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KEYWORD "Borrowers" - 79 RESULTS
Big jump in repossessions but lenders try to calm market fears

The number of owners' properties being repossessed jumped 15 per cent year on year in the second quarter of 2019. There were...

12 August 2019

From: Breaking News

What would a Corbyn government mean for sales and lettings?

While media attention has been on Theresa May, Brexit and the Tories, chatter in the agency industry has been about what...

25 May 2019

From: Features

Mortgage approvals show modest uptick as market improves

On the same day as one of the most optimistic Rightmove market snapshots of recent months, the latest mortgage monitor from...

16 April 2019

From: Breaking News

Mortgage prisoners given hope of escape route by City regulator

Mortgage prisoners - borrowers unable to switch lenders despite being up-to-date with payments - may have an escape route in sight...

27 March 2019

From: Breaking News

40-year mortgages help buyers beat stricter affordability rules

Over 50 per cent of all mortgage products available to home buyers in the UK currently have a standard maximum term...

19 March 2019

From: Breaking News

Good market news at last as first time buyer borrowers hit a 12-year high

After several days of gloomy market news, here's something more optimistic - there were 370,000 new first time buyer mortgages completed in...

20 February 2019

From: Breaking News

80 and still paying a mortgage? No problem, say lenders

Mortgage lenders are relaxing age limits so that house buyers can still be paying off their home loan well into their...

12 February 2019

From: Breaking News

Why we need to be able to move when we want, not when we have to

A review of the housing market at present, particularly when it comes to purchase transactions, might not necessarily feel overly positive.  The...

26 January 2019

From: Features

Warm welcome for regulator's bid to help 'mortgage prisoners'

There’s been a warm welcome from the property and consumer sectors for a suggestion that the Financial Conduct Authority may be...

14 January 2019

From: Breaking News

Purplebricks boss warns on dangers of borrowing more than one can afford...

The global chief executive of Purplebricks, Michael Bruce, has warned mortgage lenders against offering so-called ‘super-sized’ home loans to borrowers.  Bruce is...

28 November 2018

From: Breaking News

Would housing market improve if owners switched mortgages?

Shock figures out this morning show that a staggering £15.4 billion of annual interest is being paid by mortgage borrowers sitting...

22 November 2018

From: Breaking News

Priced Out: owning a home not a top priority for Millennials

Millennials aged 18 to 34 are putting plans for romance, children and even hobbies on ice as they make huge sacrifices...

30 October 2018

From: Breaking News

Business funding options - what choices do you have?

When you are starting up a new business, it is unlikely that you will already have enough capital to invest. Taking...

10 August 2018

From: Sponsored Content

It's not a big deal - agents try to brush off rate rise impact

Most estate agents have tried to dismiss the impact of the Bank of England’s base rate rise, which came following a...

03 August 2018

From: Breaking News

Interest rate rise today 'could hurt housing market balance' - warning

A leading estate agent is warning that an interest rate increase today ould hurt the delicate balance of the housing market. The...

02 August 2018

From: Breaking News

Good news on mortgages - no arrangement fees on 40% of them

The mortgage industry may be throwing agents and the housing market something of a lifeline - it’s been revealed that 40...

25 July 2018

From: Breaking News

'Buyers sitting on their hands' as mortgages for purchase fall again

Total mortgage approvals by the main High Street banks increased three per cent in May over the same month last year...

27 June 2018

From: Breaking News

Buyers need more help to get the best mortgage deal, says FCA

The Financial Conduct Authority says house buyers need more help to find the best priced and most appropriate mortgage deal for their...

09 May 2018

From: Breaking News

Mortgage numbers dip but market ‘stronger than in late 2017’

The latest mortgage snapshot from e.surv has reinforced recent claims from other sources that London’s housing market remains the most difficult...

13 April 2018

From: Breaking News

Mortgage approvals dip but first time buyers are up slightly

Figures just released assessing February’s mortgage borrowing show that approvals are 1.25 per cent lower than in January, and are down...

20 March 2018

From: Breaking News

Agency warns about effect of interest rate rise on household budgets

A 1.0 per cent interest rate rise would add £930 a year to the cost of servicing the average mortgage, according...

27 February 2018

From: Breaking News

Branding - game, set and match to the onliners?

According to The Branding Journal, a brand is “a name, term, design, symbol, or any other feature that identifies one seller's...

20 January 2018

From: Features

Mortgage approvals strong despite growing housing market worries

Mortgage approvals are well above last year's levels despite concerns about the health of the housing market.  There were 66,185 mortgage applications...

09 November 2017

From: Breaking News

Market unlikely to be impact by small rate rise - even if it happens

Experts suggest that a possible interest rate rise this morning - if it is backed by a majority of members of...

02 November 2017

From: Breaking News

PropTech Today: Getting cosy with the winners MIPIM NYC winners

Last week was MIPIM PropTech Summit 2017 in New York, and it was the most oversubscribed to date - proof of the...

