyers bounced back in the second quarter of...

12 August 2015

From: Breaking News

Has buy-to-let become too popular for its own good?

Here's a thought. The Chancellor may have done the buy-to-let industry a small favour with his emergency Budget in July. What...

07 August 2015

From: Features

Online agent in bid to move away from upfront fees

eMoov has entered into a partnership with peer-to-peer lender RateSetter in another bid by an online estate agency to find an...

27 July 2015

From: Breaking News

The interest rate warning bell has been rung

When Governor of the Bank of England, Mark Carney, recently announced that interest rates would have to start to rise sooner...

24 July 2015

From: Features

Portals given credit for Connells 27% sales surge

Connells says its sales figures for June show a 27.5 per cent rise on the same month last year.  The agency has...

17 July 2015

From: Breaking News

Mortgage market waking up as summer bounce beckons

Lending for house buying is still down compared to this time last year but there are signs that the market is...

15 July 2015

From: Breaking News

Surveyors claim mortgage boost shows new market bounce

There is more evidence of a boost in mortgage approvals according to data from chartered surveyor company e.surv.  It says there were...

10 July 2015

From: Breaking News

Nationwide changes price index to reflect more automated valuations

The methodology used by the Nationwide to compile its house price index is to be changed from next month, with more...

03 July 2015

From: Breaking News

Boris lobbying government to change Right To Buy

The Financial Times says London Mayor and new Conservative MP Boris Johnson is lobbying the government in a bid to persuade...

02 July 2015

From: Breaking News

Let’s get our act together

This month has marked a real change in the way the private lettings sector is perceived - and it’s a perception...

19 June 2015

From: Features

Agent blasts unnecessarily restrictive lending

The Aston Mead estate agency says “unnecessarily restrictive mortgage criteria" have caused the number of home loans to drop sharply in...

07 May 2015

From: Breaking News

Over 10% drop in mortgage approvals

The number of mortgage loans approved by banks fell year-on-year for the ninth consecutive month in March. Data from the British Bankers’...

29 April 2015

From: Breaking News

Letter from the Publisher – What are the challenger parties saying about housing?

With another hung parliament looking increasingly likely, the so-called ‘challenger parties’ look set to have a major say in who forms...

23 April 2015

From: Features

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