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Steve Davies
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Beware of advising clients to order searches from providers which are not registered with PCCB or IPSA such as the comments above as the vast majority of lenders will not accept such searches and the payment of commission is outlawed by the SRA.
From:
Steve Davies
11 January 2021 12:53 PM
Anyone reading this article could assume that this will speed up the housebuying process, however it has been clearly identified in the governments call for evidence at the end of 2017 that searches are very rarely responsible for delays. This development to digitise the Local Land Charges register is only one register forming part of the local search and has been implemented at only one council of over 300. The remainder of the registers and data searched to create the search report (called the con29) will still need to be sourced and compiled in the same way by either private search companies or local councils. Once this project is implemented at all councils, solicitors and conveyancers will still need to order the con29 search separately from existing providers. HMLR have confirmed there are no plans to digitise the con29 data and the conveyancer cannot exchange contracts any quicker therefore which must be very confusing to the average housebuyer or seller reading this.
From:
Steve Davies
12 July 2018 16:46 PM
In response to Robs point, there is a solution for clients who do not want to order searches until other issues have been resolved. I operate both a search company and an estate agent and both businesses provide abortive transaction insurance which can refund fees paid in the event of a failed transaction (through no fault of their own). In response to Peters point and as a board member and former CEO of IPSA (The Association of Independent Personal Search Agents) it is the government response which says that "There was a strong sense from these responses that the position regarding property searches had generally improved over the last few years, partly due to the efforts of private search companies" It is of course a fact that a small number of restrictive councils cause delays, however the vast majority of private searches are returned within one week. Clearly these "rogue" councils which can take weeks to respond to search requests also impose delaying restrictions on the private sector and I for one welcome the action which govt has indicated (provided they actually follow this through, unlike previous rhetoric)
From:
Steve Davies
20 April 2018 09:59 AM
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From: Steve Davies
11 January 2021 12:53 PM
From: Steve Davies
12 July 2018 16:46 PM
From: Steve Davies
20 April 2018 09:59 AM