18 October 2017

From: Breaking News

More London house price woe but UK market is stable - Nationwide

UK house price inflation is now running at a modest 2.0 per cent but London's housing market has recorded its worst...

02 October 2017

From: Breaking News

Mortgage lending boost brightens housing market outlook

Mortgage lending reached £24.2 billion in August according to latest estimates by UK Finance. There were some 41,807 house purchase approvals, with...

27 September 2017

From: Breaking News

Customer service is top priority when choosing mortgage provider

Customer service is a definitive priority for prospective borrowers when choosing a mortgage lender.  This is according to a study of over...

05 September 2017

From: Breaking News

Countrywide's surveying division in link-up with Virgin Money

Countrywide Surveying Services has been appointed by Virgin Money as its partner to support borrowers for new build, custom build and...

01 September 2017

From: Breaking News

First time buyers should ponder more options, urges mortgage analyst

Independent financial service Moneyfacts says first time buyers who opt for a fixed rate deal might be better off if they chose...

31 August 2017

From: Breaking News

Many mortgage rates still falling for now, market monitor says

The housing market may appear stagnant but one of the leading monitors of the mortgage market says many rates for borrowers...

11 July 2017

From: Breaking News

Good news - mortgage demand grows for the first time in six months

The overall mortgage market has grown in the past month according to e.surv - bringing to an end months of decline...

25 May 2017

From: Breaking News

Mortgage firms respond quickly to attract more investment buyers

The proportion of mortgage products available for investor buyers operating through limited companies has risen by over 50 per cent in...

23 May 2017

From: Breaking News

Cash makes up 42% of funding for buying homes - should we worry?

Cash is becoming an increasingly large proportion of the funding used to buy homes according to a new analysis of transactions...

11 May 2017

From: Breaking News

More mortgage products available now than at any time since 2008

There are more mortgage products available to buyers now than at any time since 2008 according to respected finance monitor service...

10 May 2017

From: Breaking News

Mortgage rates now at their lowest-ever level, says bank

Mortgage rates continue to fall with the average new lending rate at a record low of 2.2 per cent: as a...

27 April 2017

From: Breaking News

Regulator to probe lenders who offer just interest-only mortgages

The Financial Conduct Authority says it is to review lenders offering solely interest-only mortgages to home owners. In its business plan for...

21 April 2017

From: Breaking News

Mortgage market review

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

08 April 2017

From: Features

Good news: easier to get mortgages now than any time since 2014

Mortgage brokers say they are encountering fewer difficulties sourcing products now than at any time for three years.  Research from the Intermediary...

04 April 2017

From: Breaking News

'Small deposit' buyers now over a fifth of mortgage market

Buyers with deposits of 15 per cent or less of the purchase price now make up more than a fifth of...

30 March 2017

From: Breaking News

Buy-to-let mortgages: What opportunities and challenges lie ahead?

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

17 February 2017

From: Features

South West London is 'risky' mortgages hotspot

The highest number of 'risky' mortgages issued during 2015 was in South West London, according to new analysis of the latest...

24 January 2017

From: Breaking News

PropTech: Mortgage startup secures £5.5m in funding

Digital mortgage broker habito has announced that it has raised £5.5 million in investment funding.  The firm says it will use the...

24 January 2017

From: Breaking News

Good news - cheap mortgage deals likely to remain in place

A new report from the NatWest Bank nips in the bud any speculation that rising inflation may end the current cheap...

20 January 2017

From: Breaking News

Farewell to 2016 and a cautious welcome to 2017

There is no doubt that 2016 managed to catch the world by surprise on more than one occassion.  But will 2017 be...

14 January 2017

From: Features

Brexit and property taxes lead to subdued forecast for 2017 market

Brexit and wider economic uncertainties worsened by changes to property taxation have forced the Council of Mortgage Lenders to cut its...

20 December 2016

From: Breaking News

London house price growth falls to lowest for over three years

House prices in London are now rising at 7.6 per cent per year - the lowest figure for 39 months according...

16 December 2016

From: Breaking News

Official review starts into agents introducing clients to mortgage lenders

The Financial Conduct Authority is to investigate mortgage competition, including the introduction of clients to lenders by estate agents.    It’s part of...

13 December 2016

From: Breaking News

No excuse not to buy - number of fee-free mortgage deals soars

The number of fee-free deals on fixed rate mortgages has more than doubled in the past year according to research by...

30 November 2016

From: Breaking News

New rules being considered to handle mortgage arrears

The Financial Conduct Authority is consulting on new guidance to lenders on how to measure and treat the repayment of arrears...

20 October 2016

From: Breaking News

Mortgage market defies Brexit jitters as rates hit record lows

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

30 September 2016

From: Features

Zoopla invests in another PropTech startup

Zoopla Property Group (ZPG) has announced that it has invested in a soon-to-launch PropTech startup. The group, which now owns uSwitch and...

16 September 2016

From: Breaking News

Is AI the future of mortgage advice?

