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Katie Walton
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I completely agree, strength in numbers. From what I can work out via all the information I’ve amassed is that real estates are off loading properties where settlements for claims on Certificate of Structural Adequacy have already been agreed. In other words, the vendor, insurance company and real estate are all cashing in on this system and dubbing unawares buyers like us. If I had exchanged contracts I would have lost everything. In my case, what they are doing is not just immoral, it’s illigal.
From:
Katie Walton
30 June 2020 14:36 PM
Hi Richard, I have just posted on this site regarding my experience. Could you look over it please and give me some feedback. I am aware I have uncovered some quite mucky dealings and need to know how to proceed
From:
Katie Walton
30 June 2020 14:04 PM
I may also add, when I confronted the real estate with my finding, I was directed almost immediately to one of the owners of the real estate, who manages complaints. To me, this indicated very clearly that management were and are complicit in these practices so I don’t expect to get any joy there. I may also add that prior to me gaining knowledge of the whole situation, I was very clear that I couldn’t complete till I had full insurance in place that covered subsidence. The real estate seemed to go beyond their duties providing quotes and documentation from various insurance agents that seemed to cover subsidence, all documentation stated so. When I independently phoned and followed up on these quotes, the insurance provider who I was speaking with presumed incorrectly that I was part of the team at the real estates and told me that the original subsidence claim was for over £450000, subsidence would definitely NOT be included. This was the point alarm bells stated ringing. The real estate had simply added a few pages onto the policy to ok as if subsidence was covered.
From:
Katie Walton
30 June 2020 13:57 PM
Hi, I was buying a property through MMOA and lost over £10000 due to very unlawful practices by not just the vendor and real estate in question but via many other parties attached. The property was sold as having had a new extension area underpinned and the Certificate of adequacy current and unclaimed on. On this merit, I entered the auction. It transpired that the whole of the property had been underpinned, the certificate of adequacy claimed on. The whole house was a disaster. There were no records of any building regulations etc in the town hall, their insurance company claimed on would give me no information. I even employed an independent civil engineer (who knew the real estates well, collected the keys from them and told me I did not need to be there for the inspection). The report came back glowing, no subsidence issues etc. The way I obtained this independent report was through the real estate! I was still very concerned as during the time between auction and exchange of contract, none of the doors in the property would either, open or close, salts were coming through new plasterer works (works both the real estate and vendor denied were recent), cracks appearing in windows, a huge crack I could put my hand in in a cupboard not replastered, but above the new plaster works. I informed my solicitor (who was completely incompetent) of my concerns stating I was going to employ an out of town surveyor. She informed the real estate and both my solicitor and real estate would not grant me access to the property to do another survay until I exchanged contracts. However, through sheer luck, I was able to gain access and then I let the surveyed in. The house was basically falling down. I have since obtained documents of the underpinning and have been collating lots of evidence. At the time I confronted the real estate but they shut me down, declaring exchange of contracts due and I failed to pay so lost my deposit. I was in the process of changing the use of the building from commercial to residential via the town hall and several months later,under a different alias, when the real estate had the same property for at auction again, asking why full council tax was being paid on a derilict property and why was there no record of building regulations etc. Immediately, I receive back monies paid for the change of use from the Town Hall, which I found interesting considering I had contacted them under an alias not disclosing any knowledge of events prior. I am now in a position to pursue this but aside trading standards and the property ombudsman, are there any other channels I can pursue as this is a very large real estates in the south west and their undertaking seem to spread much deeper than non disclosure of information on their part?
From:
Katie Walton
30 June 2020 13:43 PM
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From: Katie Walton
30 June 2020 14:36 PM
From: Katie Walton
30 June 2020 14:04 PM
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30 June 2020 13:57 PM
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