This week, tech startup Habito claims to have launched the world's first artificially intelligent 'digital mortgage adviser'.  The robo-adviser takes into account...

16 September 2016

From: Breaking News

Industry's top PropTech tweeters revealed

As the PropTech industry continues to expand, with dedicated events and more innovative startups entering the world of UK property, online...

14 September 2016

From: Breaking News

Is buy-to-let investing still a safe bet?

The huge rush to acquire buy-to-let property in the first quarter of the year ahead of the stamp duty change deadline...

09 September 2016

From: Features

Buyers now have over 23,000 mortgage products to choose from

The number of mortgage products available is now over 23,000 - a figure last seen during the heady days just before...

22 August 2016

From: Breaking News

Housing market boost as tracker mortgages fall to lowest-ever cost

There has been a spur in activity in the mortgage market since the Bank of England base rate dropped to 0.25...

17 August 2016

From: Breaking News

Bank of England cuts base rate to 0.25 per cent

  The Bank of England has, as expected, cut its base rate to 0.25 per cent after a record seven years at...

04 August 2016

From: Breaking News

Mortgage deals for buyers substantially better than earlier this year

Respected financial comparison website Moneyfacts says the average buyer requiring a mortgage and securing a deal now will be £240 a...

26 July 2016

From: Breaking News

Property Natter: Q & A with Peter Brodnicki

As promised, this week’s Natter is dedicated to a question and answer session with Peter Brodnicki, the man who has been...

22 July 2016

From: Features

Carney says owners and buyers should budget for interest rate rises

House owners and buyers with mortgages in today’s market should budget to ensure they can “have enough headroom” for a rise...

13 July 2016

From: Breaking News

Carney warns housing market: Brexit conditions will be difficult

The Bank of England’s governor is warning future mortgage borrowers who buy homes that “conditions will be difficult” as a result...

06 July 2016

From: Breaking News

The only certainty is uncertainty. So what next for the industry?

One estate agency leader - you’d all recognise his name - described the victory of the Leave camp in the referendum...

24 June 2016

From: Features

Housing market in the doldrums as owner occupier borrowing falls

Home-owners borrowed £8.1 billion for house purchases in April, which was four per cent down on the same month a year ago. There...

16 June 2016

From: Breaking News

Bridging the gap

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

01 June 2016

From: Features

Barclays no-deposit mortgage: a good idea?

It’s the news that has got everyone talking: Barclays are bringing back the 100% mortgage.  The market has taken a bit of...

13 May 2016

From: Features

Big boost in mortgage lending says e.surv - but will it last much longer?

Home lending in 2016 saw its best opening quarter for nine years according to the figures from chartered surveying firm e.surv.  An...

15 April 2016

From: Breaking News

Buy to let mortgage clampdown is too late and unnecessary says leading agent

New proposals to curtail mortgage borrowing in the buy to let sector have been branded as “a classic case of slamming...

30 March 2016

From: Breaking News

Revealed - new restrictions on buy to let mortgage lending

A key Bank of England body has revealed its proposals for tougher borrowing standards to prevent buy to let lending overheating the wider...

29 March 2016

From: Breaking News

Why Help to Buy London is a sign of things to come in the capital

As we know, the property market in London is notorious for sitting a long way outside the conventions of the wider UK...

27 February 2016

From: Features

Buy to let surge takes mortgage lending to almost a two year high

Banks have approved the highest number of mortgages for almost two years as the rush to purchase buy to let properties...

25 February 2016

From: Breaking News

Agents and mortgage experts welcome surge in first time borrowers

There has been a warm welcome given to figures from the Council of Mortgage Lenders showing that lending to first time...

19 February 2016

From: Breaking News

Good news for market as first time buyers lead surge in borrowing

In December 2015 first time buyers borrowed £4.5 billion for house purchases - that’s up seven per cent on November and...

17 February 2016

From: Breaking News

Average deposit for a home now exceeds £80,000 says mortgage broker

The average deposit for a property has risen 15 per cent in the past year and now stands at over £80,000...

27 January 2016

From: Breaking News

Most mortgage borrowers don't know their interest rate, claims Which?

New research from the mortgage advice section of the consumer group Which? reveals that one in three mortgage holders have no...

07 December 2015

From: Breaking News

Over half of home owners will struggle if rates rise, warn building societies

Over half of Britain's home owners will hit problems if interest rates rise. The Building Societies Association says new research which it...

30 September 2015

From: Breaking News

No clue as to whether MMR review will boost housing market

The Financial Conduct Authority is remaining tight-lipped as to whether its newly-announced assessment of MMR will lead to easier access to...

08 September 2015

From: Breaking News

The interest rate warning bell has been rung

When Governor of the Bank of England, Mark Carney, recently announced that interest rates would have to start to rise sooner...

24 July 2015

From: Features

Let’s get our act together

This month has marked a real change in the way the private lettings sector is perceived - and it’s a perception...

19 June 2015

From: Features

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